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Joyous January's No-Spend Days Challenge!

Comments

Doris17 Posts: 937 Forumite

10 January at 3:01PM

Another one today please 10/15

"Make Everyday Count"

1
beanielou Posts: 96,587 Ambassador

10 January at 3:16PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
Makingabobor2 Posts: 4,336 Forumite

10 January at 4:56PM

Another one today. Doing well so far this month. The cold weather is good at stopping me going out and spending

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £28,084....its going down

Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.
Challenges
EF #68 £650/£3000
.

Studies/surveys October £21.15

Decluttering items 1213/2025
Books read 18
Jigsaws done 11

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

1
cathybird Posts: 15,829 Forumite

10 January at 5:08PM edited 11 January at 1:11AM

January 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

January targets

AuntieL 9/15

bamboo socks 2/10

beanielou 10/19

BestnamesRgone 15

bloomfelt 5/10

Bluefeathers32 10

Caeraugirl 8/20

Cassingtonbear 1/15

cathybird 7/15

Combenew 10

craftingmad 2/16

Crazybee787 9/19

cuddlymarm 6/15

Diane1276 10

Dizzycap 10/27

Doris17 10/15

felicityBD15 2/10

Flick85 3/10

Frugalontoast 15

Honeysucklelou2 1/10

Jay1 2 5/10

KajiKita 8/20

Lanky larry 2/20

laura lau 5/18

laurenh1 9/20

lilian1977 5/20

LittleMissDetermined 5/16

Louise600 3/10

Makingabobor2 6/15

Money Choices 2/10

Nexgenn 3/10

Nintud 2/8

QueenJess 7/15

Optimistic Saver 7/20

Pauper1 6/20

peacocking 8/25

Rupacomp

Sausageroll14 5/20

Saver-upper 7/12

SecondStar 15

SerenitySeven 10

short bird 7/18

Thriftymissus 8/22

Tjh1412 7/15

try harder 15

tryingmybesthonest 22

To see the updated results for January, click here

🌞 🌞 Everyone welcome to join! 🌞 🌞

0
Caeraugirl Posts: 599 Forumite

10 January at 5:25PM

One more for me today please.

#21 Save £12k in 2025 £19277.35/£20000

1
AuntieL Posts: 415 Forumite

10 January at 5:33PM

Not one for me today. I booked theatre tickets for November to take my Mum to see The Sound of Music 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 1/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1
CrazyBee787 Posts: 1,195 Forumite

10 January at 6:05PM

9/19 Please @cathybird Thank you. Wishing you a good weekend ahead. XX

Missions for the rest of the year:-

1) Build up an emergency fund (EF)
2) Improve spending habits.
3) Create a budget that is compatible to me.
4) Buy healthier snacks to avoid junk food splurges.
2
cathybird Posts: 15,829 Forumite

10 January at 10:34PM

@Amelia oh that sounds fun, hope you and your Mum enjoy

@Crazybee787 wishing you a good weekend too

1
KajiKita Posts: 8,341 Forumite

10 January at 10:37PM

NSD Friday here 😊

KK

As at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030

Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
2
Dizzycap Posts: 1,235 Forumite

10 January at 11:29PM edited 10 January at 11:29PM

AuntieL I hope both you and your mother have a great time! xxx
They'll be no spending for me over the weekend, so I'll be 12/31
I hope everyone has a great weekend

~ NSD 2025 - NSD October 13/20 (9 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - On Rest - 2 x £25 Vouchers Redeemed, 29 FREE Books of RM Stamps & Presentation Pack.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1278.68 / £2025 (4) 💯💯💯
# No.12 Save £2 a Day 2025 £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £20,075.12 / £12,000 💯 (8) - Continuing
3

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