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Joyous January's No-Spend Days Challenge!

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Thriftymissus Posts: 277 Forumite

13 January at 11:48AM

It will be NSD number 11 for me today.
I am paying for postage on eBay parcels that has been covered by buyers as well as buying petrol which isn’t counted.
thank you @cathybird and I hope you have a great week.

1
laurenh1 Posts: 993 Forumite

13 January at 1:39PM

Another one today please. 11/20 x

1
short_bird Posts: 4,019 Forumite

13 January at 2:07PM

Monday is day 9.

‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
1
Dizzycap Posts: 1,098 Forumite

13 January at 4:14PM

One more for today Total 13

~ NSD 2025 - NSD August 4/20 (7 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+
# No.12 Save £2 a Day 2025 2025: £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing
1
laura_lau Posts: 682 Forumite

13 January at 5:21PM

Two more NSD, one yesterday and one today!

Debt free journey started 30/08/2023:

CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.

Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/66
1
Optimistic_Saver Posts: 321 Forumite

13 January at 5:54PM

Another little NSD for me, today, bringing my January total to 9/20

From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23

NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000

Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02

Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85

Trading: £793.73
Mortgage: £58,471.88
1
CrazyBee787 Posts: 913 Forumite

13 January at 6:00PM

11/19 today please @cathybird thank you - I have been wfh, not been out or done anything crazy online! Thank you.

1
cathybird Posts: 15,648 Forumite

13 January at 6:05PM edited 13 January at 9:58PM

January 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

January targets

AuntieL 12/15

bamboo socks 2/10

beanielou 13/19

BestnamesRgone 15

bloomfelt 8/10

Bluefeathers32 10

Caeraugirl 9/20

Cassingtonbear 1/15

cathybird 8/15

Combenew 10

craftingmad 2/16

Crazybee787 11/19

cuddlymarm 9/15

Diane1276 10

Dizzycap 13/27

Doris17 11/15

felicityBD15 2/10

Flick85 3/10

Frugalontoast 5/15

Honeysucklelou2 4/10

Jay1 2 5/10

KajiKita 10/20

Lanky larry 2/20

laura lau 8/18

laurenh1 11/20

lilian1977 5/20

LittleMissDetermined 5/16

Louise600 4/10

Makingabobor2 6/15

Money Choices 2/10

Nexgenn 5/10

Nintud 2/8

QueenJess 9/15

Optimistic Saver 9/20

Pauper1 7/20

peacocking 9/25

Rupacomp

Sausageroll14 5/20

Saver-upper 7/12

SecondStar 15

SerenitySeven 10

short bird 9/18

Thriftymissus 11/22

Tjh1412 8/15

try harder 15

tryingmybesthonest 22

To see the updated results for January, click here

🌞 🌞 Everyone welcome to join! 🌞 🌞

3
Louise600 Posts: 54 Forumite

13 January at 7:08PM

Another NSD for me today please 😊

Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)

Total debt £15975.48
2
AuntieL Posts: 370 Forumite

13 January at 7:08PM

Another NSD for me today.

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£700
1

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