Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Joyous January's No-Spend Days Challenge!
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Another NSD for me today 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7002 -
January 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 13/15bamboo socks 2/10beanielou 15/19BestnamesRgone 15bloomfelt 8/10Bluefeathers32 10Caeraugirl 11/20Cassingtonbear 3/15cathybird 10/15Combenew 10craftingmad 2/16Crazybee787 12/19cuddlymarm 10/15Diane1276 10Dizzycap 14/27Doris17 13/15felicityBD15 2/10Flick85 3/10Frugalontoast 5/15Honeysucklelou2 4/10Jay1 2 8/10KajiKita 12/20Lanky larry 2/20laura lau 8/18laurenh1 13/20lilian1977 5/20LittleMissDetermined 5/16Louise600 4/10Makingabobor2 6/15Money Choices 2/10Nexgenn 6/10Nintud 2/8QueenJess 10/15Optimistic Saver 10/20Pauper1 9/20peacocking 9/25RupacompSausageroll14 5/20Saver-upper 7/12SecondStar 15SerenitySeven 10short bird 10/18Thriftymissus 13/22Tjh1412 10/15try harder 15tryingmybesthonest 22To see the updated results for January, click here🌞 🌞 Everyone welcome to join! 🌞 🌞2
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NSD 9 for me yesterday, and I'm expecting a spend today. Meeting SiL for coffee/lunch and will need to get a few bits in Aldi. I do have a voucher for Aldi so it shouldn't be too bad overall.Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.301 -
It's a spend day for me today. Had to order baby some ear & eye drops, so I also restocked up on grey mailers, as I will need those at some point and don't want to break a NSD for just one basic purchase.My mother is going shopping this morning and will be bringing me fresh milk & bread for the fridge and the freezer as I'm still to ill to go out - That also means I won't need to go food shopping for the rest of the month as there's plenty in the freezer and cupboards. She's also going to go and fill up the car which I've been unable to do, just in case I need to get somewhere urgently - bless her! xxxx I will obviously be repaying her for the shopping & fill up, so I think that's going to be my spending for the month, unless there's an emergency xxxI might just break my target of 27 NSD's set for the month
~ NSD 2025 - NSD August 3/20 (7 x💯)# Spectos/Royal Mail Monitoring and Posting Panel - Ongoing - 1 x £25 Voucher Redeemed, 20 FREE Books of RM Stamps & Presentation Packs.~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺⭐️Completed Challenges 2025:# No.36 Make £2025 in 2025 £1934.34 / £2025 (95.5%) (3) 💯💯+# No.12 Save £2 a Day 2025 2025: £730/ £730 💯# No.27 Save 1p A Day 2025 £667.95 / £667.95 💯# No.19 52 Week Env Challenge £1378 / £1378 💯# No.34 Save £12k in 2025 £14,986.67 / £12,000 💯 - Continuing2 -
Good morning
Another NSD for me so 10/15. Yesterday was my day off so we treated ourselves to tea and cake at the garden centre (but the tea was free cos you get 2 free hot drinks a month 😀)
June NSD 8/150 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
3/15 now for meNo.13 in the 2025 saving money challenge. Target £36,000.
Monthly grocery budget challenge: £720
NSD challenge: target 10 a month
Fat loss quarterly challenge: 21%body fat to 17%.1 -
One for me today please 13/15.
"Make Everyday Count"1 -
One again today.I am being helped along by the distinct lack of money in my account1
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Hello, 13 today. Pleased with myself. Was driving back from a meeting and overcame thoughts of picking up some bits at the supermarket.
good luck all and thank you @cathybird1
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