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Joyous January's No-Spend Days Challenge!

Comments

Doris17 Posts: 960 Forumite

3 January at 2:16PM

NSD for me please. 3/15

"My Life Is About The Journey Not The Destination"

1
Makingabobor2 Posts: 4,395 Forumite

3 January at 2:41PM

Declaring NSD number 2

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £28,084....its going down

Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.
Challenges
EF #68 £850/£3000
.

Studies/surveys November £0

Decluttering items 1382/2025
Books read 20
Jigsaws done 18

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

1
Sausageroll14 Posts: 58 Forumite

3 January at 3:16PM

Sadly no NSD for me today or tomorrow.

1
AuntieL Posts: 437 Forumite

3 January at 3:24PM

NSD #3 for me today 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£700
1
Caeraugirl Posts: 600 Forumite

3 January at 3:32PM

NSDs 2 & 3 for me for yesterday and today.

#21 Save £12k in 2025 £24277.35/£20000

1
Tryingmybesthonest Posts: 8 Forumite

3 January at 3:46PM

Hello
im going for 22 🤞

1
cathybird Posts: 15,924 Forumite

3 January at 4:09PM edited 3 January at 10:27PM

January 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

January targets

AuntieL 3/15

bamboo socks 1/10

beanielou 3/19

BestnamesRgone 15

bloomfelt 2/10

Bluefeathers32 10

Caeraugirl 3/20

Cassingtonbear 15

cathybird 2/15

Combenew 10

Crazybee 2/19

cuddlymarm 2/15

Dizzycap 27

Doris17 3/15

felicityBD15 1/10

Honeysucklelou2 1/10

Janeryan

KajiKita 3/20

laura lau 1/18

laurenh1 3/20

lilian1977 1/20

LittleMissDetermined 2/16

Louise600 1/10

Makingabobor2 2/15

Nexgenn 1/10

QueenJess 1/15

Optimistic Saver 3/15

Pauper1 1/20

Rupacomp

Sausageroll14 2/20

SecondStar 15

SerenitySeven 10

short bird 1/18

Tjh1412 2/15

try harder 15

tryingmybesthonest 22

To see the updated results for January, click here

🌞 🌞 Everyone welcome to join! 🌞 🌞

0
cathybird Posts: 15,924 Forumite

3 January at 4:12PM

hi Nexgenn and tryingmybesthonest and welcome to our lovely thread! It's definitely not too late to join I've added you to the list, best of luck with the challenge!

2
Optimistic_Saver Posts: 321 Forumite

3 January at 5:10PM

NSD #3 for me today 😁
Thanks @cathybird

From Jan 25:
4,419.92-1,957.50
4,538-3,260
3,240.18-3,240.18
BL 1,900-1,120
Total: 12,182.91-9,577.68
🏆 ⬇️ by £2,605.23

NSD July 4/18
#58 1p: 226.97/667.95 212/365
#18 52: 1,063.89/1,378 27/52
#32 Make 2025: 941.31/2,025
#20 12k: 5,145.85/5,000

Vin 86.50
YG YL 100
Prol SB 311.81
Bank 364.32
Quid 100.03
Ched 49.77
Snap 20
Books 4.02

Monzo 2,232.17
TSB 700/2,700
FD 1,100/3,500
Atom 200
Prin 600/1,224.74
Invest 313.68
🏆 ⬆️ Total: £5,145.85

Trading: £793.73
Mortgage: £58,471.88
1
CrazyBee787 Posts: 1,333 Forumite

3 January at 6:55PM

Not today...I got a cheeky take out...first in a while though! Thanks @cathybird

2

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