The New Top Easy Access Savings Discussion Area

ircE

Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).

4justice2

Ford Easy Access Saver (currently 4.5% AER) has been withdrawn from sale for new customers. As an existing customer with a maturing Fixed Rate Account they're offering me a new Easy Access Saver at 4.35% AER. Suspect they'll be dropping their rates soon......

soulsaver

ircE said:

Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).

I didn't spend much time on it, but it doesn't seem any advantage over the still available 4.85% AER Easy Access Saver Account | Chip?

Is the latter becoming NLA to new customers?

jaypers

soulsaver said:

ircE said:

Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).

Doesn't seem any advantage over the still available 4.85% AER Easy Access Saver Account | Chip?

Is the latter becoming NLA?

Maybe unlimited withdrawals instead of being tied to just 3 in 12 months without penalty?

liger

Is today the last day for the boosted chase interest rate?  so move the savings tomorrow when the rate goes down?

refluxer

liger said:

Is today the last day for the boosted chase interest rate?  so move the savings tomorrow when the rate goes down?

Yes, the 1% boost on the Boosted Chase Saver account that was launched around June last year (IIRC) ends today.

[Deleted User]

refluxer said:

liger said:

Is today the last day for the boosted chase interest rate?  so move the savings tomorrow when the rate goes down?

Yes, the 1% boost on the Boosted Chase Saver account that was launched around June last year (IIRC) ends today.

I wonder if a mass exodus will lead to Chase at least bumping it back up a little. Wishful thinking!

refluxer

[Deleted User] said:

I wonder if a mass exodus will lead to Chase at least bumping it back up a little. Wishful thinking!

The rate of their Saver account tracks the base rate these days and the difference is actually due to increase next month (to -1.50%) which means that the underlying rate will drop even further, plus there's a BoE meeting next month that could lead to an even bigger drop. 

If they do find the need to attract funds then they'll probably just launch a new Boosted Saver, but hopefully they won't limit it to new customers only next time.

10_66

Gatehouse Easy Access

According to their website, their Easy Access savings account is unavailable with a message saying "currently under review".

s71hj

soulsaver said:

ircE said:

Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).

I didn't spend much time on it, but it doesn't seem any advantage over the still available 4.85% AER Easy Access Saver Account | Chip?

Is the latter becoming NLA to new customers?

Is this one you can pay into by debit card?