📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Joyous January's No-Spend Days Challenge!

Options
1101113151661

Comments

  • peacocking
    peacocking Posts: 27 Forumite
    Fourth Anniversary 10 Posts Name Dropper Photogenic
    Still at 4, birthday gifts and contact lenses purchased today. Unavoidable 😁
    About 35k March 24

    <then many hours working, little sleep, much grumbling>

    Now:

    £13577 Jan 25
    £11100 End Jan 25
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 January at 5:14PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    January targets


    AuntieL 5/15  image  image


    bamboo socks 2/10  image


    beanielou 6/19  image  image


    BestnamesRgone 15 


    bloomfelt 3/10  image


    Bluefeathers32 10 


    Caeraugirl 4/20  image


    Cassingtonbear 15 


    cathybird 5/15  image  image


    Combenew 10 


    craftingmad 2/16  image


    Crazybee 4/19  image


    cuddlymarm 3/15  image


    Diane1276 10 


    Dizzycap 27 


    Doris17 6/15  image  image


    felicityBD15 2/10  image


    Honeysucklelou2 1/10  image


    Jay1 2 3/10  image


    KajiKita 4/20  image


    laura lau 4/18  image


    laurenh1 3/20  image


    lilian1977 1/20   image


    LittleMissDetermined 4/16  image


    Louise600 1/10  image


    Makingabobor2 3/15  image


    Nexgenn 1/10  image


    Nintud 2/8  image


    QueenJess 3/15  image


    Optimistic Saver 4/15  image


    Pauper1 2/20  image


    peacocking 4/25  image


    Rupacomp  


    Sausageroll14 2/20  image


    SecondStar 15 


    SerenitySeven 10 


    short bird 4/18   image


    Thriftymissus 5/TF   image  image


    Tjh1412 4/15  image


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    I spent today... 

    I ordered some legwarmers online. I've got a bad knee which I really ought to take to the doctor - but what if he wants to look at it? Do I take the time to take off my shoes (and put them back on again)? or just push my jeans and my under-leggings down to my ankles? So I'm going to take advantage of being female and wearing a skirt (without tights/leggings) and the legwarmers are to make sure I don't freeze on the way! Practically medicinal! But not enough for me to count it as a NSD  :(
    Toodle-pip :hello:
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi craftingmad image and Diane1276 image and welcome image (or welcome back) to our lovely thread! I've added you to the list, best of luck with the challenge! image
  • Another 2 for me, for yesterday and today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Makingabobor2
    Makingabobor2 Posts: 4,220 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Another one for yesterday 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .

    Studies/surveys  August £7.48

    Decluttering items 771

    Books read    14
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    early call for NSD
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • Thriftymissus
    Thriftymissus Posts: 277 Forumite
    100 Posts Photogenic Name Dropper
    Hello, I’d like to join please.

    I’ve managed four NSDs so far and today will also be one. I’m spending money on packaging for an eBay item but I’m not counting this as I’ll reimburse from my business bank account as a business expense.

    thank you very much @cathybird
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    One foe me today please. 6/15

    "Make Everyday Count"



Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.