January 2025 NSD challenge
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyous January's No-Spend Days Challenge!
Comments
-
One more for me today, taking me to my target of 20.#21 Save £12k in 2025 £19277.35/£200003
-
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 24/20bamboo socks 2/10beanielou 28/19BestnamesRgone 15bloomfelt 8/10Bluefeathers32 10Caeraugirl 21/20Cassingtonbear 8/15cathybird 18/15Combenew 10craftingmad 2/16Crazybee787 21/19cuddlymarm 18/15Diane1276 10Dizzycap 25/27Doris17 17/15felicityBD15 2/10Flick85 3/10Frugalontoast 8/15Honeysucklelou2 4/10Jay1 2 14/10KajiKita 24/20Lanky larry 9/20laura lau 17/18laurenh1 23/20lilian1977 5/20LittleMissDetermined 15/16Louise600 8/10Makingabobor2 12/15Money Choices 9/10Nexgenn 6/10Nintud 2/8Optimistic Saver 18/20Pauper1 16/20peacocking 18/25QueenJess 16/15RupacompSausageroll14 5/20Saver-upper 12/15SecondStar 17/15SerenitySeven 10short bird 16/18Thriftymissus 22/22Tjh1412 18/15try harder 15tryingmybesthonest 22To see the updated results for January on phone or tablet, click here🌞 🌞 Everyone welcome to join! 🌞 🌞0
-
Well done everyone!Definately a NSD for me today 25/27 - I'm decluttering some more not recluttering with any spending~ NSD 2025 - NSD October 11/20 (9 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £824.80 / £2025 (4) 💯💯💯# No.12 Save £2 a Day 2025 £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing3
-
CrazyBee787 said:Cassingtonbear said:27th is a NSD for me. 7/15 now. This was my first month doing it and it has been hard not to spend on little things. But doing this challenge has influenced some of my choices and helped me save a bit of money. So I consider that a win. For example, we were out at a new outlet mall that has opened up near us today. We didn't buy clothes or anything(great), but we also sat down in a Starbucks there and would normally have ordered coffee, sandwiches and cakes. However, we sat down, had a look at what they had and decided actually we have better stuff at home. I'm pleased my wife actually said that, because it means my personal reduction in spending efforts are having an influence on her spending behaviour and thoughts. So we went straight back home without spending anything and I cooked burgers and we had cakes from our fridge.
February target: I will reduce my target to 10 NSD.
I will keep going with aiming for complete no spend days, basically to help me stop spending on little bits of rubbish.
Another no spend day for me today so 8/15 now.No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.3 -
NSD 22 for me today. Hitting my target. Very pleased with myself and no reason why I can’t manage a couple more this week…maybe.3
-
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Not sure about today, I have bought/made my kids World Book Day outfits, one I bought second hand and the other one I have made from bits I had lying around, excpet for a white shirt, which I bought from Vinted. It is a spend, think I could losely argue it is essential, as the kids need an outfit for school but I am happy however you want to log it CB x Either way I am very happy with my cost affective outfits, and really pleased at how my home made one has turned out. Better foy my bank balance and the enviroment.3
-
Been in online training all day, one on one with course tutor 🤯 so no time to spend anything!NSD 😊
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2025, as @ 4th October
Produce tracker: £417 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
One today please @cathybird Thank you I think I am on 21/19 Thank youXXMissions for the rest of the year:-
1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.3 -
One more for me today.#21 Save £12k in 2025 £19277.35/£200001
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards