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The New Top Easy Access Savings Discussion Area

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Comments

  • happybagger
    happybagger Posts: 1,058 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    You are allowed one sole account and one joint account, if that is of any help to you.
    In my case, it isn't  :D but ta anyway
  • So, Coventry BS, 
    3 Access Saver becomes 5 Access Saver
    3 Access Saver online becomes 5 Access Saver online, at 5 Access Saver rate +0.5%
    While at the same time they introduce 5 Access Saver (2) at the same rate as the 5 Access Saver
    and introduce 5 Access Saver Online (2) at 5 Access Saver (2) rate +0.41%, to be -0.09% lower than 5 Access Saver (Online)

    And now there are 2 different versions of the 6 Access Saver (closed) 4.0%, Online (closed) 4.5%, which may have had the 4 Access Savers transferred into, along with Easy Access Saver (6) and Easy Access Saver (online) 6, all at different rates.

    Apparently that is all part of the "simplifying savings programme"?!

    Must have been trying to find jobs for some numpties from Cooperative Bank.



    I for one am confused!
  • ccdorset
    ccdorset Posts: 303 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    ccdorset said:
    My cahoot Sunny Day Saver is due to mature into the cahoot Savings Account and the rate is dropping to 1.19%. It looks like I can open a new Sunny Day Saver with them at 4.75% variable.

    It seems a decent option, but I can't see it on the MSE Top Savings Accounts page. Thinking this could be because it is only up to £3000?

    Ideally, I'm looking for something that allows unlimited same-day withdrawals and the limit of £3000 would be fine for me at the moment.
    Could be missing because of the limit. 
    Looks like a very good option for you.  Good rate and instant transactions to any bank account you want.
    Thank you, I went on to apply, but it looks like I am a little early as my current one matures on 30th Jan. I’ve set a reminder to set up a new one then!
  • ccdorset
    ccdorset Posts: 303 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    I asked Cahoot by secure message to close my Sunny Day Saver, transferring to my cahoot savings account, so that I could open a new one at 4.75%. Existing one matures soon and I wanted to get in now in case it gets pulled.

    Oddly, they told me I can't close it "through this channel" and have to phone them.

    A strange reply I thought, given the maturity letter says they are a "digital bank".

    I know some on here have said they've got two SDS accounts but I'll stick within the terms. I'll wait until it matures.
    I’m in the same situation, mine matures on 30th Jan, so I’m going to hold out until then and hope it’s still available!
  • Chetwood easy access account.
    I have text and email alerts turned on but did not get any confirmation that my deposit was received. As Oxbury send an email I was expecting the same but maybe this is not the norm?
  • SJMALBA
    SJMALBA Posts: 1,107 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 11 January at 12:02PM
    Chetwood easy access account.
    I have text and email alerts turned on but did not get any confirmation that my deposit was received. As Oxbury send an email I was expecting the same but maybe this is not the norm?
    IME, Chetwood do not send an email/SMS - you'll have to log into your account to confirm (again, IME, deposits arrive within 2 hours).
  • oz0707
    oz0707 Posts: 918 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Bobblehat said:
    Charter Savings Bank

    Charter dropping some of their rates .... notification by email today ...... examples:-

    Easy Access Saver Iss46 4.5% AER/4.41% Gross down to 4.25%/4.17% 23rd Jan
    Easy Access Iss50 4.38% AER/Gross down to 4.13% 23rd Jan
    60 Day Notice Iss33 5.06% AER/4.95% Gross down to 4.81%/4.71% 24th March

    No doubt there will be other Charter accounts dropping.
    Yeh what is going on with Charter they have been consistently there or thereabouts with the top rates and now dropping
  • Bobblehat
    Bobblehat Posts: 867 Forumite
    Eighth Anniversary 500 Posts I've been Money Tipped! Name Dropper
    oz0707 said:
    Bobblehat said:
    Charter Savings Bank

    Charter dropping some of their rates .... notification by email today ...... examples:-

    Easy Access Saver Iss46 4.5% AER/4.41% Gross down to 4.25%/4.17% 23rd Jan
    Easy Access Iss50 4.38% AER/Gross down to 4.13% 23rd Jan
    60 Day Notice Iss33 5.06% AER/4.95% Gross down to 4.81%/4.71% 24th March

    No doubt there will be other Charter accounts dropping.
    Yeh what is going on with Charter they have been consistently there or thereabouts with the top rates and now dropping
    They appear to want to join the "also-ran" club!
  • Cobbler_tone
    Cobbler_tone Posts: 1,199 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just wasted my time setting up a Cahoot account. I have 7 accounts now and don't think this was a worthwhile addition.

    Firstly, it has no app and the platform looks like it was designed by a 6th former in their bedroom.
    The interest rate is 3.93%.

    I'll stick with my 4.5% from Chase until Thursday and then flip to Gatehouse at 4.65%. 
    The Gatehouse transfers are a little clunky but been happening same day.
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