The New Top Easy Access Savings Discussion Area

s71hj

ircE said:

s71hj said:

So looking at this Kroo is the highest paying one that also allows standing orders, and direct debits am I correct?

I believe so. There is also Nationwide's FlexDirect current account @ 5.00% for balances up to £1,500 for the first year.

Before you open an account with Kroo I would suggest you have a look at this thread in which other forumites have shared their experiences.

I already have Kroo, albeit I don't currently use for s.o or d.d's, but am planning to as interest rate for money sitting waiting to go out is better than Santander. I will check the thread out first to see if it speaks of any pitfalls I should be aware of, so thank you.

schiff

Tesco
I've got the version at 4.76% but it's not got long before the interest drops.
Can anyone explain why withdrawals made between 00.01 and 00.12, requested by me and clearly accepted by Tesco as same day withdrawals, then show as having been made the previous day?

HHUK

schiff said:

Can anyone explain why withdrawals made between 00.01 and 00.12, requested by me and clearly accepted by Tesco as same day withdrawals, then show as having been made the previous day?

Tesco

Couldn't be anything to do with the clock settings on your device, could it? I can't remember the organisation concerned now, but I had a issue a while back with an app not performing as expected. A helpful customer services agent got me to check my clock was on an automatic setting (which it wasn't). It was only a few seconds out, and I couldn't see how it could possibly affect the matter in hand, but to my surprise the fix worked.

savethepandas

Furness Double Access interest rate has reduced today.

Tried to transfer out to an external account, but keeps coming up with 'Try again later'.

Is this because I have only just added the external account details ? Do I need to wait overnight or twenty four hours ?

pecunianonolet

Family BS 

Rate increased on Online Saver (8) to 4.52% AER

https://www.familybuildingsociety.co.uk/savings/compare-savings-accounts/product-detail/online-saver-(8)

Ruger22

Ulster Bank dropped their EA Loyalty Saver rate from 4.75% to 4.5% on balances above £5,000 yesterday.

EthicsGradient

@soulsaver GB Bank is showing a 4.70% AER easy access account - no withdrawal restrictions, £1000 minimum opening balance (though £1 minimum operating balance):

UK GB Bank

gt94sss2

EthicsGradient said:

@soulsaver GB Bank is showing a 4.70% AER easy access account - no withdrawal restrictions, £1000 minimum opening balance (though £1 minimum operating balance):

UK GB Bank

Does anyone have any experience about how quick they are to deal with withdrawals?

flaneurs_lobster

EthicsGradient said:

@soulsaver GB Bank is showing a 4.70% AER easy access account - no withdrawal restrictions, £1000 minimum opening balance (though £1 minimum operating balance):

UK GB Bank

Sorry, naïve question, what does "£1 minimum operating balance" actually mean? 

Can I open, deposit £1k, withdraw £500, and just carry on? Would I still be earning 4.7% on <£1k? 

soulsaver

flaneurs_lobster said:

EthicsGradient said:

@soulsaver GB Bank is showing a 4.70% AER easy access account - no withdrawal restrictions, £1000 minimum opening balance (though £1 minimum operating balance):

UK GB Bank

Sorry, naïve question, what does "£1 minimum operating balance" actually mean? 

Can I open, deposit £1k, withdraw £500, and just carry on? Would I still be earning 4.7% on <£1k? 

Yes... unless the terms say you won't.