and welcome
to our lovely thread! I've added you to the list, best of luck with the challenge!
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Joyous January's No-Spend Days Challenge!
Comments
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I am on 4/19 I had a take out however MD agreed to offer £20 for fuel and that with refund yesterday and not reaching the budget on grocery shop means the takeaway is paid for without going into a spendy day, is that OK @cathybird thank you. And today is looking good too. Thanks.XXMission Number One: Get a job!
Mission Number Two: Get a lodger!
Mission Number Three: Clear debt, starting balance: £1997.17, balance now: £1997.17
Once accomplished all three come back and start new missions!1 -
DS2's football match was cancelled due to frozen pitch, so now means another NSD for me.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 8/102 -
Declaring a NSD today.
2025 decluttering: 4,392 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 345🥉🥈🥇💎🏆Mini freezer challenge +3/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
NSD Saturday here 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 44 books of target 52 in 2025, as @ 21st August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
hi @peacocking
and welcome
to our lovely thread! I've added you to the list, best of luck with the challenge!
2
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January 2025 NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 3/15bamboo socks 1/10beanielou 4/19BestnamesRgone 15bloomfelt 2/10Bluefeathers32 10Caeraugirl 4/20Cassingtonbear 15cathybird 3/15Combenew 10Crazybee 4/19cuddlymarm 3/15Dizzycap 27Doris17 3/15felicityBD15 1/10Honeysucklelou2 1/10Jay1 2 2/10KajiKita 4/20laura lau 2/18laurenh1 3/20lilian1977 1/20LittleMissDetermined 2/16Louise600 1/10Makingabobor2 2/15Nexgenn 1/10QueenJess 2/15Optimistic Saver 4/15Pauper1 2/20peacocking 3/25RupacompSausageroll14 2/20SecondStar 15SerenitySeven 10short bird 3/18Tjh1412 3/15try harder 15tryingmybesthonest 22To see the updated results for January, click here
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
Sadly I can't count today. Had to get DH a new diary. I managed to find exactly what he required on Vinted. So it wasn't to bad.1
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NSD number two for me today 🎉Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.301 -
Had to pay for moving van yesterday, and £3.15 on milk and fruit. Also put money into tax free childcare account for the nursery bills so spendy Saturday . Managed an NSD today though so 3/15 so far2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.951
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