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The New Top Easy Access Savings Discussion Area
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Got an email this evening from Skipton advising me that they are reducing the interest rate from 2nd September on their member bonus saver 1 A from 5.5% to 5.25% AER4
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Stargunner said:Got an email this evening from Skipton advising me that they are reducing the interest rate from 2nd September on their member bonus saver 1 A from 5.5% to 5.25% AER
Same here, along with reductions on their Bonus Saver issues 8 and 9.
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jameseonline said:Had an email this evening from Skipton telling me my Easy Access 3 M is reducing from 3.74%/3.80% to 3.49%/3.55% on 2nd September
Member Bonus Saver reduction to 5.25% was mentioned explicitly the same day.Stargunner said:Got an email this evening from Skipton advising me that they are reducing the interest rate from 2nd September on their member bonus saver 1 A from 5.5% to 5.25% AER
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@soulsaver
Virgin Money Defined Access E-Saver Issue 25 (Tri) 4.76% NLA
Replaced by Issue 26 at 4.25%
Additionally:
Monument Bank EA now 4.81% £25k min overall; app only
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Trading 212's cash ISA (5.2%) - just a quick review. Only been with them a short while but note that:
- Withdrawals don't appear to be instant/ use Faster Payments. Made a small withdrawal yesterday and it has not yet shown up in the destination account. Trading 212 say up to 3 working days. The money is debited from the ISA instantly so potential interest loss there
- Similarly for deposits over a weekend: the money left my account on a Saturday but was not credited to the ISA until Monday. Deposits on weekdays have been instant
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MichaelAP said:ikr2 said:
You do get daily interest payments though, which I've never seen before.2kWp Solar PV - 10*200W Kioto, SMA Sunny Boy 2000HF, SSE facing, some shading in winter, 37° pitch, installed Jun-2011, inverter replaced Sep-2017 AND Feb-2022.2 -
Hoist Savings easy access 4.85% on £1K up to max balance of £70K through Raisin:
https://www.raisin.co.uk/deposits/opening/overview/?productId=HST161
Was available this morning when I logged in to Raisin.
Thousands of candles can be lit from a single candle, and the life of the candle will not be shortened. Happiness never decreases by being shared - Buddha0 -
We might see some of the more harshly cut rates going back up again now. If they have priced in the next cut, which now isn't going to happen.0
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Zaul22 said:We might see some of the more harshly cut rates going back up again now. If they have priced in the next cut, which now isn't going to happen.
Inflation figures today were lower than expected I think, so if anything the chances of a cut in the next round have increased haven't they?1
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