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Joyous January's No-Spend Days Challenge!

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Comments

  • KajiKita
    KajiKita Posts: 7,317 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here 😊

    KK
    As at 15.05.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 32 books of target 52 in 2025, as @ 28th June
    Produce tracker: £183 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • AuntieL
    AuntieL Posts: 367 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • Dizzycap
    Dizzycap Posts: 1,014 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 30 January at 9:27PM
    My final NSD of the month today, as I’m meeting up with a friend for coffee tomorrow. Just made my target, by the skin of my teeth 😁

    20/20 NSDs for Jan
    - Awesome!
    ~ NSD 2025 - NSD July 3/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £12,114.14 / £12,000 💯 - Continuing
  • Dizzycap said:
    My final NSD of the month today, as I’m meeting up with a friend for coffee tomorrow. Just made my target, by the skin of my teeth 😁

    20/20 NSDs for Jan
    - Awesome!
    Thanks so much, @Dizzycap
    From Jan 25:
    4,419.92-2,000
    4,538-3,260
    3,240.18-3,240
    BL 1,900-1,220
    Total: 12,182.91-9,720.18
    🏆 ⬇️ by £2,462.73

    NSD June 16/18
    #58 1p: 165.46/667.95 181/365
    #18 52: 1,035.16/1,378 26/52
    #32 Make 2025: 935.58/2,025
    #20 12k: 4,750.06/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Sprive 21.25
    Snap 20
    Books 4.02

    Monzo 2,136.20
    TSB 700/2,700
    FD 800/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.86
    🏆 ⬆️ Total: £4,750.06

    Trading: £1,943.08
    Mortgage: £59,016.07
  • cathybird
    cathybird Posts: 15,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 31 January at 4:10PM
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    January targets


    AuntieL 27/20  image  image  image  image  image  image  image 


    bamboo socks 2/10  image


    beanielou 30/19  image  image  image  image  image  image  image 


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 23/20  image  image  image  image  image  image  image 


    Cassingtonbear 10/15  image  image  image 


    cathybird 21/15  image  image  image  image  image  image  image 


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 22/19  image  image  image  image  image  image  image 


    cuddlymarm 18/15  image  image  image  image  image  image 


    Diane1276 10 


    Dizzycap 28/27  image  image  image  image  image  image  image 


    Doris17 18/15  image  image  image  image  image  image 


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 8/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 15/10  image  image  image  image  image  image 


    KajiKita 26/20  image  image  image  image  image  image  image 


    Lanky larry 9/20  image  image 


    laura lau 19/18  image  image  image  image  image  image 


    laurenh1 23/20  image  image  image  image  image  image  image 


    lilian1977 5/20   image  image


    LittleMissDetermined 15/16  image  image  image  image 


    Louise600 10/10  image  image  image  image 


    Makingabobor2 12/15  image  image  image 


    Money Choices 9/10  image  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    Optimistic Saver 20/20  image  image  image  image  image  image 


    Pauper1 20/20  image  image  image  image  image  image 


    peacocking 18/25  image  image  image  image 


    QueenJess 19/15  image  image  image  image  image  image 


    Sausageroll14 5/20  image  image


    Saver-upper 12/15  image  image  image


    SecondStar 17/15  image  image  image  image 


    SerenitySeven 10 


    short bird 17/18   image  image  image  image 


    Thriftymissus 24/22   image  image  image  image  image  image  image 


    Tjh1412 18/15  image  image  image  image  image  image 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Newcomers welcome! 🌞 🌞
  • cathybird
    cathybird Posts: 15,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Crazybee787 yes I'm fond of the monster! xx :)

    Congrats to everyone who has reached or surpassed their target, especially @beanielou - think 30 for Jan is a record! xx :)
  • CrazyBee787
    CrazyBee787 Posts: 789 Forumite
    500 Posts Name Dropper Photogenic
    Thanks @cathybird , well done Beanie, Today I have spent £7.99 on tokens for a game, in fairness to me I choose the cheapest option, but still an overbudgeted spend. Thank you Cathybird See you in February.
  • Dizzycap
    Dizzycap Posts: 1,014 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    Today is also going to be a NSD 28/27
    Well done everyone :p<3

    ~ NSD 2025 - NSD July 3/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1234.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £12,114.14 / £12,000 💯 - Continuing
  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Yesterday was a NSD so I hit 20/20 🙌 today will be spendy as need to get some food shopping, but that should mean I hopefully start Feb with a run of NSDs!
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92

    Mar 1st £11015.30
  • Thriftymissus
    Thriftymissus Posts: 254 Forumite
    100 Posts Photogenic Name Dropper
    Good morning, it’s gonna be NSD number 24 for me today. Was going to buy an In Sympathy card but am using one I have already with just a picture on, it’s the personal message I’ll add that matters after all x
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