January 2025 NSD challenge
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Joyous January's No-Spend Days Challenge!
Comments
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Seed order not finalised, nor will it be today.
1 / 20 NSDs 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th November
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Kicking off January with my first NSD; happy new year to everyone2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.951 -
Happy New Year
My first NSD achieved so 1/15
Cuddlymarm
Sept Turtle 12/16 NSDs
Sept PADs £6351 -
Happy New Year everyone. Another one checking in with a NSD for me today.Challenges:
January NSD: 4/10 days
Pay Your Debts in 2025: 0/£15,0001 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
January targetsAuntieL 1/15
bamboo socks 1/10
beanielou 1/19
BestnamesRgone 15bloomfelt 1/10
Bluefeathers32 10Caeraugirl 1/20
Cassingtonbear 15cathybird 1/15
Combenew 10Crazybee 1/19
cuddlymarm 1/15
Dizzycap 27Doris17 2/15
felicityBD15 1/10
Honeysucklelou2 10HotDog2020JaneryanKajiKita 1/20
laura lau 1/18
laurenh1 1/20
lilian1977 1/20
LittleMissDetermined 2/16
Louise600 10Makingabobor2 1/15
NintudQueenJess 1/15
Optimistic Saver 1/15
Pauper1 1/20
RupacompSausageroll14 1/20
SecondStar 15SerenitySeven 10short bird 1/18
Tjh1412 1/15
try harder 15To see the updated results for January, click here
🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
hi Louise600
, Dizzycap
, bloomfelt
and Optimistic Saver
and welcome
to our lovely thread! I've added you to the list, best of luck with the challenge!
1 -
Morning, and Happy New Year all! Slinking back into the forums after a hiatus where life went bananas busy.
10 NSDs for Jan for me please, and I claim yesterday as my 1st.1 -
Another one for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £3677/£60001 -
Yesterday was day 1 for me luckily the weather was atrocious so me and the little man had a lazy day at home while daddy was at work. Working from home today so hopefully be adding another one on. 😊January NSD8/101
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One for me today. 2/15
"My Life Is About The Journey Not The Destination"1
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