The New Top Easy Access Savings Discussion Area

flaneurs_lobster

fabsaver said:

flaneurs_lobster said:

Monmouthshire BS

Has anyone with non-applied "13th" payments had their monies returned yet? 

No nothing yet.

Wouldn't it be better to continue this discussion in the regular saver thread, rather than this easy access one?

Yes, sorry, my post on wrong thread.

UncleK

SeriousHoax said:

moi said:

mebu60 said:

tg99 said:

re Cynergy  My issue 68 which I didn’t get an email notification for is still showing 5.15% ie no rate reduction.

No rate reduction . . . . yet! Check again on 4 July. 

Re Cynergy Issue 68, I didn't ever get an email about the rate reduction. 4 July has come & gone, and my account still shows 5.15% overall rate 🤷‍♂️

Issue 68 now showing 5% for me.

Just got the email from Cynergy reducing the rate on issue 68 to 5% as follows: "We recently reduced the interest rate on two issues of our Online Easy Access Account. One of these was issue 68 which relates to an account you hold. We have identified that you did not receive the notification about this, and therefore your rate was not changed. It will now change on 19 August 2024."

Bridlington1

@soulsaver

I appreciate it won't get a ranking but may be of interest:

Monument Bank: Monument – Easy Access Account is available via Raisin at 4.91% (£1k min).


ETA:
Someone else mentioned this a while back but it hasn't yet been reflected in the no chat thread.
Santander Edge Saver 7.0 % £4k MAX Is now NLA. Replaced by Santander Edge Saver Issue 2 6% £4k MAX

infoadict

Moneybox Simple Saver interest is dropping on 19th August

Barkin

Malchester said:

janusdesign said:

I messaged Saffron BS about their rates changes to NLA accounts & older issues and the reply I got this morning was..

All variable savings accounts will see their rate reduced on 30th August. You will receive letters or emails of this affect by 14th August to give you adequate notice of the change.

I assume they'll add drop by 0.25%, but would have been good to know today rather than wait for an email.

The ESaver20 drops by 2.5% as do most other NLA accounts if I remember rightly

Just found it. I searched in Google for

saffron building society variable savings rate guide august 2024

It comes up as a pdf file

I'm guessing the 2.5% reduction is a typo and should read as a 0.25% reduction?

I can't find the document you refer to, but I don't mind waiting for the email. 

slinger2

Monzo are reducing their interest rate:

"To reflect recent changes, on 20 August 2024, we’ll lower the interest rate for Personal and Joint Instant Access Savings Pots and Instant Access Cash ISAs from 4.10% AER (variable) to 3.85% AER (variable)."

pokemaster

janusdesign said:

I messaged Saffron BS about their rates changes to NLA accounts & older issues and the reply I got this morning was..

All variable savings accounts will see their rate reduced on 30th August. You will receive letters or emails of this affect by 14th August to give you adequate notice of the change.

I assume they'll add drop by 0.25%, but would have been good to know today rather than wait for an email.

SaffronBS

VariableRateGuide2.08.2024.pdf

I found this on their website with a list of all the NLA accounts with the decreases

Malchester

Barkin said:

Malchester said:

janusdesign said:

I messaged Saffron BS about their rates changes to NLA accounts & older issues and the reply I got this morning was..

All variable savings accounts will see their rate reduced on 30th August. You will receive letters or emails of this affect by 14th August to give you adequate notice of the change.

I assume they'll add drop by 0.25%, but would have been good to know today rather than wait for an email.

The ESaver20 drops by 2.5% as do most other NLA accounts if I remember rightly

Just found it. I searched in Google for

saffron building society variable savings rate guide august 2024

It comes up as a pdf file

I'm guessing the 2.5% reduction is a typo and should read as a 0.25% reduction?

I can't find the document you refer to, but I don't mind waiting for the email. 

Yes. My bad should be 0.25% as you say

ircE

Looks like Hampshire Trust Bank's Issue 24 @ 4.90% is NLA and replaced by Issue 25 @ 4.65%

pecunianonolet

UncleK said:

SeriousHoax said:

moi said:

mebu60 said:

tg99 said:

re Cynergy  My issue 68 which I didn’t get an email notification for is still showing 5.15% ie no rate reduction.

No rate reduction . . . . yet! Check again on 4 July. 

Re Cynergy Issue 68, I didn't ever get an email about the rate reduction. 4 July has come & gone, and my account still shows 5.15% overall rate 🤷‍♂️

Issue 68 now showing 5% for me.

Just got the email from Cynergy reducing the rate on issue 68 to 5% as follows: "We recently reduced the interest rate on two issues of our Online Easy Access Account. One of these was issue 68 which relates to an account you hold. We have identified that you did not receive the notification about this, and therefore your rate was not changed. It will now change on 19 August 2024."

Never received an email like this and also holding issue 68. The last email I received was on 18th June announcing a rate reduction, which never materialised. Just tried to check if anything is showing in the new app but it isn't working.