📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joyous January's No-Spend Days Challenge!

Options
1161719212261

Comments

  • cathybird
    cathybird Posts: 15,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @Dizzycap very sorry to hear you're still ill, hope it passes soon xxx 

    @Cassingtonbear (and everyone), basic groceries, fuel, public transport and medications among other necessities don't count so if all you bought on those days were a few bits of fruit and veg, you can count them as NSDs, hope that helps xx :)
  • Thriftymissus
    Thriftymissus Posts: 277 Forumite
    100 Posts Photogenic Name Dropper
    Number for me today. I got out of buying a hot drink when it was bought for me - at £3.25 I was happy to avoid the daylight robbery x 
  • CrazyBee787
    CrazyBee787 Posts: 924 Forumite
    500 Posts Name Dropper Photogenic
    7/19 please for me, I have been at work today, and no chance to spend. Thanks @cathybird I hope you have had a good day? Feel free to ignore, you seem to have a lot of people signed up, I hope you find managing the thread okay?
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    I was hoping it would be a NSD but it wasn’t as I broke the filter of the dehumidifier when I cleaned it before Christmas, and it was sold out and just got the notification it’s back in stock, so purchased two for good measure (I have 2 of the same in two different rooms) as they are on all the time and these filters are so delicate. Si no NSD. However, I held off taking advantage of the missed NSD to purchase other unnecessary things which have caught my eye, so it’s still a win for me 😁
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • KajiKita
    KajiKita Posts: 7,685 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Wednesday here 😊

    KK 
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD for me today 😁 
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • Flick85
    Flick85 Posts: 135 Forumite
    100 Posts Third Anniversary Name Dropper
    Successful NSD for me today, so that’s now 3/10. Had a rough day at work and was very tempted to buy myself a slice of cake to cheer me up. Very pleased with myself for avoiding that temptation!
    Challenges:

    January NSD: 4/10 days
    Pay Your Debts in 2025: 0/£15,000
  • cathybird
    cathybird Posts: 15,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 9 January at 12:58AM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    January targets


    AuntieL 8/15  image  image


    bamboo socks 2/10  image


    beanielou 8/19  image  image


    BestnamesRgone 15 


    bloomfelt 5/10  image  image


    Bluefeathers32 10 


    Caeraugirl 7/20  image  image


    Cassingtonbear 1/15  image 


    cathybird 6/15  image  image


    Combenew 10 


    craftingmad 2/16  image


    Crazybee 7/19  image  image


    cuddlymarm 4/15  image


    Diane1276 10 


    Dizzycap 7/27  image  image


    Doris17 8/15  image  image


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 15 


    Honeysucklelou2 1/10  image


    Jay1 2 3/10  image


    KajiKita 7/20  image  image


    Lanky larry 2/20  image


    laura lau 5/18  image  image


    laurenh1 6/20  image  image


    lilian1977 3/20   image


    LittleMissDetermined 5/16  image  image


    Louise600 3/10  image


    Makingabobor2 4/15  image


    Money Choices 2/10  image


    Nexgenn 1/10  image


    Nintud 2/8  image


    QueenJess 6/15  image  image


    Optimistic Saver 6/20  image  image


    Pauper1 5/20  image  image


    peacocking 6/25  image  image


    Rupacomp  


    Sausageroll14 2/20  image


    Saver-upper 6/12  image  image


    SecondStar 15 


    SerenitySeven 10 


    short bird 5/18   image  image


    Thriftymissus 7/22   image  image


    Tjh1412 5/15  image  image


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,651 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @CrazyBee787 I have had a good day thanks, very cold outside, isn't it. Hope you're all good too xx :)
  • Makingabobor2
    Makingabobor2 Posts: 4,218 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another one today. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.