January 2025 NSD challenge
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Joyous January's No-Spend Days Challenge!
Comments
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 7/15
bamboo socks 2/10
beanielou 8/19
BestnamesRgone 15bloomfelt 5/10
Bluefeathers32 10Caeraugirl 7/20
Cassingtonbear 1/15
cathybird 6/15
Combenew 10craftingmad 2/16
Crazybee 6/19
cuddlymarm 4/15
Diane1276 10Dizzycap 7/27
Doris17 8/15
felicityBD15 2/10
Frugalontoast 15Honeysucklelou2 1/10
Jay1 2 3/10
KajiKita 6/20
Lanky larry 2/20
laura lau 5/18
laurenh1 6/20
lilian1977 3/20
LittleMissDetermined 5/16
Louise600 3/10
Makingabobor2 3/15
Money Choices 2/10
Nexgenn 1/10
Nintud 2/8
QueenJess 6/15
Optimistic Saver 6/20
Pauper1 5/20
peacocking 6/25
RupacompSausageroll14 2/20
Saver-upper 6/12
SecondStar 15SerenitySeven 10short bird 5/18
Thriftymissus 6/22
Tjh1412 5/15
try harder 15tryingmybesthonest 22To see the updated results for January, click here
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
@Money_Choices so lovely to see you here but I'm very sorry to hear you're still ill - I hope things get easier for you xxx
@Louise600 that's great news, good to hear the thread is helpful xx
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Another wonderful no spend day for me xx Still too ill to even think about going to do a shop or shop online, so it's working out well as my card stays on freeze until I go shopping
. Just as well I stocked piled on those lovely 8p veggies before Christmas, as veggie soup is just about all I can manage to eat at the moment. I knew decluttering the shed would pay its dues in terms of being able to store even more veggies 
That's about it as I need coffee & more rest xxxxxx# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1886.43 / £2026 (4)3 -
Declaring another NSD early today
2026 decluttering: 1,099 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 302🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0001 -
It's one for me today, last one before my holiday
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60001 -
I'm at 5 NSDs now, but today will require spending on a few planned bits. I won't deviate from my list though!Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.302 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
First no spend day for me! 1/15.
I've had a couple of close days, but spent a bit on some fruit and veg a couple of times.
This challenge has helped me cut down on spending on snacks and food deliveries at work so far.
I think I will be able to no spend tomorrow as well. Let's see.No.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.1 -
Have been to supermarket for food top up (adult sons still home from Uni so our usual weekly delivery isn't cutting it at the moment, even though it's costing twice as much!). As I include food in allowed spends, and was tempted by nothing else, I'm still counting this as a NSD, taking me up to 7/20.#15 Save £12k in 2026 £4500/£120001
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One of me today please 8/15.
Had a meeting in town and I walked passed all the shop, proud of myself.
"My Life Is About The Journey Not The Destination"3
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