January 2025 NSD challenge
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Joyous January's No-Spend Days Challenge!
Options
Comments
-
Hi all. 3/10 no spend days for me please. Hoping to drastically increase that now considering I have very little until payday in a week!
1 -
@Crazybee787 sorry to hear your back is hurting - hope it gets better soon xx1
-
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 9/15bamboo socks 2/10beanielou 9/19BestnamesRgone 15bloomfelt 5/10Bluefeathers32 10Caeraugirl 7/20Cassingtonbear 1/15cathybird 6/15Combenew 10craftingmad 2/16Crazybee787 8/19cuddlymarm 6/15Diane1276 10Dizzycap 10/27Doris17 9/15felicityBD15 2/10Flick85 3/10Frugalontoast 15Honeysucklelou2 1/10Jay1 2 5/10KajiKita 7/20Lanky larry 2/20laura lau 5/18laurenh1 9/20lilian1977 5/20LittleMissDetermined 5/16Louise600 3/10Makingabobor2 5/15Money Choices 2/10Nexgenn 3/10Nintud 2/8QueenJess 7/15Optimistic Saver 7/20Pauper1 6/20peacocking 8/25RupacompSausageroll14 5/20Saver-upper 7/12SecondStar 15SerenitySeven 10short bird 7/18Thriftymissus 8/22Tjh1412 7/15try harder 15tryingmybesthonest 22To see the updated results for January, click here🌞 🌞 Everyone welcome to join! 🌞 🌞0
-
Today was a NSD for me, so I'm now at 6.
I'm very proud of myself for managing to avoid the barista coffee temptation at work 👌 normally I'd have one every day that I'm in, so would've cost me £10.40 over the last week. Plus I quite often pay to park at the closer carparks on Tuesdays and Fridays, so that's another £5 saved so far 🙌 it's no wonder I ran up such debt last year!Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.302 -
Pauper1 said:Today was a NSD for me, so I'm now at 6.
I'm very proud of myself for managing to avoid the barista coffee temptation at work 👌 normally I'd have one every day that I'm in, so would've cost me £10.40 over the last week. Plus I quite often pay to park at the closer carparks on Tuesdays and Fridays, so that's another £5 saved so far 🙌 it's no wonder I ran up such debt last year!2 -
One today @cathybird taking me to 5 NSDsMy debt free diary | Post Office loan: £2131 1429.38 | Barclaycard: £4429 1988.12 | Paypal Credit £322.71 574.91 | Monzo Flex £169.03 |
Total £4151.44 | £2900.30 of £7051.74 paid off since diary started October 2024.2 -
Number 8 for me. Thank you @cathybird 💐1
-
No.9 for me today and I won't be spending tomorrow either, so it'll be No.10 ready for the weekend when I'll be too busy to spend~ NSD 2025 - NSD August 6/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing2
-
Just realised today was NSD #5Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Another today please 🙏1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards