January 2025 NSD challenge
We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Joyous January's No-Spend Days Challenge!
Comments
-
Hi all. 3/10 no spend days for me please. Hoping to drastically increase that now considering I have very little until payday in a week!
1 -
@Crazybee787 sorry to hear your back is hurting - hope it gets better soon xx
1 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 9/15
bamboo socks 2/10
beanielou 9/19
BestnamesRgone 15bloomfelt 5/10
Bluefeathers32 10Caeraugirl 7/20
Cassingtonbear 1/15
cathybird 6/15
Combenew 10craftingmad 2/16
Crazybee787 8/19
cuddlymarm 6/15
Diane1276 10Dizzycap 10/27
Doris17 9/15
felicityBD15 2/10
Flick85 3/10
Frugalontoast 15Honeysucklelou2 1/10
Jay1 2 5/10
KajiKita 7/20
Lanky larry 2/20
laura lau 5/18
laurenh1 9/20
lilian1977 5/20
LittleMissDetermined 5/16
Louise600 3/10
Makingabobor2 5/15
Money Choices 2/10
Nexgenn 3/10
Nintud 2/8
QueenJess 7/15
Optimistic Saver 7/20
Pauper1 6/20
peacocking 8/25
RupacompSausageroll14 5/20
Saver-upper 7/12
SecondStar 15SerenitySeven 10short bird 7/18
Thriftymissus 8/22
Tjh1412 7/15
try harder 15tryingmybesthonest 22To see the updated results for January, click here
🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
Today was a NSD for me, so I'm now at 6.
I'm very proud of myself for managing to avoid the barista coffee temptation at work 👌 normally I'd have one every day that I'm in, so would've cost me £10.40 over the last week. Plus I quite often pay to park at the closer carparks on Tuesdays and Fridays, so that's another £5 saved so far 🙌 it's no wonder I ran up such debt last year!Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.302 -
Well done Pauper1!Pauper1 said:Today was a NSD for me, so I'm now at 6.
I'm very proud of myself for managing to avoid the barista coffee temptation at work 👌 normally I'd have one every day that I'm in, so would've cost me £10.40 over the last week. Plus I quite often pay to park at the closer carparks on Tuesdays and Fridays, so that's another £5 saved so far 🙌 it's no wonder I ran up such debt last year!2 -
-
Number 8 for me. Thank you @cathybird 💐1
-
No.9 for me today and I won't be spending tomorrow either, so it'll be No.10 ready for the weekend when I'll be too busy to spend
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)# No.5 Fiver Friday Challenge 2026 £85/£230 (4)# Make £2026 in 2026 £1934.27 / £2026 (4)2 -
Just realised today was NSD #5Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,764....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £630/3000
.
Studies/surveys April.....£156.32
Decluttering items 1402/2025. 195/2026
Books read 23 in 2025. 2026- 11 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Another today please 🙏1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604.1K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards



