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The New Top Easy Access Savings Discussion Area

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Comments

  • ircE
    ircE Posts: 276 Forumite
    Third Anniversary 100 Posts Photogenic Name Dropper
    Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).
    I no longer check the forums as regularly as I used to. If you wish to catch my attention please remember to tag me (@ircE) so I get a notification.
  • 4justice2
    4justice2 Posts: 727 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    Ford Easy Access Saver (currently 4.5% AER) has been withdrawn from sale for new customers. As an existing customer with a maturing Fixed Rate Account they're offering me a new Easy Access Saver at 4.35% AER. Suspect they'll be dropping their rates soon......
  • soulsaver
    soulsaver Posts: 6,810 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 15 January at 11:03PM
    ircE said:
    Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).

    I didn't spend much time on it, but it doesn't seem any advantage over the still available 4.85% AER Easy Access Saver Account | Chip?

    Is the latter becoming NLA to new customers?
  • jaypers
    jaypers Posts: 1,139 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    soulsaver said:
    ircE said:
    Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).

    Doesn't seem any advantage over the still available 4.85% AER Easy Access Saver Account | Chip?

    Is the latter becoming NLA?
    Maybe unlimited withdrawals instead of being tied to just 3 in 12 months without penalty?
  • liger
    liger Posts: 54 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Is today the last day for the boosted chase interest rate?  so move the savings tomorrow when the rate goes down?
  • refluxer
    refluxer Posts: 3,395 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 16 January at 11:20AM
    liger said:
    Is today the last day for the boosted chase interest rate?  so move the savings tomorrow when the rate goes down?
    Yes, the 1% boost on the Boosted Chase Saver account that was launched around June last year (IIRC) ends today.
  • refluxer said:
    liger said:
    Is today the last day for the boosted chase interest rate?  so move the savings tomorrow when the rate goes down?
    Yes, the 1% boost on the Boosted Chase Saver account that was launched around June last year (IIRC) ends today.
    I wonder if a mass exodus will lead to Chase at least bumping it back up a little. Wishful thinking!
  • refluxer
    refluxer Posts: 3,395 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 6 June at 11:49AM
    I wonder if a mass exodus will lead to Chase at least bumping it back up a little. Wishful thinking!
    The rate of their Saver account tracks the base rate these days and the difference is actually due to increase next month (to -1.50%) which means that the underlying rate will drop even further, plus there's a BoE meeting next month that could lead to an even bigger drop. 

    If they do find the need to attract funds then they'll probably just launch a new Boosted Saver, but hopefully they won't limit it to new customers only next time.
  • 10_66
    10_66 Posts: 3,509 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Gatehouse Easy Access

    According to their website, their Easy Access savings account is unavailable with a message saying "currently under review".
  • s71hj
    s71hj Posts: 1,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    soulsaver said:
    ircE said:
    Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).

    I didn't spend much time on it, but it doesn't seem any advantage over the still available 4.85% AER Easy Access Saver Account | Chip?

    Is the latter becoming NLA to new customers?
    Is this one you can pay into by debit card?
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