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Joyous January's No-Spend Days Challenge!

Comments

laurenh1 Posts: 1,133 Forumite

2 January 2025 at 2:47PM

Another one today please CB. I have actually bought curtains but they were in my budget and I got them second hand so I will allow it. xx

0
Honeysucklelou2 Posts: 4,929 Forumite

2 January 2025 at 3:00PM

Yesterday was a NSD … off to a start!!

paydbx2026 #19 £1499/£6000 . Mortgage start £148k June 23 - now £133k.
2026 savings challenge £0/£2000 EF £140. Savings 2 £2.17
1
cathybird Posts: 16,517 Forumite

2 January 2025 at 3:22PM edited 2 January 2025 at 10:04PM

January 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

January targets

AuntieL 2/15

bamboo socks 1/10

beanielou 2/19

BestnamesRgone 15

bloomfelt 1/10

Bluefeathers32 10

Caeraugirl 1/20

Cassingtonbear 15

cathybird 1/15

Combenew 10

Crazybee 2/19

cuddlymarm 2/15

Dizzycap 27

Doris17 2/15

felicityBD15 1/10

Honeysucklelou2 1/10

HotDog2020

Janeryan

KajiKita 1/20

laura lau 1/18

laurenh1 2/20

lilian1977 1/20

LittleMissDetermined 2/16

Louise600 10

Makingabobor2 1/15

Nintud

QueenJess 1/15

Optimistic Saver 2/15

Pauper1 1/20

Rupacomp

Sausageroll14 2/20

SecondStar 15

SerenitySeven 10

short bird 1/18

Tjh1412 1/15

try harder 15

To see the updated results for January, click here

🌞 🌞 Everyone welcome to join! 🌞 🌞

1
cathybird Posts: 16,517 Forumite

2 January 2025 at 3:24PM edited 2 January 2025 at 3:25PM

hi bamboo socks , welcome back to our lovely thread and good to see you! I've added you to the list, best of luck with the challenge!

2
beanielou Posts: 99,351 Ambassador

2 January 2025 at 3:28PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.
1
Optimistic_Saver Posts: 364 Forumite

2 January 2025 at 3:59PM

Another NSD today - 2/15
Yipee 😁

March 26:
MBNA 6,130 - 0% Feb 28
HAL 10,125.91 - 0% Jul 27
BL 320 - Ends Jul 26
Total: 16,575.91 less 7,000 Marcus savings = 9,575.91
⬇️ to pay down by Oct 27

NSD March 15/22
Make 2026 in 2026:
173.01/2,026
Vinted, YouGov, Bank Int & Fairer Share, Prolific, Quidco, Cheddar & SnapMyEats

Savings accounts:
Co-op 273.01/3,000
Principality 600/1,200
FD 2,000/2,000
Santander Saver 400/2,400
Lloyds 800/4,800
Cahoot 50/3,000
Invest 349.93
🏆 ⬆️ Total: £4,472.94

Mortgage: £54,048.73
2
Sausageroll14 Posts: 69 Forumite

2 January 2025 at 5:09PM

Another no Spend day for me. Managed an Olio haul so the meal plan has been scraped and I've started again!

2/20

1
AuntieL Posts: 502 Forumite

2 January 2025 at 7:43PM

NSD #2 for me today 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15

MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£1000
1
cuddlymarm Posts: 2,322 Forumite

2 January 2025 at 7:52PM

Another NSD for me please
So 2/15 😀

Pay off by Xmas 2026 £175/£2324.67
February NSDs 6/15
February PADs £55
February grocery challenge £67.42/£200
1
CrazyBee787 Posts: 1,800 Forumite

2 January 2025 at 7:56PM

2/19 Please @cathybird, Thank you XX

1

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