Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
August 2025 NSD Challenge 10/18
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Joyous January's No-Spend Days Challenge!
Comments
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A NSD today.2025 decluttering: 4,819 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 350🥉🥈🥇💎🏆Mini freezer challenge 0/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001
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Hi @cathybird 13/19 please, Thank you, a pure no spend day today.Mission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1939.22
Once accomplished all three come back and start new missions!1 -
Sorry for not checking in- family crisis in progress that's taking up all my time. 12/15 for me though, I'm still in the runningAbout 35k March 24
<then many hours working, little sleep, much grumbling>
Now:
£13577 Jan 25
£11100 End Jan 252 -
Another NSD for me today 😀MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £593/£7001 -
Another one for me today, hopefully no spends until Saturday this week with work keeping me busy2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.951 -
NSD Wednesday today 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Yesterday, another NSD.
And today.... I think.... yes definitely, now I've said it I won't go shopping online! 😇1 -
7 NSDs so far1
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@peacocking sorry to hear about the family crisis, hope you are OK xx0
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