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Joyous January's No-Spend Days Challenge!

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Comments

  • Thriftymissus
    Thriftymissus Posts: 363 Forumite
    100 Posts First Anniversary Photogenic Name Dropper
    It will be NSD number 11 for me today.
    I am paying for postage on eBay parcels that has been covered by buyers as well as buying petrol which isn’t counted.
    thank you @cathybird and I hope you have a great week. 
  • laurenh1
    laurenh1 Posts: 1,171 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Another one today please. 11/20 x
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Monday is day 9.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Dizzycap
    Dizzycap Posts: 2,065 Ambassador
    1,000 Posts Third Anniversary Photogenic Debt-free and Proud!
    One more for today ;) Total 13
    --**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--
       Personal MSE 2026 Money Saving Challenges:
    ~ NSD 2026 Challenge May 12/20 (6)
    # Regular Savers 2026- New 9/12 - Total: 31 (6)
    # No.12 Save £2 a Day 2026 £364.98 / £730 (6)
    # No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)
    # No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)
    # £10-a-Day Challenge 2026 - £710.56 / £1825 (6)
    # No.8 Sealed Pot Challenge 19 (22/10) 426 / £400 (6)
    # No.27 - Top Up EP 2 £1255 / £2880 (6).
    # Make £2026 in 2026 - Completed
    Motto: 'SAVE before you spend on Non-essentials' 
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    Two more NSD, one yesterday and one today!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • Optimistic_Saver
    Optimistic_Saver Posts: 384 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Another little NSD for me, today, bringing my January total to 9/20 
    March 26:
    MBNA 6,130 - 0% Feb 28
    HAL 10,125.91 - 0% Jul 27
    BL 320 - Ends Jul 26
    Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
    ⬇️ to pay down by Oct 27

    NSD March 15/22
    Make 2026 in 2026:
    173.01/2,026
    Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

    Savings accounts:
    Co-op 273.01/3,000
    Principality 600/1,200
    FD 2,000/2,000
    Santander Saver 400/2,400
    Lloyds 800/4,800
    Cahoot 50/3,000
    Invest 349.93
    🏆 ⬆️ Total: £4,472.94

    Mortgage: £54,048.73
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts First Anniversary Name Dropper Photogenic
    11/19 today please @cathybird thank you - I have been wfh, not been out or done anything crazy online! Thank you.
  • cathybird
    cathybird Posts: 16,755 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 January 2025 at 9:58PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    January targets


    AuntieL 12/15  image  image  image

    bamboo socks 2/10  image

    beanielou 13/19  image  image  image

    BestnamesRgone 15 

    bloomfelt 8/10  image  image

    Bluefeathers32 10 

    Caeraugirl 9/20  image  image

    Cassingtonbear 1/15  image 

    cathybird 8/15  image  image

    Combenew 10 

    craftingmad 2/16  image

    Crazybee787 11/19  image  image  image

    cuddlymarm 9/15  image  image

    Diane1276 10 

    Dizzycap 13/27  image  image  image

    Doris17 11/15  image  image  image

    felicityBD15 2/10  image

    Flick85 3/10  image

    Frugalontoast 5/15  image  image

    Honeysucklelou2 4/10  image

    Jay1 2 5/10  image  image

    KajiKita 10/20  image  image  image

    Lanky larry 2/20  image

    laura lau 8/18  image  image

    laurenh1 11/20  image  image  image

    lilian1977 5/20   image  image

    LittleMissDetermined 5/16  image  image

    Louise600 4/10  image

    Makingabobor2 6/15  image  image

    Money Choices 2/10  image

    Nexgenn 5/10  image  image

    Nintud 2/8  image

    QueenJess 9/15  image  image

    Optimistic Saver 9/20  image  image

    Pauper1 7/20  image  image

    peacocking 9/25  image  image

    Rupacomp  

    Sausageroll14 5/20  image  image

    Saver-upper 7/12  image  image

    SecondStar 15 

    SerenitySeven 10 

    short bird 9/18   image  image

    Thriftymissus 11/22   image  image  image

    Tjh1412 8/15  image  image

    try harder 15 

    tryingmybesthonest 22 


    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Louise600
    Louise600 Posts: 54 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    Another NSD for me today please 😊
    Car loan £8105.35 57/60 payments left of £141.80 per month 
    Loan £6687.23 55/58 payments left of £165 per month
    Nationwide £1183 (0% interest until 02/2026)

    Total debt £15975.48
  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    Another NSD for me today.
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
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