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Joyous January's No-Spend Days Challenge!

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Comments

  • AuntieL
    AuntieL Posts: 414 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #4 today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Another NSD for me. Its too bloomin' cold to go out to the shops! I'm walking backwards and forwards around my flat to try to get some steps in!
    Toodle-pip :hello:
  • cathybird
    cathybird Posts: 15,825 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 January at 4:25PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    January targets


    AuntieL 4/15  image

    bamboo socks 2/10  image

    beanielou 4/19  image

    BestnamesRgone 15 

    bloomfelt 2/10  image

    Bluefeathers32 10 

    Caeraugirl 4/20  image

    Cassingtonbear 15 

    cathybird 4/15  image

    Combenew 10 

    Crazybee 4/19  image

    cuddlymarm 3/15  image

    Dizzycap 27 

    Doris17 5/15  image  image

    felicityBD15 1/10  image

    Honeysucklelou2 1/10  image

    Jay1 2 3/10  image

    KajiKita 4/20  image

    laura lau 3/18  image

    laurenh1 3/20  image

    lilian1977 1/20   image

    LittleMissDetermined 2/16  image

    Louise600 1/10  image

    Makingabobor2 2/15  image

    Nexgenn 1/10  image

    QueenJess 3/15  image

    Optimistic Saver 4/15  image

    Pauper1 2/20  image

    peacocking 4/25  image

    Rupacomp  

    Sausageroll14 2/20  image

    SecondStar 15 

    SerenitySeven 10 

    short bird 3/18   image

    Tjh1412 3/15  image

    try harder 15 

    tryingmybesthonest 22 


    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • peacocking
    peacocking Posts: 27 Forumite
    Fourth Anniversary 10 Posts Name Dropper Photogenic
    NSD :) 4/25. A 14 hour day at work probably helped! 
    About 35k March 24

    <then many hours working, little sleep, much grumbling>

    Now:

    £13577 Jan 25
    £11100 End Jan 25
  • bamboo_socks
    bamboo_socks Posts: 93 Forumite
    10 Posts First Anniversary Photogenic Name Dropper
    Now at 2/10 - I forgot coffee grounds on the weekly shop so did a bulk order from the big online shop, and I'm about to checkout some kids coats in one of the sales (not strictly necessary, as they are for next winter, but taking advantage of the bargains!)
  • QueenJess
    QueenJess Posts: 4,611 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring another NSD today.
    2025 decluttering: 5,229 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 395🥉🥈🥇💎🏆
    Big kitchen declutter challenge 132/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • KajiKita
    KajiKita Posts: 8,323 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today - spent late last night on my veggie seed order, finally! 😊

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 58 books of target 52 in 2025, as @ 12th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    Early NSD today, I don’t need anything and I have no plans of leaving the house in this miserable weather, apart from walking the dog, so no expense will happen.
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • Doris17
    Doris17 Posts: 937 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    One for yesterday and one for today please.5/15

    "Make Everyday Count"



  • CrazyBee787
    CrazyBee787 Posts: 1,188 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today, I purchased an Excel book (another one!) Needs must!
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
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