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Joyous January's No-Spend Days Challenge!
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Thanks @cathybird Happy New Year to you and all who read this!1
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Happy new year everyone!!! Onwards and upwards!! First no Spend day of the year. Helped somewhat by most things being shut 😂😂😂2
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Happy new year all. First NSD of the year please x2
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Happy New Year all.
First no spend for me please. 1/15
"Make Everyday Count"2 -
It's one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Not today - hoping to place my veggies seed order later …. 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
First spend free day for me. 😁1
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January 2025 NSD challengeOff to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =January targetsAuntieL 15beanielou 1/19BestnamesRgone 15Bluefeathers32 10Caeraugirl 1/20Cassingtonbear 15cathybird 15Combenew 10Crazybee 19cuddlymarm 15Dizzycap 27Doris17 1/15felicityBD15 10Honeysucklelou2 10HotDog2020JaneryanKajiKita 20laura lau 18laurenh1 1/20lilian1977 20LittleMissDetermined 1/16Louise600 10Makingabobor2 15NintudQueenJess 15Pauper1 20RupacompSausageroll14 1/20SecondStar 15SerenitySeven 10short bird 18Tjh1412 15try harder 15To see the updated results for January at any point, click here🌞 🌞 Everyone welcome to join! 🌞 🌞1
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Happy New Year everyone. First NSD claimed - weather is hideous so going to hunker down in front of the fire with a book for the rest of the day.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 1/102
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