We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyous January's No-Spend Days Challenge!
Comments
-
Sorry I haven't checked in for a couple of days. Family emergency ongoing - it's tough watching elderly relatives decline. It all feels pretty unfair.
Anyway - so far I've only spend once this month, so 8/25 😀About 35k March 24
<then many hours working, little sleep, much grumbling>
Now:
£13577 Jan 25
£11100 End Jan 252 -
Good morning guys
6/15 for me now, and it feels so much better that I’ve got control of my finances after Xmas
Keep well and warm
Cuddlymarm
Pay off by Xmas 2026 £0/ £2324.672 -
One for me today 9/15
WFH so no money will be spend today.
"My Life Is About The Journey Not The Destination"2 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
One today for me2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.952 -
Apologies for the absence.....life does get in the way!
As of today I am at 5 NSD. The weather is pretty treacherous here so that's curtailed any shopping. It forced me to get creative with food so we now have a turkey chilli bubbling in the slow cooker. I only had about 3/4 of the standard ingredients so I made do. It smells lovely!2 -
Day 7 for me.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
8/19 please @cathybird Thank youXX1
-
NSD for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001 -
January 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 9/15
bamboo socks 2/10
beanielou 9/19
BestnamesRgone 15bloomfelt 5/10
Bluefeathers32 10Caeraugirl 7/20
Cassingtonbear 1/15
cathybird 6/15
Combenew 10craftingmad 2/16
Crazybee787 8/19
cuddlymarm 6/15
Diane1276 10Dizzycap 7/27
Doris17 9/15
felicityBD15 2/10
Flick85 3/10
Frugalontoast 15Honeysucklelou2 1/10
Jay1 2 5/10
KajiKita 7/20
Lanky larry 2/20
laura lau 5/18
laurenh1 8/20
lilian1977 4/20
LittleMissDetermined 5/16
Louise600 3/10
Makingabobor2 4/15
Money Choices 2/10
Nexgenn 1/10
Nintud 2/8
QueenJess 7/15
Optimistic Saver 7/20
Pauper1 5/20
peacocking 8/25
RupacompSausageroll14 5/20
Saver-upper 7/12
SecondStar 15SerenitySeven 10short bird 7/18
Thriftymissus 7/22
Tjh1412 7/15
try harder 15tryingmybesthonest 22To see the updated results for January, click here
🌞 🌞 Everyone welcome to join! 🌞 🌞0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.8K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 245.9K Work, Benefits & Business
- 602K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards




