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Joyous January's No-Spend Days Challenge!

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Comments

  • CrazyBee787
    CrazyBee787 Posts: 1,186 Forumite
    1,000 Posts Name Dropper Photogenic
    edited 1 January at 6:58AM
    Thanks @cathybird Happy New Year to you and all who read this!
    Missions for the rest of the year:-

    1) Build up an emergency fund (EF) 
    2) Improve spending habits.
    3) Create a budget that is compatible to me.
    4) Buy healthier snacks to avoid junk food splurges.
  • Sausageroll14
    Sausageroll14 Posts: 56 Forumite
    Eighth Anniversary 10 Posts Photogenic Name Dropper
    Happy new year everyone!!! Onwards and upwards!! First no Spend day of the year. Helped somewhat by most things being shut 😂😂😂
  • laurenh1
    laurenh1 Posts: 1,025 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Happy new year all. First NSD of the year please x
  • Doris17
    Doris17 Posts: 937 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Happy New Year all.

    First no spend for me please. 1/15

    "Make Everyday Count"



  • LittleMissDetermined
    LittleMissDetermined Posts: 9,839 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    It's one for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
  • beanielou
    beanielou Posts: 96,554 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,319 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Not today - hoping to place my veggies seed order later …. 😊

    KK
    As at 15.09.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2025, as @ 4th October 
    Produce tracker: £417 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Sausageroll14
    Sausageroll14 Posts: 56 Forumite
    Eighth Anniversary 10 Posts Photogenic Name Dropper
    First spend free day for me. 😁
  • cathybird
    cathybird Posts: 15,824 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 1 January at 10:08PM
    January 2025 NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    January targets


    AuntieL 15 

    beanielou 1/19  image

    BestnamesRgone 15 

    Bluefeathers32 10 

    Caeraugirl 1/20  image

    Cassingtonbear 15 

    cathybird 15 

    Combenew 10 

    Crazybee 19 

    cuddlymarm 15 

    Dizzycap 27 

    Doris17 1/15  image

    felicityBD15 10 

    Honeysucklelou2 10 

    HotDog2020  

    Janeryan  

    KajiKita 20 

    laura lau 18 

    laurenh1 1/20  image

    lilian1977 20  

    LittleMissDetermined 1/16  image

    Louise600 10 

    Makingabobor2 15 

    Nintud  

    QueenJess 15 

    Pauper1 20 

    Rupacomp  

    Sausageroll14 1/20  image

    SecondStar 15 

    SerenitySeven 10 

    short bird 18  

    Tjh1412 15 

    try harder 15 


    To see the updated results for January at any point, click here :)


    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • Caeraugirl
    Caeraugirl Posts: 599 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Happy New Year everyone. First NSD claimed - weather is hideous so going to hunker down in front of the fire with a book for the rest of the day.
    #21 Save £12k in 2025 £19277.35/£20000


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