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Joyous January's No-Spend Days Challenge!

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Comments

  • Frugalontoast
    Frugalontoast Posts: 18 Forumite
    10 Posts Second Anniversary Photogenic
    5 NSDs so far…finding this really useful for stopping me popping into the shop on the way home from work for this and that. Been cooking meals based on what’s already in the cupboard/fridge/freezer. 
  • Thriftymissus
    Thriftymissus Posts: 282 Forumite
    100 Posts Photogenic Name Dropper
    edited 12 January at 9:46AM
    Good morning x another  NSD today, bringing me to 10.
    not going anywhere except the kitchen to cook a roast. 

  • cuddlymarm
    cuddlymarm Posts: 2,213 Forumite
    Part of the Furniture 1,000 Posts
    One today for me please 
    Thanks 😀

    August PAD £490

  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Happy Sunday guys. Hope you’re keeping warm!
    Another NSD for me, today - finally - bringing my total to 8/20 NSDs
    I would really like to smash my target, so am going to have to knuckle down with planning and determination. 
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • KajiKita
    KajiKita Posts: 7,933 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Declaring early for today as I want the 10 days emoji 😉😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 46 books of target 52 in 2025, as @ 28th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • QueenJess
    QueenJess Posts: 4,543 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today. DD was ill in the night so we cancelled our pub lunch.
    2025 decluttering: 4,908 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
    2025 use up challenge: 351🥉🥈🥇💎🏆
    Mini freezer challenge 0/-20
    Big kitchen declutter challenge 115/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • beanielou
    beanielou Posts: 95,816 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CrazyBee787
    CrazyBee787 Posts: 1,021 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today, I found I need a new gas key so at the same time spent money on nail clippers (needed) and SFD Birthdays presents and card. £65 altogether, I am thinking what I have got SFD is quite nice, but I am also thinking I could probably have got it cheaper had I got it in the summer as with Christmas present, anyhow it is done now! And that is it for a while I hope.
    Mission Number One: Get a job!
    Mission Number Two: Get a lodger!
    Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1939.22
    Once accomplished all three come back and start new missions!
  • Nexgenn
    Nexgenn Posts: 20 Forumite
    10 Posts
    5/10 for yesterday! 
  • short_bird
    short_bird Posts: 4,038 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 8. (off to work later.)
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
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