The New Top Easy Access Savings Discussion Area

janusd

Cobbler_tone said:

Just wasted my time setting up a Cahoot account. I have 7 accounts now and don't think this was a worthwhile addition.

Firstly, it has no app and the platform looks like it was designed by a 6th former in their bedroom.
The interest rate is 3.93%.

I'll stick with my 4.5% from Chase until Thursday and then flip to Gatehouse at 4.65%. 
The Gatehouse transfers are a little clunky but been happening same day.

once you login on the website, their site is virtually the same as Santander's - just purple instead of red... i've been with them for decades and if you've already gone through the rigmarole of waiting for letters in the post to authenticate the account, you might as well keep it as they often offer savings accounts with leading rates.

nice tip about using the Santander app for Cahoot - needed to uninstall and reinstall it, but logging in with Cahoot details worked perfectly. I also installed Santander's business app to give me access to my Santander personal accounts.

Cobbler_tone

janusdesign said:

Cobbler_tone said:

Just wasted my time setting up a Cahoot account. I have 7 accounts now and don't think this was a worthwhile addition.

Firstly, it has no app and the platform looks like it was designed by a 6th former in their bedroom.
The interest rate is 3.93%.

I'll stick with my 4.5% from Chase until Thursday and then flip to Gatehouse at 4.65%. 
The Gatehouse transfers are a little clunky but been happening same day.

nice tip about using the Santander app for Cahoot - needed to uninstall and reinstall it, but logging in with Cahoot details worked perfectly. I also installed Santander's business app to give me access to my Santander personal accounts.

That explains my issue as I couldn't get it to work as it just remembered my Santander account. I can't be bothered to uninstall/install every time to switch accounts. 
I'm sure I'll keep it in the background in case they offer any worthwhile products. 

Cobbler_tone

janusdesign said:

Cobbler_tone said:

Just wasted my time setting up a Cahoot account. I have 7 accounts now and don't think this was a worthwhile addition.

Firstly, it has no app and the platform looks like it was designed by a 6th former in their bedroom.
The interest rate is 3.93%.

I'll stick with my 4.5% from Chase until Thursday and then flip to Gatehouse at 4.65%. 
The Gatehouse transfers are a little clunky but been happening same day.

 I also installed Santander's business app to give me access to my Santander personal accounts.

Also tried their 2nd app and it takes log in details but doesn't send an sms. Tech!!!

flaneurs_lobster

Cobbler_tone said:

janusdesign said:

Cobbler_tone said:

Just wasted my time setting up a Cahoot account. I have 7 accounts now and don't think this was a worthwhile addition.

Firstly, it has no app and the platform looks like it was designed by a 6th former in their bedroom.
The interest rate is 3.93%.

I'll stick with my 4.5% from Chase until Thursday and then flip to Gatehouse at 4.65%. 
The Gatehouse transfers are a little clunky but been happening same day.

nice tip about using the Santander app for Cahoot - needed to uninstall and reinstall it, but logging in with Cahoot details worked perfectly. I also installed Santander's business app to give me access to my Santander personal accounts.

That explains my issue as I couldn't get it to work as it just remembered my Santander account. I can't be bothered to uninstall/install every time to switch accounts. 
I'm sure I'll keep it in the background in case they offer any worthwhile products. 

Use 2 different devices if you want to use the app against Cahoot & Santander (or if you've got Samsung's Secure Folder or equivalent then you can run a version in and outside on the same device).

uscool

With chase rate dropping, just opened Gatehouse EA was very quick and straightforward have logged into the app , sent funds will see how long it takes

mebu60

uscool said:

With chase rate dropping, just opened Gatehouse EA was very quick and straightforward have logged into the app , sent funds will see how long it takes

Quite possibly will be tomorrow. I always send before 1pm M-F and usually get an SMS and an email confirming receipt between 13:05 - 13:10. 

gt94sss2

uscool said:

With chase rate dropping, just opened Gatehouse EA was very quick and straightforward have logged into the app , sent funds will see how long it takes

They will post it to the account today but you will get a notification from Gatehouse tomorrow. 

If you pay something in before 1pm, expect the transaction and notification the same day

SeriousHoax

uscool said:

With chase rate dropping, just opened Gatehouse EA was very quick and straightforward have logged into the app , sent funds will see how long it takes

Cut off time for same day is 1pm so probably after midnight now you will get a message. 

jimexbox

Have Gatehouse bumped up their EA rates recently? Front page of their website says they've relaunched their EA account at 4.6 AER. Them when you click on the product it's 4.75 AER.

Middle_of_the_Road

jimexbox said:

Have Gatehouse bumped up their EA rates recently? Front page of their website says they've relaunched their EA account at 4.6 AER. Them when you click on the product it's 4.75 AER.

The first figure is the monthly rate, which compounds to 4.75% AER