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Joyous January's No-Spend Days Challenge!

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beanielou Posts: 95,599 Ambassador

5 January at 1:34PM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
AuntieL Posts: 370 Forumite

5 January at 4:11PM

Only spend today was on groceries so another NSD for me today 😁

Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18

MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£700
1
cathybird Posts: 15,654 Forumite

5 January at 4:26PM edited 5 January at 11:08PM

January 2025 NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

January targets

AuntieL 5/15

bamboo socks 2/10

beanielou 5/19

BestnamesRgone 15

bloomfelt 3/10

Bluefeathers32 10

Caeraugirl 4/20

Cassingtonbear 15

cathybird 4/15

Combenew 10

craftingmad 2/16

Crazybee 4/19

cuddlymarm 3/15

Diane1276 10

Dizzycap 27

Doris17 5/15

felicityBD15 2/10

Honeysucklelou2 1/10

Jay1 2 3/10

KajiKita 4/20

laura lau 3/18

laurenh1 3/20

lilian1977 1/20

LittleMissDetermined 2/16

Louise600 1/10

Makingabobor2 2/15

Nexgenn 1/10

Nintud 2/8

QueenJess 3/15

Optimistic Saver 4/15

Pauper1 2/20

peacocking 4/25

Rupacomp

Sausageroll14 2/20

SecondStar 15

SerenitySeven 10

short bird 4/18

Tjh1412 4/15

try harder 15

tryingmybesthonest 22

To see the updated results for January, click here

🌞 🌞 Everyone welcome to join! 🌞 🌞

0
craftingmad Posts: 3,360 Forumite

5 January at 6:01PM

Please may I join. I am going to aim for 16 NSD and already have two clocked up

2/16

Mortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.02
1
Tjh1412 Posts: 220 Forumite

5 January at 6:09PM

Another NSD for me today, and hoping to make it to the weekend without any spends except a top up on milk, fruit and bread one day as back to work tomorrow

2025 in 2025- 2027/2025
365 savings challenge- £41.12/667.95

1
short_bird Posts: 4,022 Forumite

5 January at 6:57PM

Sunday was day 4.

‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
1
Nintud Posts: 554 Forumite

5 January at 7:41PM

I’m on 2 NSDs so far, with a target of 8.
Cupboard, fridge and freezer clear out week, so minimising too up shops. Car has fuel, so no expectation of petrol station snacks. Only expected spending is for granddaughter’s 9th birthday at the end of the month and car repair bill.

MBNA 237.47/13997.47
Santander 300/10550
Nationwide 60/460
Very 943/943 paid off 01/02/25
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 18430/125194
EF 300/1000
Declutterred via Vinted 53/2025
NSD Feb 2/7
SPC2025 #11
52 wk envelope challenge #6 28/virtual
Debt repaid 2025 2437.60/38650.60
MFW 2025 1036/107800
Make £2025 in 2025 458/2025
Friday Fiver 35/260 virtual pot.

- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)
1
Diane1276 Posts: 34 Forumite

5 January at 7:58PM

Ooh! Can I join with a target of 10 please?

A small, orange, enamel teapot sort of person apparently...

2025 Fashion on the Ration Challenge: 60/66 coupons

2 Jumpers - 5 coupons each
4 small scarves - 2 coupons
1 waistcoat - 5 coupons
short coat or jacket - 11 coupons
Three pairs of canvas trousers - 15 coupons
One pair of shoes - 5 coupons
4 camisoles - 12 coupons
1
Flick85 Posts: 135 Forumite

5 January at 8:09PM

Checking in with another NSD for me today, so that’s 2/10.

Challenges:

January NSD: 4/10 days
Pay Your Debts in 2025: 0/£15,000
1
bloomfelt Posts: 507 Forumite

5 January at 10:08PM

day 3 for me today please

January NSD8/10
1

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