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Joyous January's No-Spend Days Challenge!

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Comments

  • short_bird
    short_bird Posts: 4,035 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A really parky day 3!
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • Jay1_2
    Jay1_2 Posts: 161 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Hello 👋
    Can I join please.

    I actually wanted to spend money on the 1st, but the shop I wanted was closed.
    I wanted to spend money on the 2nd but was working all day.
    I thought about spending today, but other than receiving my Sainsburys delivery I was very lazy. 

    I think I'm going to aim for 10 NSDs, not counting direct debits as spending, but groceries as yes spending.

    So 2 NSDs so far. ✅

    Toodle-pip :hello:
  • 4/15 NSD
    Optimistic Saver checking in super early for another NSD tomorrow, as I will be working and unable to spend. Silver linings and all that… 😁
    From Jan 25:
    4,419.92-1,957.50
    4,538-3,260
    3,240.18-3,240.18
    BL 1,900-1,120
    Total: 12,182.91-9,577.68
    🏆 ⬇️ by £2,605.23

    NSD July 4/18
    #58 1p: 226.97/667.95 212/365
    #18 52: 1,063.89/1,378 27/52
    #32 Make 2025: 941.31/2,025
    #20 12k: 5,145.85/5,000

    Vin 86.50
    YG YL 100
    Prol SB 311.81
    Bank 364.32
    Quid 100.03
    Ched 49.77
    Snap 20
    Books 4.02

    Monzo 2,232.17
    TSB 700/2,700
    FD 1,100/3,500
    Atom 200
    Prin 600/1,224.74
    Invest 313.68
    🏆 ⬆️ Total: £5,145.85

    Trading: £793.73
    Mortgage: £58,471.88
  • cathybird
    cathybird Posts: 15,695 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi @Jay1_2 image and welcome image to our lovely thread! I've added you to the list, best of luck with the challenge! image
  • cathybird
    cathybird Posts: 15,695 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 January at 4:51PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    January targets


    AuntieL 3/15  image


    bamboo socks 1/10  image


    beanielou 3/19  image


    BestnamesRgone 15 


    bloomfelt 2/10  image


    Bluefeathers32 10 


    Caeraugirl 3/20  image


    Cassingtonbear 15 


    cathybird 3/15  image


    Combenew 10 


    Crazybee 2/19  image


    cuddlymarm 3/15  image


    Dizzycap 27 


    Doris17 3/15  image


    felicityBD15 1/10  image


    Honeysucklelou2 1/10  image


    Jay1 2 2/10  image


    KajiKita 3/20  image


    laura lau 2/18  image


    laurenh1 3/20  image


    lilian1977 1/20   image


    LittleMissDetermined 2/16  image


    Louise600 1/10  image


    Makingabobor2 2/15  image


    Nexgenn 1/10  image


    QueenJess 1/15  image


    Optimistic Saver 4/15  image


    Pauper1 1/20  image


    peacocking 3/25  image


    Rupacomp  


    Sausageroll14 2/20  image


    SecondStar 15 


    SerenitySeven 10 


    short bird 3/18   image


    Tjh1412 2/15  image


    try harder 15 


    tryingmybesthonest 22 



    To see the updated results for January, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • peacocking
    peacocking Posts: 27 Forumite
    Fourth Anniversary 10 Posts Name Dropper Photogenic
    Can I go for <drum roll> 25 please? 

    I think it should be fine. Got a couple of leaving gifts to get, a meal out to pay for, a birthday gift and maybe one or two small grocery shops. That's it. 
    About 35k March 24

    <then many hours working, little sleep, much grumbling>

    Now:

    £13577 Jan 25
    £11100 End Jan 25
  • peacocking
    peacocking Posts: 27 Forumite
    Fourth Anniversary 10 Posts Name Dropper Photogenic
    Currently on 3/25!
    About 35k March 24

    <then many hours working, little sleep, much grumbling>

    Now:

    £13577 Jan 25
    £11100 End Jan 25
  • cuddlymarm
    cuddlymarm Posts: 2,210 Forumite
    Part of the Furniture 1,000 Posts
    Good morning 
    One for me today please Cathybird, making my total 3/4 😀


    August PAD £165

  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    I'm still only on one, as I had to sort out OH's Christmas present return yesterday which cost me £19 as it was no longer in the sale.

    I didn't buy coffee or lunch at work yesterday tho, and I parked a bit further away so I didn't have to pay for parking. So I'm still super happy with myself.

    I worked out that my £2.50 parking twice a week would've cost me £260 last year. I tend to buy at least a coffee every day that I'm in work, and lunch probably twice a week, which is around £912 a year 😬 so hopefully I'll get an extra £1k this year by cutting back significantly!!!
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92

    Mar 1st £11015.30
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    Today will be NSD for me!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
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