January 2025 NSD challenge
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Joyous January's No-Spend Days Challenge!
Comments
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A no spend day for me, but a very expensive one none the less as have paid the arrangement fees for new mortgage today so I am £1000 poorer, but this was in the budget so still claiming an NSD as nothing bought otherwise1
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I hope everyone is keeping well.
Today was NSD #7, thank you cathybird.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.501 -
6th Jan NSD
7th Jan spent
8th Jan NSD
(I'll be spending tomorrow...)Toodle-pip :hello:1 -
Declaring early for tomorrow 7/20 NSDs 🙌March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27
NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats
Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94
Mortgage: £54,048.731 -
Tuesday was day 6.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 8/15
bamboo socks 2/10beanielou 8/19
BestnamesRgone 15bloomfelt 5/10
Bluefeathers32 10Caeraugirl 7/20
Cassingtonbear 1/15
cathybird 6/15
Combenew 10craftingmad 2/16Crazybee 7/19
cuddlymarm 4/15Diane1276 10Dizzycap 7/27
Doris17 8/15
felicityBD15 2/10Flick85 3/10Frugalontoast 15Honeysucklelou2 1/10Jay1 2 5/10
KajiKita 7/20
Lanky larry 2/20laura lau 5/18
laurenh1 8/20
lilian1977 4/20LittleMissDetermined 5/16
Louise600 3/10Makingabobor2 4/15Money Choices 2/10Nexgenn 1/10Nintud 2/8QueenJess 7/15
Optimistic Saver 7/20
Pauper1 5/20
peacocking 6/25
RupacompSausageroll14 2/20Saver-upper 7/12
SecondStar 15SerenitySeven 10short bird 6/18
Thriftymissus 7/22
Tjh1412 6/15
try harder 15tryingmybesthonest 22To see the updated results for January, click here
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
Yes Thanks @cathybird however I have a bad back at the moment making me feel less happy at the mo. Otherwise I am super, thank you. I hope you have a good end to the week. CrazyBeeXXcathybird said:@CrazyBee787 I have had a good day thanks, very cold outside, isn't it. Hope you're all good too xx1 -
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Declaring another NSD today. On a roll this week!2026 decluttering: 1,120 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 317🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,0002 -
one for yesterday and an early call for today please CB xx2
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