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The New Top Easy Access Savings Discussion Area
Comments
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You are allowed one sole account and one joint account, if that is of any help to you.
but ta anyway
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happybagger said:So, Coventry BS,
3 Access Saver becomes 5 Access Saver
3 Access Saver online becomes 5 Access Saver online, at 5 Access Saver rate +0.5%
While at the same time they introduce 5 Access Saver (2) at the same rate as the 5 Access Saver
and introduce 5 Access Saver Online (2) at 5 Access Saver (2) rate +0.41%, to be -0.09% lower than 5 Access Saver (Online)
And now there are 2 different versions of the 6 Access Saver (closed) 4.0%, Online (closed) 4.5%, which may have had the 4 Access Savers transferred into, along with Easy Access Saver (6) and Easy Access Saver (online) 6, all at different rates.
Apparently that is all part of the "simplifying savings programme"?!
Must have been trying to find jobs for some numpties from Cooperative Bank.0 -
allegro120 said:ccdorset said:My cahoot Sunny Day Saver is due to mature into the cahoot Savings Account and the rate is dropping to 1.19%. It looks like I can open a new Sunny Day Saver with them at 4.75% variable.
It seems a decent option, but I can't see it on the MSE Top Savings Accounts page. Thinking this could be because it is only up to £3000?
Ideally, I'm looking for something that allows unlimited same-day withdrawals and the limit of £3000 would be fine for me at the moment.
Looks like a very good option for you. Good rate and instant transactions to any bank account you want.0 -
happybagger said:I asked Cahoot by secure message to close my Sunny Day Saver, transferring to my cahoot savings account, so that I could open a new one at 4.75%. Existing one matures soon and I wanted to get in now in case it gets pulled.
Oddly, they told me I can't close it "through this channel" and have to phone them.
A strange reply I thought, given the maturity letter says they are a "digital bank".
I know some on here have said they've got two SDS accounts but I'll stick within the terms. I'll wait until it matures.0 -
janusdesign said:Stargunner said:happybagger said:I asked Cahoot by secure message to close my Sunny Day Saver, transferring to my cahoot savings account, so that I could open a new one at 4.75%. Existing one matures soon and I wanted to get in now in case it gets pulled.
Oddly, they told me I can't close it "through this channel" and have to phone them.
A strange reply I thought, given the maturity letter says they are a "digital bank".
I know some on here have said they've got two SDS accounts but I'll stick within the terms. I'll wait until it matures.You are allowed one sole account and one joint account, if that is of any help to you.
I have 4 (2x issue1 and 2x issue2), all paying 5%. Opened issue 2 at the beginning of September and had no problems so far.6 -
Chetwood easy access account.
I have text and email alerts turned on but did not get any confirmation that my deposit was received. As Oxbury send an email I was expecting the same but maybe this is not the norm?0 -
flobbalobbalob said:Chetwood easy access account.
I have text and email alerts turned on but did not get any confirmation that my deposit was received. As Oxbury send an email I was expecting the same but maybe this is not the norm?3 -
Bobblehat said:Charter Savings Bank
Charter dropping some of their rates .... notification by email today ...... examples:-
Easy Access Saver Iss46 4.5% AER/4.41% Gross down to 4.25%/4.17% 23rd Jan
Easy Access Iss50 4.38% AER/Gross down to 4.13% 23rd Jan
60 Day Notice Iss33 5.06% AER/4.95% Gross down to 4.81%/4.71% 24th March
No doubt there will be other Charter accounts dropping.0 -
oz0707 said:Bobblehat said:Charter Savings Bank
Charter dropping some of their rates .... notification by email today ...... examples:-
Easy Access Saver Iss46 4.5% AER/4.41% Gross down to 4.25%/4.17% 23rd Jan
Easy Access Iss50 4.38% AER/Gross down to 4.13% 23rd Jan
60 Day Notice Iss33 5.06% AER/4.95% Gross down to 4.81%/4.71% 24th March
No doubt there will be other Charter accounts dropping.1 -
Just wasted my time setting up a Cahoot account. I have 7 accounts now and don't think this was a worthwhile addition.
Firstly, it has no app and the platform looks like it was designed by a 6th former in their bedroom.
The interest rate is 3.93%.
I'll stick with my 4.5% from Chase until Thursday and then flip to Gatehouse at 4.65%.
The Gatehouse transfers are a little clunky but been happening same day.0
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