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Joyous January's No-Spend Days Challenge!

Comments

Thriftymissus Posts: 363 Forumite

13 January 2025 at 11:48AM

It will be NSD number 11 for me today.
I am paying for postage on eBay parcels that has been covered by buyers as well as buying petrol which isn’t counted.
thank you @cathybird and I hope you have a great week.

1
laurenh1 Posts: 1,133 Forumite

13 January 2025 at 1:39PM

Another one today please. 11/20 x

1
short_bird Posts: 4,068 Forumite

13 January 2025 at 2:07PM

Monday is day 9.

‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
1
Dizzycap Posts: 1,813 Forumite

13 January 2025 at 4:14PM

One more for today Total 13

~ NSD 2026 Challenge April 23/20 (4)
# Spectos/Royal Mail Monitoring 2026 - CMD
# No.12 Save £2 a Day 2026 £243.32 / £730 (4)
# No.2 Save 1p A Day Challenge 2026 £236.68 / £667.95 (4)
# No.19 52 Week Env Challenge 2026 £520 / £1378 (4)
# No.4 Save £12k in 2026 £6,234.25 / £12,000 (4)
# No.4 £2 Savers Club 2026 - (25/12 - 24/10) £100 / £200 (4)
# No.8 Sealed Pot Challenge 19 - 2026 - 24/12 - 24/10 £60+ / £400 (4)
# No.5 Fiver Friday Challenge 2026 £85/£230 (4)
# Make £2026 in 2026 £1934.27 / £2026 (4)
1
laura_lau Posts: 682 Forumite

13 January 2025 at 5:21PM

Two more NSD, one yesterday and one today!

Debt free journey started 30/08/2023:

CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.

Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/66
1
Optimistic_Saver Posts: 365 Forumite

13 January 2025 at 5:54PM

Another little NSD for me, today, bringing my January total to 9/20

March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27

NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94

Mortgage: £54,048.73
1
CrazyBee787 Posts: 1,803 Forumite

13 January 2025 at 6:00PM

11/19 today please @cathybird thank you - I have been wfh, not been out or done anything crazy online! Thank you.

1
cathybird Posts: 16,524 Forumite

13 January 2025 at 6:05PM edited 13 January 2025 at 9:58PM

January 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

January targets

AuntieL 12/15

bamboo socks 2/10

beanielou 13/19

BestnamesRgone 15

bloomfelt 8/10

Bluefeathers32 10

Caeraugirl 9/20

Cassingtonbear 1/15

cathybird 8/15

Combenew 10

craftingmad 2/16

Crazybee787 11/19

cuddlymarm 9/15

Diane1276 10

Dizzycap 13/27

Doris17 11/15

felicityBD15 2/10

Flick85 3/10

Frugalontoast 5/15

Honeysucklelou2 4/10

Jay1 2 5/10

KajiKita 10/20

Lanky larry 2/20

laura lau 8/18

laurenh1 11/20

lilian1977 5/20

LittleMissDetermined 5/16

Louise600 4/10

Makingabobor2 6/15

Money Choices 2/10

Nexgenn 5/10

Nintud 2/8

QueenJess 9/15

Optimistic Saver 9/20

Pauper1 7/20

peacocking 9/25

Rupacomp

Sausageroll14 5/20

Saver-upper 7/12

SecondStar 15

SerenitySeven 10

short bird 9/18

Thriftymissus 11/22

Tjh1412 8/15

try harder 15

tryingmybesthonest 22

To see the updated results for January, click here

🌞 🌞 Everyone welcome to join! 🌞 🌞

3
Louise600 Posts: 54 Forumite

13 January 2025 at 7:08PM

Another NSD for me today please 😊

Car loan £8105.35 57/60 payments left of £141.80 per month
Loan £6687.23 55/58 payments left of £165 per month
Nationwide £1183 (0% interest until 02/2026)

Total debt £15975.48
2
AuntieL Posts: 502 Forumite

13 January 2025 at 7:08PM

Another NSD for me today.

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15

MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£1000
1

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