The New Top Easy Access Savings Discussion Area

ircE

SeriousHoax said:

Hi, I have the Skipton Base Rate Tracker at 5.06%. Can anyone please tell me the maximum amount I can put into this account? Obviously, I wouldn't go over the £85k limit.

T&Cs:

"You can save from £1 up to £1 million per account."

flaneurs_lobster

SeriousHoax said:

Hi, I have the Skipton Base Rate Tracker at 5.06%. Can anyone please tell me the maximum amount I can put into this account? Obviously, I wouldn't go over the £85k limit.

A million.

Bridlington1

@soulsaver
One more green bottle falls off the wall I'm afraid:
Cynergy Bank Online Easy Access Account (Issue 79) 4.88% Now NLA

Replaced by:
Cynergy Bank Online Easy Access Account (Issue 80) 4.80%

Dizzycap

Tandem also reducing it's top-up rated account from 4.9% to 4.65% as of 14th August.

Pompeydave1967

Dizzycap said:

Tandem also reducing its top-up rated account from 4.9% to 4.65% as of 14th August.

Yes discussed on here Friday 

Dizzycap

MichaelAP said:

What annoys me with Chip is:-
1. They never announced a change.
2. It was done with immediate effect unlike Tandem who gave their customers until 15th August before change.

Yes, it's extremley annoying that both Chip & Wealthify changed their rates with immediate effect!

Thank goodness I always have back-ups, and so monies also moved with immediate effect

FIREmenow

Looking at my list of accounts and wondering what Coventry will decide to do and whether the Cahoot Sunny will stay high. 60 Days notice on the Sunny at least!

Coventry triple access saver (online) (2) NLA is the highest rate (5.15% AER) in my easy access accounts yet to declare.

Now expanding my regular saver horizons to include 5.5% fixed to funnel some Ulster Loyalty savings into.

Ulster Loyalty interest is paid on 1 Jan annually, so might have some head room in savings allowance this tax year if I end up moving that elsewhere. But got until mid October to see how the dust settles.

Thanks to all for the updates, and for highlighting a couple of speculation accounts last month that might now become competitive.

wiseonesomeofthetime

My highest EA without a cap atm is Beehive at 5.20% NLA. No doubt tempted fate now.

Maxed out Santander at 7% NLA at that rate, Skipton at 5.50% NLA and Cahoot Sunny at 5.20%

See how many of my other accounts drop by end of the month 🤔

CuparLad

Wheres_My_Cashback said:

ULSTER BANK LOYALTY SAVER REDUCTION
https://www.ulsterbank.co.uk/savings/manage-your-savings/savings-interest-rates-changes.html


5.20% to 4.75%   £5K+
2.25% to 2.00%   £1-4999

From 14th Oct 24

Suggests they're pricing in another Base Rate cut at either the September or November MPC Meeting

flaneurs_lobster

Monmouthshire BS

Has anyone with non-applied "13th" payments had their monies returned yet?