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Joyous January's No-Spend Days Challenge!

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  • KajiKita
    KajiKita Posts: 7,673 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Seed order not finalised, nor will it be today.
    1 / 20 NSDs 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Tjh1412
    Tjh1412 Posts: 220 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Kicking off January with my first NSD; happy new year to everyone 
    2025 in 2025- 2027/2025
    365 savings challenge- £41.12/667.95

  • cuddlymarm
    cuddlymarm Posts: 2,206 Forumite
    Part of the Furniture 1,000 Posts
    Happy New Year 
    My first NSD achieved so 1/15
    Cuddlymarm

    August PAD 

  • Flick85
    Flick85 Posts: 135 Forumite
    100 Posts Third Anniversary Name Dropper
    Happy New Year everyone. Another one checking in with a NSD for me today. 
    Challenges:

    January NSD: 4/10 days
    Pay Your Debts in 2025: 0/£15,000
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 January at 3:20PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    January targets


    AuntieL 1/15  image


    bamboo socks 1/10  image


    beanielou 1/19  image


    BestnamesRgone 15 


    bloomfelt 1/10  image


    Bluefeathers32 10 


    Caeraugirl 1/20  image


    Cassingtonbear 15 


    cathybird 1/15  image


    Combenew 10 


    Crazybee 1/19  image


    cuddlymarm 1/15  image


    Dizzycap 27 


    Doris17 2/15  image


    felicityBD15 1/10  image


    Honeysucklelou2 10 


    HotDog2020  


    Janeryan  


    KajiKita 1/20  image


    laura lau 1/18  image


    laurenh1 1/20  image


    lilian1977 1/20   image


    LittleMissDetermined 2/16  image


    Louise600 10 


    Makingabobor2 1/15  image


    Nintud  


    QueenJess 1/15  image


    Optimistic Saver 1/15  image


    Pauper1 1/20  image


    Rupacomp  


    Sausageroll14 1/20  image


    SecondStar 15 


    SerenitySeven 10 


    short bird 1/18   image


    Tjh1412 1/15  image


    try harder 15 



    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Louise600 image, Dizzycap image, bloomfelt image and Optimistic Saver image and welcome image to our lovely thread! I've added you to the list, best of luck with the challenge! image
  • bamboo_socks
    bamboo_socks Posts: 93 Forumite
    10 Posts First Anniversary Photogenic Name Dropper
    Morning, and Happy New Year all! Slinking back into the forums after a hiatus where life went bananas busy.

    10 NSDs for Jan for me please, and I claim yesterday as my 1st.
  • Another one for me today 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • bloomfelt
    bloomfelt Posts: 507 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Yesterday was day 1 for me luckily the weather was atrocious so me and the little man had a lazy day at home while daddy was at work. Working from home today so hopefully be adding another one on. 😊
    January NSD8/10
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    One for me today. 2/15

    "Make Everyday Count"



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