January 2025 NSD challenge
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Joyous January's No-Spend Days Challenge!
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Another one today please CB. I have actually bought curtains but they were in my budget and I got them second hand so I will allow it. xx0
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Yesterday was a NSD … off to a start!!paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 171 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 2/15bamboo socks 1/10beanielou 2/19BestnamesRgone 15bloomfelt 1/10Bluefeathers32 10Caeraugirl 1/20Cassingtonbear 15cathybird 1/15Combenew 10Crazybee 2/19cuddlymarm 2/15Dizzycap 27Doris17 2/15felicityBD15 1/10Honeysucklelou2 1/10HotDog2020JaneryanKajiKita 1/20laura lau 1/18laurenh1 2/20lilian1977 1/20LittleMissDetermined 2/16Louise600 10Makingabobor2 1/15NintudQueenJess 1/15Optimistic Saver 2/15Pauper1 1/20RupacompSausageroll14 2/20SecondStar 15SerenitySeven 10short bird 1/18Tjh1412 1/15try harder 15To see the updated results for January, click here🌞 🌞 Everyone welcome to join! 🌞 🌞1
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hi bamboo socks
, welcome back
to our lovely thread and good to see you! I've added you to the list, best of luck with the challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Another NSD today - 2/15
Yipee 😁From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23
NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,146.79/5,000
Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02
Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 314.62
🏆 ⬆️ Total: £5,146.79
Trading: £175.64
Mortgage: £58,471.882 -
Another no Spend day for me. Managed an Olio haul so the meal plan has been scraped and I've started again!
2/201 -
NSD #2 for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001 -
Another NSD for me please
So 2/15 😀
June NSD 8/151 -
2/19 Please @cathybird, Thank you XX1
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