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Joyous January's No-Spend Days Challenge!

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  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Another NSD for me today, however we did put in the final offer paperwork for new house so that will be a very spendy day to come if all accepted 
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

  • bloomfelt
    bloomfelt Posts: 507 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Day 2 for me today please Cathybird :-)
    January NSD8/10
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 January at 5:05PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    January targets


    AuntieL 2/15  image


    bamboo socks 1/10  image


    beanielou 3/19  image


    BestnamesRgone 15 


    bloomfelt 2/10  image


    Bluefeathers32 10 


    Caeraugirl 1/20  image


    Cassingtonbear 15 


    cathybird 2/15  image


    Combenew 10 


    Crazybee 2/19  image


    cuddlymarm 2/15  image


    Dizzycap 27 


    Doris17 2/15  image


    felicityBD15 1/10  image


    Honeysucklelou2 1/10  image


    HotDog2020  


    Janeryan  


    KajiKita 3/20  image


    laura lau 1/18  image


    laurenh1 3/20  image


    lilian1977 1/20   image


    LittleMissDetermined 2/16  image


    Louise600 1/10  image


    Makingabobor2 1/15  image


    Nexgenn 1/10  image


    QueenJess 1/15  image


    Optimistic Saver 2/15  image


    Pauper1 1/20  image


    Rupacomp  


    Sausageroll14 2/20  image


    SecondStar 15 


    SerenitySeven 10 


    short bird 1/18   image


    Tjh1412 2/15  image


    try harder 15 



    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Louise600
    Louise600 Posts: 54 Forumite
    Part of the Furniture 10 Posts Name Dropper Photogenic
    Hello. 1st NSD today for me. It took some effort . I didn’t realise how often I nip to the Co-op or buy something from Amazon. This challenge will do me good! 
    Car loan £8105.35 57/60 payments left of £141.80 per month 
    Loan £6687.23 55/58 payments left of £165 per month
    Nationwide £1183 (0% interest until 02/2026)

    Total debt £15975.48
  • KajiKita
    KajiKita Posts: 7,661 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Lost this thread yesterday! 
    One for yesterday and one for today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • bamboo_socks
    bamboo_socks Posts: 93 Forumite
    10 Posts First Anniversary Photogenic Name Dropper
    Still at 1/10 - found a free activity to take the kids to and met friends there, but we went to the cafe next door afterwards to talk and let the kids play. Ah well, it was good for their minds and bodies to socialise and run about!
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Nexgenn
    Nexgenn Posts: 20 Forumite
    10 Posts
    Too late to join? I didn't realise this was even a thing, I spent yesterday doing random budget stuff and decided to track my no spend days, then saw this thread! I didn't spend anything yesterday so hopefully I can count that? 10 is my target, 9 more to go!
  • laurenh1
    laurenh1 Posts: 993 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    NSD number 3 here please CB. I have just got back from town, but I only bought groceries so they will come from my grocery budget x 
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    no NSD yesterday or today, as tonight we are going out for dinner with DS, so I am still on day 1.

    Tomorrow I only have my volunteering and then dinner at some friends' house, we do have a nice bottle of wine to bring already in the house, so I am hoping to resume my non-spending adventure tomorrow!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
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