The New Top Easy Access Savings Discussion Area

Kazza242

Cobbler_tone said:

No sign of my £6k sent from Chase to GH at 7am this morning. Must be busy.

I sent £3K to GH at 12:50pm this afternoon.  I got a text and email from GH 15 minutes later confirming receipt of the deposit.  

Don't forget that Gatehouse only accepts deposits into its easy access savings accounts when they are made from your nominated account.  If you sent the funds from a different account instead of your nominated account, then GH will not accept the deposit and will return the funds back to you in a working day or so.  

allegro120

Cobbler_tone said:

Cobbler_tone said:

No sign of my £6k sent from Chase to GH at 7am this morning. Must be busy.

Totally my bad. I sent it from my Chase saving rather than the linked Everyday account.
GH picked the phone up quickly and could see the rejected transaction. Should land back with Chase tomorrow and I can do it properly!

Easy mistake to make.  Chase's saving account acts like current account, except you can't use it for card payments.

winkowinko

Yeah i'm a big fan of the Chase savings account. Not only for the 5% interest rate, but also the speed and ease at which you can transfer money away from it. 

Cobbler_tone

winkowinko said:

Yeah i'm a big fan of the Chase savings account. Not only for the 5% interest rate, but also the speed and ease at which you can transfer money away from it. 

I’m a Chase 1st edition original but need to say good bye at the moment at 3.5% from tomorrow. Still use the 1% cashback current account for most of my spending.

ircE

Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).

4justice2

Ford Easy Access Saver (currently 4.5% AER) has been withdrawn from sale for new customers. As an existing customer with a maturing Fixed Rate Account they're offering me a new Easy Access Saver at 4.35% AER. Suspect they'll be dropping their rates soon......

soulsaver

ircE said:

Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).

I didn't spend much time on it, but it doesn't seem any advantage over the still available 4.85% AER Easy Access Saver Account | Chip?

Is the latter becoming NLA to new customers?

jaypers

soulsaver said:

ircE said:

Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).

Doesn't seem any advantage over the still available 4.85% AER Easy Access Saver Account | Chip?

Is the latter becoming NLA?

Maybe unlimited withdrawals instead of being tied to just 3 in 12 months without penalty?

liger

Is today the last day for the boosted chase interest rate?  so move the savings tomorrow when the rate goes down?

refluxer

liger said:

Is today the last day for the boosted chase interest rate?  so move the savings tomorrow when the rate goes down?

Yes, the 1% boost on the Boosted Chase Saver account that was launched around June last year (IIRC) ends today.