The New Top Easy Access Savings Discussion Area

janusd

mebu60 said:

Bridlington1 said:

@soulsaver

Secure Trust Access Account (Issue 16) 4.81%

Interesting as that will make Iss 16 higher than Iss 9 from 2/9. I may open and transfer my pittance balance. One hurdle (easily overcome but additional faff) will be if Secure still has the requirement for all deposits to be min £1k but hopefully an initial transfer from a previous issue might be exempt. Has anyone opened a new issue with Secure and funded it with <£1k from a closed issue without a problem? 

deposits, withdrawals and balances only need to be £1 with Secure Trust now - they changed it a few months ago.

good spot that #16 is going to be a better rate than #9 - I might move my £1 across!

FIREmenow

pecunianonolet said:

Secure Trust Bank

After a rate reduction 3 weeks ago 

EDIT: also opening an issue 16, thanks @mebu60

jaypers

Just a reminder that the Tandem rate dropped yesterday, now making them behind the pack. Emptied mine out today and redistributed elsewhere. Big fan of the Investec 90 Day Saver again, giving a good balance between EA and a traditional Fixed. 

Bridlington1

@soulsaver
Monmouthshire Limited Access Saver (Tri) at 4.80% NLA
Replaced by Issue 2 at 4.45%

jameseonline

Think a 5.2% Trading 212 flex cash ISA might be worth considering given Ulster's is ending in October.

Was just on 
https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/

but it recommends to get it, directing to 

https://www.moneysavingexpert.com/savings/best-cash-isa/

Bridlington1

@soulsaver
Chorley Single Access Saver Account (1 Withdrawal) 4.8% £1k min

schiff

Bridlington1 said:

@soulsaver
Monmouthshire Limited Access Saver (Tri) at 4.80% NLA
Replaced by Issue 2 at 4.45%

Ironically this is one of the alternatives to transfer the maturing RS to - in their letter dd 12/8 received on Thursday!
I've requested it to be used for both maturities - posted Friday SCP. I expect them to honour it.

Dizzycap

Bridlington1 said:

@soulsaver
Chorley Single Access Saver Account (1 Withdrawal) 4.8% £1k min

I was just about to post the Chorley Single Access Account - Interest rate: variable

StayinAlive

jaypers said:

 Big fan of the Investec 90 Day Saver again, giving a good balance between EA and a traditional Fixed. 

Has Investec participated in the recent interest rate reductions yet?

JamesRobinson48

I don't know if this has been mentioned. Yorkshire BS's Rainy Day Saver account (5.00% variable, limited access) now appears to be NLA in its online variant. But it still seems to be available for branch/postal applications (one wonders for how long).