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Joyous January's No-Spend Days Challenge!

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  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Another one today please 10/15

    "Make Everyday Count"



  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Makingabobor2
    Makingabobor2 Posts: 4,215 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another one today. Doing well so far this month. The cold weather is good at stopping me going out and spending
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756
    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 January at 1:11AM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    January targets


    AuntieL 9/15  image  image

    bamboo socks 2/10  image

    beanielou 10/19  image  image  image

    BestnamesRgone 15 

    bloomfelt 5/10  image  image

    Bluefeathers32 10 

    Caeraugirl 8/20  image  image

    Cassingtonbear 1/15  image 

    cathybird 7/15  image  image

    Combenew 10 

    craftingmad 2/16  image

    Crazybee787 9/19  image  image

    cuddlymarm 6/15  image  image

    Diane1276 10 

    Dizzycap 10/27  image  image  image

    Doris17 10/15  image  image  image

    felicityBD15 2/10  image

    Flick85 3/10  image

    Frugalontoast 15 

    Honeysucklelou2 1/10  image

    Jay1 2 5/10  image  image

    KajiKita 8/20  image  image

    Lanky larry 2/20  image

    laura lau 5/18  image  image

    laurenh1 9/20  image  image

    lilian1977 5/20   image  image

    LittleMissDetermined 5/16  image  image

    Louise600 3/10  image

    Makingabobor2 6/15  image  image

    Money Choices 2/10  image

    Nexgenn 3/10  image

    Nintud 2/8  image

    QueenJess 7/15  image  image

    Optimistic Saver 7/20  image  image

    Pauper1 6/20  image  image

    peacocking 8/25  image  image

    Rupacomp  

    Sausageroll14 5/20  image  image

    Saver-upper 7/12  image  image

    SecondStar 15 

    SerenitySeven 10 

    short bird 7/18   image  image

    Thriftymissus 8/22   image  image

    Tjh1412 7/15  image  image

    try harder 15 

    tryingmybesthonest 22 


    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Caeraugirl
    Caeraugirl Posts: 591 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    One more for me today please.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 3/10
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Not one for me today. I booked theatre tickets for November to take my Mum to see The Sound of Music 😁 
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • CrazyBee787
    CrazyBee787 Posts: 916 Forumite
    500 Posts Name Dropper Photogenic
    9/19 Please @cathybird Thank you. Wishing you a good weekend ahead. XX
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Amelia oh that sounds fun, hope you and your Mum enjoy :):)

    @Crazybee787 wishing you a good weekend too :):)
  • KajiKita
    KajiKita Posts: 7,673 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Friday here 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Dizzycap
    Dizzycap Posts: 1,100 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 10 January at 11:29PM
    AuntieL I hope both you and your mother have a great time! xxx
    They'll be no spending for me over the weekend, so I'll be 12/31
    I hope everyone has a great weekend ;)
    ~ NSD 2025 - NSD August 6/20 (7 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing
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