January 2025 NSD challenge
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Joyous January's No-Spend Days Challenge!
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Still at 4, birthday gifts and contact lenses purchased today. Unavoidable 😁About 35k March 24
<then many hours working, little sleep, much grumbling>
Now:
£13577 Jan 25
£11100 End Jan 251 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 5/15bamboo socks 2/10beanielou 6/19BestnamesRgone 15bloomfelt 3/10Bluefeathers32 10Caeraugirl 4/20Cassingtonbear 15cathybird 5/15Combenew 10craftingmad 2/16Crazybee 4/19cuddlymarm 3/15Diane1276 10Dizzycap 27Doris17 6/15felicityBD15 2/10Honeysucklelou2 1/10Jay1 2 3/10KajiKita 4/20laura lau 4/18laurenh1 3/20lilian1977 1/20LittleMissDetermined 4/16Louise600 1/10Makingabobor2 3/15Nexgenn 1/10Nintud 2/8QueenJess 3/15Optimistic Saver 4/15Pauper1 2/20peacocking 4/25RupacompSausageroll14 2/20SecondStar 15SerenitySeven 10short bird 4/18Thriftymissus 5/TFTjh1412 4/15try harder 15tryingmybesthonest 22To see the updated results for January, click here🌞 🌞 Everyone welcome to join! 🌞 🌞0
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I spent today...
I ordered some legwarmers online. I've got a bad knee which I really ought to take to the doctor - but what if he wants to look at it? Do I take the time to take off my shoes (and put them back on again)? or just push my jeans and my under-leggings down to my ankles? So I'm going to take advantage of being female and wearing a skirt (without tights/leggings) and the legwarmers are to make sure I don't freeze on the way! Practically medicinal! But not enough for me to count it as a NSD1 -
hi craftingmad
and Diane1276
and welcome
(or welcome back) to our lovely thread! I've added you to the list, best of luck with the challenge!
1 -
Another 2 for me, for yesterday and today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Another one for yesterdayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
early call for NSDDebt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Hello, I’d like to join please.
I’ve managed four NSDs so far and today will also be one. I’m spending money on packaging for an eBay item but I’m not counting this as I’ll reimburse from my business bank account as a business expense.
thank you very much @cathybird1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
One foe me today please. 6/15
"Make Everyday Count"1
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