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Joyous January's No-Spend Days Challenge!

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  • cathybird
    cathybird Posts: 15,625 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 January at 9:11PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    January targets


    AuntieL 14/15  image  image  image

    bamboo socks 2/10  image

    beanielou 16/19  image  image  image  image

    BestnamesRgone 15 

    bloomfelt 8/10  image  image

    Bluefeathers32 10 

    Caeraugirl 11/20  image  image  image

    Cassingtonbear 3/15  image 

    cathybird 11/15  image  image  image

    Combenew 10 

    craftingmad 2/16  image

    Crazybee787 13/19  image  image  image

    cuddlymarm 11/15  image  image  image

    Diane1276 10 

    Dizzycap 15/27  image  image  image  image

    Doris17 13/15  image  image  image

    felicityBD15 2/10  image

    Flick85 3/10  image

    Frugalontoast 7/15  image  image

    Honeysucklelou2 4/10  image

    Jay1 2 10/10  image  image  image  image

    KajiKita 13/20  image  image  image

    Lanky larry 2/20  image

    laura lau 8/18  image  image

    laurenh1 14/20  image  image  image

    lilian1977 5/20   image  image

    LittleMissDetermined 5/16  image  image

    Louise600 4/10  image

    Makingabobor2 6/15  image  image

    Money Choices 2/10  image

    Nexgenn 6/10  image  image

    Nintud 2/8  image

    QueenJess 11/15  image  image  image

    Optimistic Saver 11/20  image  image  image

    Pauper1 10/20  image  image  image

    peacocking 12/25  image  image  image

    Rupacomp  

    Sausageroll14 5/20  image  image

    Saver-upper 7/12  image  image

    SecondStar 15 

    SerenitySeven 10 

    short bird 10/18   image  image  image

    Thriftymissus 13/22   image  image  image

    Tjh1412 11/15  image  image  image

    try harder 15 

    tryingmybesthonest 22 


    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Dizzycap
    Dizzycap Posts: 1,087 Forumite
    1,000 Posts Second Anniversary Photogenic Debt-free and Proud!
    edited 16 January at 2:59AM
    It's definately a NSD for me today No.15 :) , and most probably the rest of the week. I'll count each NSD as it arrives  in case baby pouch has a medical or medication need xx
    ~ NSD 2025 - NSD August 0/20 (7 x💯)
    # Spectos/Royal Mail Monitoring and Posting Panel - Ongoing
    ~ Totally FREE Christmas 2025 - 🎁✉️🏷🎀💐🪪🗒🧺
    ⭐️Completed Challenges 2025:
    # No.36 Make £2025 in 2025 £1634.34 / £2025 (58%) (3) 💯💯+
    # No.12 Save £2 a Day 2025 2025: £730/ £730 💯
    # No.27 Save 1p A Day 2025 £667.95 / £667.95 💯
    # No.19 52 Week Env Challenge £1378 / £1378 💯 
    # No.34 Save £12k in 2025 £13,429.74 / £12,000 💯 - Continuing
  • KajiKita
    KajiKita Posts: 7,603 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today - spent late last night after declaring for yesterday. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Planning for 10/20 today 🙌
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92
    Mar 1st £11015.30
  • cuddlymarm
    cuddlymarm Posts: 2,205 Forumite
    Part of the Furniture 1,000 Posts
    edited 16 January at 8:37AM
    Good morning guys
    Another one for me today please, making 11/15
    Have a good day guys 

    June NSD 8/15
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    11/20 NSD for me today, @cathybird, as I will be working and out of harm’s way. 😁
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    11/20 NSD for me today, @cathybird, as I will be working and out of harm’s way. 😁
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • Thriftymissus
    Thriftymissus Posts: 275 Forumite
    100 Posts Photogenic Name Dropper
    I’m due to spend today at a family meal today so hope to be back on it tomorrow, will aim to have the cheapest thing on the menu! 
  • beanielou
    beanielou Posts: 95,510 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • laurenh1
    laurenh1 Posts: 989 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    another one today please xx
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