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Joyous January's No-Spend Days Challenge!

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Comments

  • CrazyBee787
    CrazyBee787 Posts: 1,187 Forumite
    1,000 Posts Name Dropper Photogenic
    I am on 4/19 I had a take out however MD agreed to offer £20 for fuel and that with refund yesterday and not reaching the budget on grocery shop means the takeaway is paid for without going into a spendy day, is that OK @cathybird thank you. And today is looking good too. Thanks.XX
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • Caeraugirl
    Caeraugirl Posts: 599 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    DS2's football match was cancelled due to frozen pitch, so now means another NSD for me.
    #21 Save £12k in 2025 £19277.35/£20000


  • QueenJess
    QueenJess Posts: 4,611 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD today.
    2025 decluttering: 5,229 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟
    2025 use up challenge: 395🥉🥈🥇💎🏆
    Big kitchen declutter challenge 132/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • beanielou
    beanielou Posts: 96,554 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,319 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Saturday here 😊

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2025, as @ 4th October 
    Produce tracker: £417 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,824 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi @peacocking image and welcome image to our lovely thread! I've added you to the list, best of luck with the challenge! image
  • cathybird
    cathybird Posts: 15,824 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 January at 10:44PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    January targets


    AuntieL 3/15  image

    bamboo socks 1/10  image

    beanielou 4/19  image

    BestnamesRgone 15 

    bloomfelt 2/10  image

    Bluefeathers32 10 

    Caeraugirl 4/20  image

    Cassingtonbear 15 

    cathybird 3/15  image

    Combenew 10 

    Crazybee 4/19  image

    cuddlymarm 3/15  image

    Dizzycap 27 

    Doris17 3/15  image

    felicityBD15 1/10  image

    Honeysucklelou2 1/10  image

    Jay1 2 2/10  image

    KajiKita 4/20  image

    laura lau 2/18  image

    laurenh1 3/20  image

    lilian1977 1/20   image

    LittleMissDetermined 2/16  image

    Louise600 1/10  image

    Makingabobor2 2/15  image

    Nexgenn 1/10  image

    QueenJess 2/15  image

    Optimistic Saver 4/15  image

    Pauper1 2/20  image

    peacocking 3/25  image

    Rupacomp  

    Sausageroll14 2/20  image

    SecondStar 15 

    SerenitySeven 10 

    short bird 3/18   image

    Tjh1412 3/15  image

    try harder 15 

    tryingmybesthonest 22 


    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Sausageroll14
    Sausageroll14 Posts: 56 Forumite
    Eighth Anniversary 10 Posts Photogenic Name Dropper
    Sadly I can't count today. Had to get DH a new diary. I managed to find exactly what he required on Vinted. So it wasn't to bad. 
  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    NSD number two for me today 🎉
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92
    Mar 1st £11015.30
  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Had to pay for moving van yesterday, and £3.15 on milk and fruit. Also put money into tax free childcare account for the nursery bills so spendy Saturday . Managed an NSD today though so 3/15 so far
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

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