The New Top Easy Access Savings Discussion Area

[Deleted User]

refluxer said:

liger said:

Is today the last day for the boosted chase interest rate?  so move the savings tomorrow when the rate goes down?

Yes, the 1% boost on the Boosted Chase Saver account that was launched around June last year (IIRC) ends today.

I wonder if a mass exodus will lead to Chase at least bumping it back up a little. Wishful thinking!

refluxer

[Deleted User] said:

I wonder if a mass exodus will lead to Chase at least bumping it back up a little. Wishful thinking!

The rate of their Saver account tracks the base rate these days and the difference is actually due to increase next month (to -1.50%) which means that the underlying rate will drop even further, plus there's a BoE meeting next month that could lead to an even bigger drop. 

If they do find the need to attract funds then they'll probably just launch a new Boosted Saver, but hopefully they won't limit it to new customers only next time.

10_66

Gatehouse Easy Access

According to their website, their Easy Access savings account is unavailable with a message saying "currently under review".

s71hj

soulsaver said:

ircE said:

Chip's Instant Access Saver @ 4.70% for new users (3.75% underlying rate + 0.95% 6-month bonus rate).

I didn't spend much time on it, but it doesn't seem any advantage over the still available 4.85% AER Easy Access Saver Account | Chip?

Is the latter becoming NLA to new customers?

Is this one you can pay into by debit card?

poppystar

Family Building Society Market Tracker withdrawn @soulsaver

Cobbler_tone

refluxer said:

liger said:

Is today the last day for the boosted chase interest rate?  so move the savings tomorrow when the rate goes down?

Yes, the 1% boost on the Boosted Chase Saver account that was launched around June last year (IIRC) ends today.

Just moved mine to Gatehouse.

Heads up. I used the wrong account (i.e. not linked) to send money to GH. It took 30 hours to get the money back from GH.

After the internal transfer between Chase saver and everyday account, it took 90 minutes from sending it from Chase to GH, so not too bad.

EthicsGradient

@soulsaver : Secure Trust Bank now shows their "Access Account" at Savings accounts - Secure Trust Bank at 4.45%, and the T&Cs say it's Issue 20, effective from 14 Jan 2025 (the no char front page has Issue 19 at 4.65%).

And the Close Brothers link goes to a "this account no longer available" page:Sorry, this account is not currently available

Valley73

[Deleted User] said:

refluxer said:

liger said:

Is today the last day for the boosted chase interest rate?  so move the savings tomorrow when the rate goes down?

Yes, the 1% boost on the Boosted Chase Saver account that was launched around June last year (IIRC) ends today.

I wonder if a mass exodus will lead to Chase at least bumping it back up a little. Wishful thinking!

I don’t think so. I have just moved my funds out. It seems loyalty counts for nothing today!

uscool

Gatehouse EA doesn't seem to be available anymore

We're sorry, our Regular Saver Account is currently under review

wiseonesomeofthetime

uscool said:

Gatehouse EA doesn't seem to be available anymore

We're sorry, our Regular Saver Account is currently under review

Yeah, was reported here about five hours ago.

Regular saver is a different thread.