January 2025 NSD challenge
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Joyous January's No-Spend Days Challenge!
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Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 7/15bamboo socks 2/10beanielou 8/19BestnamesRgone 15bloomfelt 5/10Bluefeathers32 10Caeraugirl 7/20Cassingtonbear 1/15cathybird 6/15Combenew 10craftingmad 2/16Crazybee 6/19cuddlymarm 4/15Diane1276 10Dizzycap 7/27Doris17 8/15felicityBD15 2/10Frugalontoast 15Honeysucklelou2 1/10Jay1 2 3/10KajiKita 6/20Lanky larry 2/20laura lau 5/18laurenh1 6/20lilian1977 3/20LittleMissDetermined 5/16Louise600 3/10Makingabobor2 3/15Money Choices 2/10Nexgenn 1/10Nintud 2/8QueenJess 6/15Optimistic Saver 6/20Pauper1 5/20peacocking 6/25RupacompSausageroll14 2/20Saver-upper 6/12SecondStar 15SerenitySeven 10short bird 5/18Thriftymissus 6/22Tjh1412 5/15try harder 15tryingmybesthonest 22To see the updated results for January, click here🌞 🌞 Everyone welcome to join! 🌞 🌞1
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@Money_Choices so lovely to see you here but I'm very sorry to hear you're still ill - I hope things get easier for you xxx
@Louise600 that's great news, good to hear the thread is helpful xx1 -
Another wonderful no spend day for me xx Still too ill to even think about going to do a shop or shop online, so it's working out well as my card stays on freeze until I go shopping
. Just as well I stocked piled on those lovely 8p veggies before Christmas, as veggie soup is just about all I can manage to eat at the moment. I knew decluttering the shed would pay its dues in terms of being able to store even more veggies
That's about it as I need coffee & more rest xxxxxx~ NSD 2025 - NSD August 6/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing3 -
Declaring another NSD early today2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 328🥉🥈🥇💎🏆
Big kitchen declutter challenge 105/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
It's one for me today, last one before my holiday
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
I'm at 5 NSDs now, but today will require spending on a few planned bits. I won't deviate from my list though!Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.302 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
First no spend day for me! 1/15.
I've had a couple of close days, but spent a bit on some fruit and veg a couple of times.
This challenge has helped me cut down on spending on snacks and food deliveries at work so far.
I think I will be able to no spend tomorrow as well. Let's see.No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.1 -
Have been to supermarket for food top up (adult sons still home from Uni so our usual weekly delivery isn't cutting it at the moment, even though it's costing twice as much!). As I include food in allowed spends, and was tempted by nothing else, I'm still counting this as a NSD, taking me up to 7/20.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 3/101 -
One of me today please 8/15.
Had a meeting in town and I walked passed all the shop, proud of myself.
"Make Everyday Count"3
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