The New Top Easy Access Savings Discussion Area

janusd

@soulsaver - Aldermore Double Access Account (Issue 9) - 4.16% - £1k min - Monthly/Anniversary Interest… replaces Issue 8 @ 4.00%… launches tomorrow (15th July).

mon3ysav3r

https://forums.moneysavingexpert.com/discussion/comment/82068925#Comment_82068925

I applied at midday and got the same "being reviewed … up to 72 hours" message, received an email exactly one hour later saying "Good news! Your Saga Easy Access Savings Account is now open and ready for your first deposit"

CuparLad

https://forums.moneysavingexpert.com/discussion/comment/82068872#Comment_82068872

This seems to be a NatWest account with a Saga skin over the top. I wonder how their ID and "New Customer" requirements work if you have an account with another NatWest brand (I have the Ulster Bank EA account)? Can you see the Saga Account in the UB app? Just trying to simplify things.

janusd

https://forums.moneysavingexpert.com/discussion/comment/82069070#Comment_82069070

no - the Saga accounts don't show in the Ulster/Natwest apps - it has an entirely separate website login and doesn't have its own app… I think it's just using the Natwest Boxed software, the same as Mettle does (though Mettle is a Natwest brand).

1spiral

https://forums.moneysavingexpert.com/discussion/comment/82069080#Comment_82069080

It appears that Saga is also a Natwest Brand now according to Moneyfacts.

ToastLady

SAGA EA

Can anyone tell me if withdrawals are instant please? Apologies if already mentioned, couldn't see anything about this.

1spiral

https://forums.moneysavingexpert.com/discussion/comment/82069407#Comment_82069407

Yes they are. Tested a £ in and out earlier today and both were instant.

RunsFromRobots

https://forums.moneysavingexpert.com/discussion/comment/82068904#Comment_82068904

You will need a smartphone or camera enabled tablet to apply.

Does this mean photographic ID is required?

Never mind:

We accept any of the following government issued documents:

UK Driving licence (full or provisional)

Passport (all nationalities)

EU/EEA national identity card

dosh37

https://forums.moneysavingexpert.com/discussion/comment/82068872#Comment_82068872

Has anyone tried to apply? It looks to me as if opening a new account with Saga means going through a complex, painful and time consuming, user authentication process involving photographing a passport / photo driving licence using a phone cam (I guess they are probably using experian like Oxbury Bank?). Do they also require a selfie video?

TrustPilot: 61% give Saga Savings a poor satisfaction rating (just one star).

Malchester

Opened one today. Very straightforward, took about 5 minutes. Yes needed photo of driving licence and a quick video. No hardship, no complex, painful and time consuming user authentication process. Then had to wait for approval. It said up to 72 hours but received email in under an hour. Haven't yet sent a deposit