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Joyous January's No-Spend Days Challenge!

Comments

Doris17 Posts: 960 Forumite

10 January at 2:01PM

Another one today please 10/15

"My Life Is About The Journey Not The Destination"

1
beanielou Posts: 97,384 Ambassador

10 January at 2:16PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
Makingabobor2 Posts: 4,468 Forumite

10 January at 3:56PM

Another one today. Doing well so far this month. The cold weather is good at stopping me going out and spending

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £27,864....its going down

Mortgage Free December 9th 2024! 18mths ahead of schedule.
Challenges
EF #68 £900/£3000
.

Studies/surveys December £45.08

Decluttering items 1386/2025
Books read 22
Jigsaws done 18

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

1
cathybird Posts: 16,011 Forumite

10 January at 4:08PM edited 11 January at 12:11AM

January 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

January targets

AuntieL 9/15

bamboo socks 2/10

beanielou 10/19

BestnamesRgone 15

bloomfelt 5/10

Bluefeathers32 10

Caeraugirl 8/20

Cassingtonbear 1/15

cathybird 7/15

Combenew 10

craftingmad 2/16

Crazybee787 9/19

cuddlymarm 6/15

Diane1276 10

Dizzycap 10/27

Doris17 10/15

felicityBD15 2/10

Flick85 3/10

Frugalontoast 15

Honeysucklelou2 1/10

Jay1 2 5/10

KajiKita 8/20

Lanky larry 2/20

laura lau 5/18

laurenh1 9/20

lilian1977 5/20

LittleMissDetermined 5/16

Louise600 3/10

Makingabobor2 6/15

Money Choices 2/10

Nexgenn 3/10

Nintud 2/8

QueenJess 7/15

Optimistic Saver 7/20

Pauper1 6/20

peacocking 8/25

Rupacomp

Sausageroll14 5/20

Saver-upper 7/12

SecondStar 15

SerenitySeven 10

short bird 7/18

Thriftymissus 8/22

Tjh1412 7/15

try harder 15

tryingmybesthonest 22

To see the updated results for January, click here

🌞 🌞 Everyone welcome to join! 🌞 🌞

0
Caeraugirl Posts: 602 Forumite

10 January at 4:25PM

One more for me today please.

#21 Save £12k in 2025 £25577.35/£20000

1
AuntieL Posts: 452 Forumite

10 January at 4:33PM

Not one for me today. I booked theatre tickets for November to take my Mum to see The Sound of Music 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15

MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£1000
1
CrazyBee787 Posts: 1,394 Forumite

10 January at 5:05PM

9/19 Please @cathybird Thank you. Wishing you a good weekend ahead. XX

2
cathybird Posts: 16,011 Forumite

10 January at 9:34PM

@Amelia oh that sounds fun, hope you and your Mum enjoy

@Crazybee787 wishing you a good weekend too

1
KajiKita Posts: 8,918 Forumite

10 January at 9:37PM

NSD Friday here 😊

KK

As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030

Read 77 books of target 52 in 2025, as @ 13th December
Produce tracker: £447 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
2
Dizzycap Posts: 1,348 Forumite

10 January at 10:29PM edited 10 January at 10:29PM

AuntieL I hope both you and your mother have a great time! xxx
They'll be no spending for me over the weekend, so I'll be 12/31
I hope everyone has a great weekend

~ NSD 2025 - NSD December 14/20 (11 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & 2 x Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1756.28 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £22,375.08 / £12,000 💯 (12) - Completed
3

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