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Joyous January's No-Spend Days Challenge!

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Tjh1412 Posts: 220 Forumite

13 January at 7:41PM

Another NSD for me today please

2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.95

1
KajiKita Posts: 7,664 Forumite

13 January at 9:21PM

NSD Monday here 😊

KK

As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030

Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025

Watch your thoughts, they become your words.
Watch your words, they become your actions.
Watch your actions, they become your reality.
1
Pauper1 Posts: 539 Forumite

13 January at 9:31PM

8/20 for me now. Hopefully same again tomorrow but I think I'll be spending again on Weds 😭

Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95

March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.30
2
cathybird Posts: 15,648 Forumite

13 January at 10:00PM edited 14 January at 6:37PM

January 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

January targets

AuntieL 12/15

bamboo socks 2/10

beanielou 14/19

BestnamesRgone 15

bloomfelt 8/10

Bluefeathers32 10

Caeraugirl 9/20

Cassingtonbear 1/15

cathybird 9/15

Combenew 10

craftingmad 2/16

Crazybee787 11/19

cuddlymarm 9/15

Diane1276 10

Dizzycap 14/27

Doris17 11/15

felicityBD15 2/10

Flick85 3/10

Frugalontoast 5/15

Honeysucklelou2 4/10

Jay1 2 8/10

KajiKita 11/20

Lanky larry 2/20

laura lau 8/18

laurenh1 11/20

lilian1977 5/20

LittleMissDetermined 5/16

Louise600 4/10

Makingabobor2 6/15

Money Choices 2/10

Nexgenn 6/10

Nintud 2/8

QueenJess 10/15

Optimistic Saver 10/20

Pauper1 8/20

peacocking 9/25

Rupacomp

Sausageroll14 5/20

Saver-upper 7/12

SecondStar 15

SerenitySeven 10

short bird 9/18

Thriftymissus 11/22

Tjh1412 9/15

try harder 15

tryingmybesthonest 22

To see the updated results for January, click here

🌞 🌞 Everyone welcome to join! 🌞 🌞

2
Nexgenn Posts: 20 Forumite

14 January at 12:53AM

6/10 today and I cashed out on my survey apps and mistplay for the week, over £20 and another £20 in Amazon vouchers!

1
Jay1_2 Posts: 161 Forumite

14 January at 1:53AM

Jay1_2 said:

6th Jan NSD
7th Jan spent
8th Jan NSD

(I'll be spending tomorrow...)

I keep forgetting to post....
9th NSD
10th spent
11th spent
12th NSD
13th NSD

Toodle-pip :hello:

1
Dizzycap Posts: 1,099 Forumite

14 January at 5:28AM

It's another NSD for me too! Making 14

~ NSD 2025 - NSD August 6/20 (7 x💯)
# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.
~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
⭐️Completed Challenges 2025:
# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+
# No.12 Save £2 a Day 2025 2025: £730/ £730 💯
# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
# No.19 52 Week Env Challenge £1378 / £1378 💯
# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing
1
beanielou Posts: 95,562 Ambassador

14 January at 7:37AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
Optimistic_Saver Posts: 321 Forumite

14 January at 9:30AM

Declaring early for today, to keep me on track! So, 10/20 NSDs so far.

From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23

NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000

Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02

Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85

Trading: £793.73
Mortgage: £58,471.88
0
QueenJess Posts: 4,497 Forumite

14 January at 10:12AM

Declaring a NSD today.

2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 328🥉🥈🥇💎🏆
Big kitchen declutter challenge 105/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
2

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