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Joyous January's No-Spend Days Challenge!

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  • AuntieL
    AuntieL Posts: 370 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    Another NSD for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    June 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £529/£700
  • cathybird
    cathybird Posts: 15,639 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 15 January at 5:13PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    January targets


    AuntieL 13/15  image  image  image


    bamboo socks 2/10  image


    beanielou 15/19  image  image  image  image


    BestnamesRgone 15 


    bloomfelt 8/10  image  image


    Bluefeathers32 10 


    Caeraugirl 11/20  image  image  image


    Cassingtonbear 3/15  image 


    cathybird 10/15  image  image  image


    Combenew 10 


    craftingmad 2/16  image


    Crazybee787 12/19  image  image  image


    cuddlymarm 10/15  image  image  image


    Diane1276 10 


    Dizzycap 14/27  image  image  image


    Doris17 13/15  image  image  image


    felicityBD15 2/10  image


    Flick85 3/10  image


    Frugalontoast 5/15  image  image


    Honeysucklelou2 4/10  image


    Jay1 2 8/10  image  image


    KajiKita 12/20  image  image  image


    Lanky larry 2/20  image


    laura lau 8/18  image  image


    laurenh1 13/20  image  image  image


    lilian1977 5/20   image  image


    LittleMissDetermined 5/16  image  image


    Louise600 4/10  image


    Makingabobor2 6/15  image  image


    Money Choices 2/10  image


    Nexgenn 6/10  image  image


    Nintud 2/8  image


    QueenJess 10/15  image  image  image


    Optimistic Saver 10/20  image  image  image


    Pauper1 9/20  image  image


    peacocking 9/25  image  image


    Rupacomp  


    Sausageroll14 5/20  image  image


    Saver-upper 7/12  image  image


    SecondStar 15 


    SerenitySeven 10 


    short bird 10/18   image  image  image


    Thriftymissus 13/22   image  image  image


    Tjh1412 10/15  image  image  image


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    NSD 9 for me yesterday, and I'm expecting a spend today. Meeting SiL for coffee/lunch and will need to get a few bits in Aldi. I do have a voucher for Aldi so it shouldn't be too bad overall.
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92

    Mar 1st £11015.30
  • Dizzycap
    Dizzycap Posts: 1,096 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 15 January at 8:10AM
    It's a spend day for me today. Had to order baby some ear & eye drops, so I also restocked up on grey mailers, as I will need those at some point and don't want to break a NSD for just one basic purchase.
    My mother is going shopping this morning and will be bringing me fresh milk & bread for the fridge and the freezer as I'm still to ill to go out -  That also means I won't need to go food shopping for the rest of the month as there's plenty in the freezer and cupboards. She's also going to go and fill up the car which I've been unable to do, just in case I need to get somewhere urgently - bless her! xxxx I will obviously be repaying her for the shopping & fill up, so I think that's going to be my spending for the month, unless there's an emergency xxx
    I might just break my target of 27 NSD's set for the month ;)

    ~ NSD 2025 - NSD August 3/20 (x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing
  • cuddlymarm
    cuddlymarm Posts: 2,205 Forumite
    Part of the Furniture 1,000 Posts
    Good morning 
    Another NSD for me so 10/15. Yesterday was my day off so we treated ourselves to tea and cake at the garden centre (but the tea was free cos you get 2 free hot drinks a month 😀)



    June NSD 8/15
  • beanielou
    beanielou Posts: 95,538 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • 3/15 now for me :)
    No.13 in the 2025 saving money challenge. Target £36,000.

    Monthly grocery budget challenge: £720

    NSD challenge: target 10 a month

    Fat loss quarterly challenge: 21%body fat to 17%. 
  • Doris17
    Doris17 Posts: 924 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    One for me today please 13/15.

    "Make Everyday Count"



  • laurenh1
    laurenh1 Posts: 991 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    One again today.I am being helped along by the distinct lack of money in my account  :p 
  • Thriftymissus
    Thriftymissus Posts: 275 Forumite
    100 Posts Photogenic Name Dropper
    edited 15 January at 4:58PM
    Hello, 13 today. Pleased with myself. Was driving back from a meeting and overcame thoughts of picking up some bits at the supermarket.

    good luck all and thank you @cathybird
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