January 2025 NSD challenge
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Joyous January's No-Spend Days Challenge!
Comments
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A no spend day for me, but a very expensive one none the less as have paid the arrangement fees for new mortgage today so I am £1000 poorer, but this was in the budget so still claiming an NSD as nothing bought otherwise2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.951 -
I hope everyone is keeping well.
Today was NSD #7, thank you cathybird.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.501 -
6th Jan NSD
7th Jan spent
8th Jan NSD
(I'll be spending tomorrow...)Toodle-pip :hello:1 -
Declaring early for tomorrow 7/20 NSDs 🙌From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85
Trading: £793.73
Mortgage: £58,471.881 -
Tuesday was day 6.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 8/15
bamboo socks 2/10beanielou 8/19
BestnamesRgone 15bloomfelt 5/10
Bluefeathers32 10Caeraugirl 7/20
Cassingtonbear 1/15
cathybird 6/15
Combenew 10craftingmad 2/16Crazybee 7/19
cuddlymarm 4/15Diane1276 10Dizzycap 7/27
Doris17 8/15
felicityBD15 2/10Flick85 3/10Frugalontoast 15Honeysucklelou2 1/10Jay1 2 5/10
KajiKita 7/20
Lanky larry 2/20laura lau 5/18
laurenh1 8/20
lilian1977 4/20LittleMissDetermined 5/16
Louise600 3/10Makingabobor2 4/15Money Choices 2/10Nexgenn 1/10Nintud 2/8QueenJess 7/15
Optimistic Saver 7/20
Pauper1 5/20
peacocking 6/25
RupacompSausageroll14 2/20Saver-upper 7/12
SecondStar 15SerenitySeven 10short bird 6/18
Thriftymissus 7/22
Tjh1412 6/15
try harder 15tryingmybesthonest 22To see the updated results for January, click here
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
Yes Thanks @cathybird however I have a bad back at the moment making me feel less happy at the mo. Otherwise I am super, thank you. I hope you have a good end to the week. CrazyBeeXXcathybird said:@CrazyBee787 I have had a good day thanks, very cold outside, isn't it. Hope you're all good too xxMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1939.22
Mission Number Four: Keep Job!
Once accomplished all four missions come back and start new missions!1 -
One yesterday @cathybird taking me to 4 NSDsMy debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.2 -
Declaring another NSD today. On a roll this week!2025 decluttering: 4,908 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 351🥉🥈🥇💎🏆Mini freezer challenge 0/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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one for yesterday and an early call for today please CB xx2
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