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Joyous January's No-Spend Days Challenge!

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  • Thriftymissus
    Thriftymissus Posts: 269 Forumite
    100 Posts Photogenic Name Dropper
    Morning all, good luck if you’re on a last push! 
    After hitting my target yesterday, I’ve ordered my second TooGoodToGo bag in a week or so…£5 on sweet stuff, I may be able to have an NSD tomorrow but it won’t be the end of the world if not, I’ve tracked all my spending this month, which has been very worthwhile, especially with a fair few NSDs xx
  • beanielou
    beanielou Posts: 95,389 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Louise600
    Louise600 Posts: 54 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    Hi NSD today for me please. This has been harder than expected!!
    Car loan £8105.35 57/60 payments left of £141.80 per month 
    Loan £6687.23 55/58 payments left of £165 per month
    Nationwide £1183 (0% interest until 02/2026)

    Total debt £15975.48
  • short_bird
    short_bird Posts: 4,008 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello, Day 17! Not sure how tomorrow's going to go, visit to new opticians and not sure yet how their payments are going to work.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Doris17
    Doris17 Posts: 921 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    One for me please 18/15

    "Make Everyday Count"



  • laurenh1
    laurenh1 Posts: 986 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    Not one today, no huge spends though, I spent £1 on wrapping paper.

    Thank you CB for all your efforts this month. We are just trying to get used to our new higher mortgage payment and this thread is really helpful. x
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Not a NSD.
    I've paid for a prescription and an eye test today. And I will probably order glasses by the end of day - if I can decide which ones! Currently thinking of getting 5 pairs and then sending most back.
    Toodle-pip :hello:
  • cathybird
    cathybird Posts: 15,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @laurenh1 yay that the thread has been helpful but boo to the higher mortgage payments! :neutral:
  • cathybird
    cathybird Posts: 15,590 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    January 2025 NSD challenge


    Off to a start = image 

    5 days = image 

    10 days = image 

    15 days = image 

    20 days = image 

    Target reached = image 

    Target beaten = image 


    January targets


    AuntieL 25/20  image  image  image  image  image  image  image 


    bamboo socks 2/10  image


    beanielou 29/19  image  image  image  image  image  image  image 


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 21/20  image  image  image  image  image  image  image 


    Cassingtonbear 9/15  image  image 


    cathybird 19/15  image  image  image  image  image  image 


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 21/19  image  image  image  image  image  image  image 


    cuddlymarm 18/15  image  image  image  image  image  image 


    Diane1276 10 


    Dizzycap 26/27  image  image  image  image  image 


    Doris17 18/15  image  image  image  image  image  image 


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 8/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 14/10  image  image  image  image  image 


    KajiKita 24/20  image  image  image  image  image  image  image 


    Lanky larry 9/20  image  image 


    laura lau 17/18  image  image  image  image 


    laurenh1 23/20  image  image  image  image  image  image  image 


    lilian1977 5/20   image  image


    LittleMissDetermined 15/16  image  image  image  image 


    Louise600 9/10  image  image


    Makingabobor2 12/15  image  image  image 


    Money Choices 9/10  image  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    Optimistic Saver 18/20  image  image  image  image 


    Pauper1 19/20  image  image  image  image 


    peacocking 18/25  image  image  image  image 


    QueenJess 17/15  image  image  image  image  image  image 


    Rupacomp  


    Sausageroll14 5/20  image  image


    Saver-upper 12/15  image  image  image


    SecondStar 17/15  image  image  image  image 


    SerenitySeven 10 


    short bird 17/18   image  image  image  image 


    Thriftymissus 22/22   image  image  image  image  image  image 


    Tjh1412 18/15  image  image  image  image  image  image 


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January on phone or tablet, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Jan NSDs to date: 19/20 
    With just 2 days to go…. 🤞🤑😁
    Thanks @cathybird !
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
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