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Joyous January's No-Spend Days Challenge!

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Comments

  • Doris17
    Doris17 Posts: 937 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    NSD for me please. 3/15

    "Make Everyday Count"



  • Makingabobor2
    Makingabobor2 Posts: 4,333 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Declaring NSD number 2 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £650/£3000
    .

    Studies/surveys  October £21.15

    Decluttering items 1213/    2025
    Books read    18
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sausageroll14
    Sausageroll14 Posts: 56 Forumite
    Eighth Anniversary 10 Posts Photogenic Name Dropper
    Sadly no NSD for me today or tomorrow. 
  • AuntieL
    AuntieL Posts: 414 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD #3 for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    October 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £94,306.78
    2024 Overpayment = £675.66
    2025 Overpayment = £645/£700
  • Caeraugirl
    Caeraugirl Posts: 599 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    NSDs 2 & 3 for me for yesterday and today.
    #21 Save £12k in 2025 £19277.35/£20000


  • Tryingmybesthonest
    Tryingmybesthonest Posts: 8 Forumite
    Sixth Anniversary Photogenic First Post
    Hello 
    im going for 22 🤞
  • cathybird
    cathybird Posts: 15,824 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 January at 11:27PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    January targets


    AuntieL 3/15  image

    bamboo socks 1/10  image

    beanielou 3/19  image

    BestnamesRgone 15 

    bloomfelt 2/10  image

    Bluefeathers32 10 

    Caeraugirl 3/20  image

    Cassingtonbear 15 

    cathybird 2/15  image

    Combenew 10 

    Crazybee 2/19  image

    cuddlymarm 2/15  image

    Dizzycap 27 

    Doris17 3/15  image

    felicityBD15 1/10  image

    Honeysucklelou2 1/10  image

    Janeryan  

    KajiKita 3/20  image

    laura lau 1/18  image

    laurenh1 3/20  image

    lilian1977 1/20   image

    LittleMissDetermined 2/16  image

    Louise600 1/10  image

    Makingabobor2 2/15  image

    Nexgenn 1/10  image

    QueenJess 1/15  image

    Optimistic Saver 3/15  image

    Pauper1 1/20  image

    Rupacomp  

    Sausageroll14 2/20  image

    SecondStar 15 

    SerenitySeven 10 

    short bird 1/18   image

    Tjh1412 2/15  image

    try harder 15 

    tryingmybesthonest 22 


    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,824 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi Nexgenn image and tryingmybesthonest image and welcome image to our lovely thread! It's definitely not too late to join image I've added you to the list, best of luck with the challenge! image
  • Optimistic_Saver
    Optimistic_Saver Posts: 321 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    NSD #3 for me today 😁
    Thanks @cathybird
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • CrazyBee787
    CrazyBee787 Posts: 1,187 Forumite
    1,000 Posts Name Dropper Photogenic
    Not today...I got a cheeky take out...first in a while though! Thanks @cathybird
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
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