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I actually wanted to spend money on the 1st, but the shop I wanted was closed. I wanted to spend money on the 2nd but was working all day. I thought about spending today, but other than receiving my Sainsburys delivery I was very lazy.
I think I'm going to aim for 10 NSDs, not counting direct debits as spending, but groceries as yes spending.
I think it should be fine. Got a couple of leaving gifts to get, a meal out to pay for, a birthday gift and maybe one or two small grocery shops. That's it.
About 35k March 24
<then many hours working, little sleep, much grumbling>
I'm still only on one, as I had to sort out OH's Christmas present return yesterday which cost me £19 as it was no longer in the sale.
I didn't buy coffee or lunch at work yesterday tho, and I parked a bit further away so I didn't have to pay for parking. So I'm still super happy with myself.
I worked out that my £2.50 parking twice a week would've cost me £260 last year. I tend to buy at least a coffee every day that I'm in work, and lunch probably twice a week, which is around £912 a year 😬 so hopefully I'll get an extra £1k this year by cutting back significantly!!!
Make £2025 in 2025 #18 - £569.66/£2025 1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debtsJan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.30
CC1 - 5,151.92 now 5,335.15 CC3 - 4,166.15 now 5,345.28 CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24 Current outstanding: 16,397.67 Debt free by Jul 2027.