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Joyous January's No-Spend Days Challenge!
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Morning all, good luck if you’re on a last push!After hitting my target yesterday, I’ve ordered my second TooGoodToGo bag in a week or so…£5 on sweet stuff, I may be able to have an NSD tomorrow but it won’t be the end of the world if not, I’ve tracked all my spending this month, which has been very worthwhile, especially with a fair few NSDs xx3
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hi NSD today for me please. This has been harder than expected!!Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)
Total debt £15975.482 -
Hello, Day 17! Not sure how tomorrow's going to go, visit to new opticians and not sure yet how their payments are going to work.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
One for me please 18/15
"Make Everyday Count"3 -
Not one today, no huge spends though, I spent £1 on wrapping paper.
Thank you CB for all your efforts this month. We are just trying to get used to our new higher mortgage payment and this thread is really helpful. x3 -
Not a NSD.
I've paid for a prescription and an eye test today. And I will probably order glasses by the end of day - if I can decide which ones! Currently thinking of getting 5 pairs and then sending most back.
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January 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 25/20bamboo socks 2/10beanielou 29/19BestnamesRgone 15bloomfelt 8/10Bluefeathers32 10Caeraugirl 21/20Cassingtonbear 9/15cathybird 19/15Combenew 10craftingmad 2/16Crazybee787 21/19cuddlymarm 18/15Diane1276 10Dizzycap 26/27Doris17 18/15felicityBD15 2/10Flick85 3/10Frugalontoast 8/15Honeysucklelou2 4/10Jay1 2 14/10KajiKita 24/20Lanky larry 9/20laura lau 17/18laurenh1 23/20lilian1977 5/20LittleMissDetermined 15/16Louise600 9/10Makingabobor2 12/15Money Choices 9/10Nexgenn 6/10Nintud 2/8Optimistic Saver 18/20Pauper1 19/20peacocking 18/25QueenJess 17/15RupacompSausageroll14 5/20Saver-upper 12/15SecondStar 17/15SerenitySeven 10short bird 17/18Thriftymissus 22/22Tjh1412 18/15try harder 15tryingmybesthonest 22To see the updated results for January on phone or tablet, click here🌞 🌞 Everyone welcome to join! 🌞 🌞1
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From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881
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