The New Top Easy Access Savings Discussion Area

huw01

Starling are offering 4% variable rate inclusive of a 1.5% bonus for 12 months on an easy access savings account. Good if you bank with them and want all of your money in the same place.

Can be beaten though

friolento

https://forums.moneysavingexpert.com/discussion/comment/82063543#Comment_82063543

must be limited to selected customers. I am a longstanding Starling customer, and this account is not available to me. No sweat, as you say, the rate can be beaten

huw01

https://forums.moneysavingexpert.com/discussion/comment/82063650#Comment_82063650

Interesting that. I think I'll open it, might as well, you never know 12 months from now what the situation will be

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82063650#Comment_82063650

Yes, same for me, but got accounts with better rates, so no problem.

ircE

https://forums.moneysavingexpert.com/discussion/comment/82059409#Comment_82059409

I've spotted that many of the filters are still in the URL and can be changed that way. If you find the following string:

&existing-customers-only=2

The "2" is the setting for new customers which is set by default. If you change it to "1" then it shows results the same as when you previously had ticked the "show existing customers accounts" filter.

You can play around with the other filters in the URL too to find accounts paying interest on a monthly vs anniversary basis, withdrawal restrictions, etc. The options all seem to be either "null", "1" or "2".

Not ideal but something to work with until they (hopefully) bring these options back on the web page somewhere.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82065995#Comment_82065995

Thank you so much, I'm pretty useless at that kind of thing. Tried with easy access isa and changed flexible from 2 to 1 within URL, and it worked for only bringing up flexible ISAs. Well done you and for sharing.

janusd

@soulsaver - not sure if it is about to go NLA early, but the Revolut 5% account is no longer listed on Moneyfacts… the Instant Savings account is being listed with the same previous 4th Dec maturity date but at a reduced rate.

also, not one for the Top 10, but Tipton BS are launching an app-only Reward Saver account tomorrow (14th) @ 4.05% (£100+) / 4.10% (£25k+) - annual interest - 4 withdrawals (including closure)… possibly the existing branch/postal version will go NLA.

janusd

@soulsaver - the Revolut 5% listing seems to be back on Moneyfacts… worth keeping an eye on it, but I suspect it might just be a blip… apologies.

Secure Trust Access Account (Issue 30) - 4.16% - £1 min - Monthly Interest.

gpman

Heads up for anyone with the Kent Reliance Easy Access Saver Issue 9

NLA but it would have entered the TOTPs list when it was on sale early December 2025.

Current rate 4.17%, reducing to 4.02% wef 27-Jul-2026

(monthly: 4.09% reducing to 3.95%)

Source: email received

ETA: no other issue number affected (yet) afaik as they are all appear to pay less than 4.02% anyway

You may wish to keep £100 in it to remain eligible for their monthly prize draw.

brucefan_2

Tipton & Coseley app-only Reward Saver

Interestingly the account details state this:

On 31 December 2026, the rate will change to match the rate on another variable rate savings account in our range.

and then further down on their page:

We will contact you at least 14 days before 31 December 2026, to notify you about the rate change on this account.