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Joyous January's No-Spend Days Challenge!

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  • CrazyBee787
    CrazyBee787 Posts: 908 Forumite
    500 Posts Name Dropper Photogenic
    edited 1 January at 6:58AM
    Thanks @cathybird Happy New Year to you and all who read this!
  • Sausageroll14
    Sausageroll14 Posts: 46 Forumite
    Seventh Anniversary 10 Posts Name Dropper
    Happy new year everyone!!! Onwards and upwards!! First no Spend day of the year. Helped somewhat by most things being shut 😂😂😂
  • laurenh1
    laurenh1 Posts: 993 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    Happy new year all. First NSD of the year please x
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Happy New Year all.

    First no spend for me please. 1/15

    "Make Everyday Count"



  • It's one for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,655 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today - hoping to place my veggies seed order later …. 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Sausageroll14
    Sausageroll14 Posts: 46 Forumite
    Seventh Anniversary 10 Posts Name Dropper
    First spend free day for me. 😁
  • cathybird
    cathybird Posts: 15,642 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 January at 10:08PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    January targets


    AuntieL 15 


    beanielou 1/19  image


    BestnamesRgone 15 


    Bluefeathers32 10 


    Caeraugirl 1/20  image


    Cassingtonbear 15 


    cathybird 15 


    Combenew 10 


    Crazybee 19 


    cuddlymarm 15 


    Dizzycap 27 


    Doris17 1/15  image


    felicityBD15 10 


    Honeysucklelou2 10 


    HotDog2020  


    Janeryan  


    KajiKita 20 


    laura lau 18 


    laurenh1 1/20  image


    lilian1977 20  


    LittleMissDetermined 1/16  image


    Louise600 10 


    Makingabobor2 15 


    Nintud  


    QueenJess 15 


    Pauper1 20 


    Rupacomp  


    Sausageroll14 1/20  image


    SecondStar 15 


    SerenitySeven 10 


    short bird 18  


    Tjh1412 15 


    try harder 15 



    To see the updated results for January at any point, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Caeraugirl
    Caeraugirl Posts: 589 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Happy New Year everyone. First NSD claimed - weather is hideous so going to hunker down in front of the fire with a book for the rest of the day.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 1/10
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