📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joyous January's No-Spend Days Challenge!

Options
1121315171861

Comments

  • CrazyBee787
    CrazyBee787 Posts: 934 Forumite
    500 Posts Name Dropper Photogenic
    Hi @cathybird Please could I have 1 for today making my total 5/19 - Thanks so much. Have a lovely eveningXX
  • Frugalontoast
    Frugalontoast Posts: 18 Forumite
    10 Posts Second Anniversary Photogenic
    Can I join with a target of 15 NSD please! 
  • Lanky_larry
    Lanky_larry Posts: 99 Forumite
    Ninth Anniversary 10 Posts Name Dropper Photogenic
    Dizzycap said:
    Well done everyone ;)<3
    I'm on NSD 6 and not likely to be going shopping anytime soon. Plenty in and too ill to go out, even if I wanted to.
    Bank card frozen in my bank app so no temptation to spend online and I'm loving it! :D
    BRILLIANT IDEA! 
    Widowed November 2024
    navigating whatever fresh hell this ‘new’ life is, as best I can, for our kids and in his memory.  




  • AuntieL
    AuntieL Posts: 372 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #6 today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
  • Louise600
    Louise600 Posts: 54 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    Hello! Today is my second NSD. Would have had yesterday too but as it snowed I found out my son’s wellies don’t fit him I had to buy more! 
    Car loan £8105.35 57/60 payments left of £141.80 per month 
    Loan £6687.23 55/58 payments left of £165 per month
    Nationwide £1183 (0% interest until 02/2026)

    Total debt £15975.48
  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Another NSD for me today, resisted the lure of takeout coffee and raiding the bakery to get me through first day back at work 
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

  • KajiKita
    KajiKita Posts: 7,706 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Back at work today so no time to spend! 😂
    NSD 5 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • bloomfelt
    bloomfelt Posts: 507 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Day 4 for me today.  :)
    January NSD8/10
  • 5/15 for Optimistic Saver 
    Checking in early for another NSD tomorrow - partly as a pledge (a way of making me stick to my no spend guns 😁)
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.