January 2025 NSD challenge
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Joyous January's No-Spend Days Challenge!
Comments
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Hi all. 3/10 no spend days for me please. Hoping to drastically increase that now considering I have very little until payday in a week!
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@Crazybee787 sorry to hear your back is hurting - hope it gets better soon xx
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 9/15
bamboo socks 2/10
beanielou 9/19
BestnamesRgone 15bloomfelt 5/10
Bluefeathers32 10Caeraugirl 7/20
Cassingtonbear 1/15
cathybird 6/15
Combenew 10craftingmad 2/16
Crazybee787 8/19
cuddlymarm 6/15
Diane1276 10Dizzycap 10/27
Doris17 9/15
felicityBD15 2/10
Flick85 3/10
Frugalontoast 15Honeysucklelou2 1/10
Jay1 2 5/10
KajiKita 7/20
Lanky larry 2/20
laura lau 5/18
laurenh1 9/20
lilian1977 5/20
LittleMissDetermined 5/16
Louise600 3/10
Makingabobor2 5/15
Money Choices 2/10
Nexgenn 3/10
Nintud 2/8
QueenJess 7/15
Optimistic Saver 7/20
Pauper1 6/20
peacocking 8/25
RupacompSausageroll14 5/20
Saver-upper 7/12
SecondStar 15SerenitySeven 10short bird 7/18
Thriftymissus 8/22
Tjh1412 7/15
try harder 15tryingmybesthonest 22To see the updated results for January, click here
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
Today was a NSD for me, so I'm now at 6.
I'm very proud of myself for managing to avoid the barista coffee temptation at work 👌 normally I'd have one every day that I'm in, so would've cost me £10.40 over the last week. Plus I quite often pay to park at the closer carparks on Tuesdays and Fridays, so that's another £5 saved so far 🙌 it's no wonder I ran up such debt last year!Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.302 -
Well done Pauper1!Pauper1 said:Today was a NSD for me, so I'm now at 6.
I'm very proud of myself for managing to avoid the barista coffee temptation at work 👌 normally I'd have one every day that I'm in, so would've cost me £10.40 over the last week. Plus I quite often pay to park at the closer carparks on Tuesdays and Fridays, so that's another £5 saved so far 🙌 it's no wonder I ran up such debt last year!2 -
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Number 8 for me. Thank you @cathybird 💐1
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No.9 for me today and I won't be spending tomorrow either, so it'll be No.10 ready for the weekend when I'll be too busy to spend
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 9/12 - Total: 31 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £710.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)# No.27 - Top Up EP 2 £1255 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'2 -
Just realised today was NSD #5Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,324....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £290/3000
Studies/surveys July £31.90
Decluttering items 1400/2025. 345/2026
Books read 23 in 2025. 2026- 14 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Another today please 🙏1
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