The New Top Easy Access Savings Discussion Area

infoadict

For me, from the Chase link I posted, it shows all as one page. The screenshot is exactly as shown i.e. "Future changes to our interest rates" is immediately followed by"Offers on our interest rates"

I would have thought for clarity they should have said the 4.85% AER variable up to 8th October and not 16th January

Bridlington1

@soulsaver
Just a reminder that the Co-operative BR Tracker  £100k MinFR!! reduces from 5% to 4.75% today.

Consequently if I'm not mistaken the Family BS Market Tracker Saver at 4.76% (£500 min) now enters the top 10.

EDIT:
As does Virgin Money Defined Access E-Saver Issue 25 (Tri) 4.76%

simoncorkswill1

Unfortunately Ulster are dropping their rate from October as well 4.75

t1redmonkey

Principality Online Bonus Triple Access dropping from 5% to 4.75% on 12th September.

janusd

t1redmonkey said:

Principality Online Bonus Triple Access dropping from 5% to 4.75% on 12th September.

hopefully they'll update their PDF for NLA accounts soon as I have a number of accounts in that list.

Family BS have announced that "Interest rates for Windfall Bond and Tracker Savings Bond will decrease by 0.25% from 1 September 2024. We will be writing to all customers individually to confirm the new rates."
so it seems the 5.10% EA account (NLA) I have with them isn't going to change.   

soulsaver

t1redmonkey said:

Principality Online Bonus Triple Access dropping from 5% to 4.75% on 12th September.

 
Note: I've demoted them immediately in the ToTP as follows:

12 Principality BS Online Bonus Tri Iss2. (04/07)  5.00% until 12/09 then 4.75% inc bonus. (09/08)

There may be a reason someone wants a month few days at 5.00%.

And they'll be soon be joined down the bottom by Ulster Bank... 

2Sheds

simoncorkswill1 said:

Unfortunately Ulster are dropping their rate from October as well 4.75

Just spotted the email, Bank rate drop 0.25% saving rate down 0.45%.

GalacticaActual

dc_scotland said:

Apologies if already mentioned, the Santander Easy Access Saver Limited Edition (Issue 3) drops to 4% from 1 October.

Thanks for the information. Also had notification in their app this morning. They’re also extending the terms for another 10 months:

 

Malchester

2Sheds said:

simoncorkswill1 said:

Unfortunately Ulster are dropping their rate from October as well 4.75

Just spotted the email, Bank rate drop 0.25% saving rate down 0.45%.

But it is still towards the top of the interest list even after this reduction. The instant deposits and withdrawals count a lot for me, unlike others which are much slower, even next day. But that's my preference and my view. Others will no doubt disagree.

friolento

Malchester said:

2Sheds said:

simoncorkswill1 said:

Unfortunately Ulster are dropping their rate from October as well 4.75

Just spotted the email, Bank rate drop 0.25% saving rate down 0.45%.

But it is still towards the top of the interest list even after this reduction. The instant deposits and withdrawals count a lot for me, unlike others which are much slower, even next day. But that's my preference and my view. Others will no doubt disagree.

Don't forget it's £5k minimum for that rate. On a lower balance, it is a paltry 2.25%, dropping to 2% in October