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Joyous January's No-Spend Days Challenge!

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  • beanielou
    beanielou Posts: 95,475 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Last one of the month today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Thriftymissus
    Thriftymissus Posts: 272 Forumite
    100 Posts Photogenic Name Dropper
    edited 30 January at 10:36AM
    Hello, today will be another NSD, as I’m working from home all day and no reason to buy anything. That means I’m on day 23 today. I think this will be my last one as sadly will be buying an ‘in Sympathy’ card tomorrow.

    well done everyone and thank you @cathybird ❤️
  • Caeraugirl
    Caeraugirl Posts: 586 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    edited 30 January at 12:20PM
    Two more for me, for yesterday and today. OH has my car today and tomorrow, while his is being repaired, so am unlikely to be spending tomorrow either, but won't claim that til I can confirm that's the case. So for now am on 23/20.
    #21 Save £12k in 2025 £12577.35/£20000

    July NSD Challenge 0/10
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    one more NSD for me today!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • QueenJess
    QueenJess Posts: 4,480 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD today.
    2025 decluttering: 3,550🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 309🥉🥈🥇💎🏆
    Big kitchen declutter challenge 92/150
    2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • Louise600
    Louise600 Posts: 54 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    Hi 1 NSD today. Thank you  :)
    Car loan £8105.35 57/60 payments left of £141.80 per month 
    Loan £6687.23 55/58 payments left of £165 per month
    Nationwide £1183 (0% interest until 02/2026)

    Total debt £15975.48
  • My final NSD of the month today, as I’m meeting up with a friend for coffee tomorrow. Just made my target, by the skin of my teeth 😁

    20/20 NSDs for Jan
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • cathybird
    cathybird Posts: 15,610 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 30 January at 10:54PM
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    January targets


    AuntieL 26/20  image  image  image  image  image  image  image 


    bamboo socks 2/10  image


    beanielou 30/19  image  image  image  image  image  image  image 


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 23/20  image  image  image  image  image  image  image 


    Cassingtonbear 10/15  image  image  image 


    cathybird 20/15  image  image  image  image  image  image  image 


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 22/19  image  image  image  image  image  image  image 


    cuddlymarm 18/15  image  image  image  image  image  image 


    Diane1276 10 


    Dizzycap 27/27  image  image  image  image  image  image 


    Doris17 18/15  image  image  image  image  image  image 


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 8/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 15/10  image  image  image  image  image  image 


    KajiKita 25/20  image  image  image  image  image  image  image 


    Lanky larry 9/20  image  image 


    laura lau 19/18  image  image  image  image  image  image 


    laurenh1 23/20  image  image  image  image  image  image  image 


    lilian1977 5/20   image  image


    LittleMissDetermined 15/16  image  image  image  image 


    Louise600 10/10  image  image  image  image 


    Makingabobor2 12/15  image  image  image 


    Money Choices 9/10  image  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    Optimistic Saver 20/20  image  image  image  image  image  image 


    Pauper1 19/20  image  image  image  image 


    peacocking 18/25  image  image  image  image 


    QueenJess 19/15  image  image  image  image  image  image 


    Sausageroll14 5/20  image  image


    Saver-upper 12/15  image  image  image


    SecondStar 17/15  image  image  image  image 


    SerenitySeven 10 


    short bird 17/18   image  image  image  image 


    Thriftymissus 23/22   image  image  image  image  image  image  image 


    Tjh1412 18/15  image  image  image  image  image  image 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    An NSD today, because my cold has come back and is stabbing me in the throat 🤧
    Toodle-pip :hello:
  • CrazyBee787
    CrazyBee787 Posts: 885 Forumite
    500 Posts Name Dropper Photogenic
    22/19 Please @cathybird I am dead keen to get the dancing blue monster next month!! Thanks.
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