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Comments

  • CuparLad
    CuparLad Posts: 153 Forumite
    100 Posts First Anniversary Name Dropper
    It should credit today, but you probably won't get the "We got your deposit" text until the morning. I sent a payment late on the 6th and it's showing as credited on the 6th, but got the text at 08:02 on the 7th.
  • easysaver
    easysaver Posts: 79 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    CuparLad said:
    It should credit today, but you probably won't get the "We got your deposit" text until the morning. I sent a payment late on the 6th and it's showing as credited on the 6th, but got the text at 08:02 on the 7th.
    Thanks! I'll report back tomorrow to confirm the deposit date. It's good to know I won't get a deposit text until tomorrow, saves a bit of fretting.
  • easysaver
    easysaver Posts: 79 Forumite
    Fourth Anniversary 10 Posts Name Dropper
    easysaver said:
    CuparLad said:
    It should credit today, but you probably won't get the "We got your deposit" text until the morning. I sent a payment late on the 6th and it's showing as credited on the 6th, but got the text at 08:02 on the 7th.
    Thanks! I'll report back tomorrow to confirm the deposit date. It's good to know I won't get a deposit text until tomorrow, saves a bit of fretting.
    Confirmation of deposit received shortly after 8am and dated yesterday, 8th January. All good and as expected.
  • moi
    moi Posts: 1,038 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    friolento said:
    NuWealth account

    Deposits looking disappointingly slow. Whilst Open Banking (via Truelayer) is available, the deposited money goes into Pending and is not added to the balance instantly. 

    I haven’t tried Bank Transfer as that looks even slower 



    👋🏻 Did your NuWealth pending "faster deposit" get added to the balance the next [working] day?
  • friolento
    friolento Posts: 2,608 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    moi said:
    friolento said:
    NuWealth account

    Deposits looking disappointingly slow. Whilst Open Banking (via Truelayer) is available, the deposited money goes into Pending and is not added to the balance instantly. 

    I haven’t tried Bank Transfer as that looks even slower 



    👋🏻 Did your NuWealth pending "faster deposit" get added to the balance the next [working] day?
    It appeared in the transaction list (which isn’t easy to find) two working days after the instant (!) deposit but it was dated one working day after the deposit. Singularly unimpressive, so I am not very likely to use this account very much.

    The app is quite odd, too. FaceID is an option, but you still need to log in with a PIN every time. Their 2FA involves an email. The transactions aren’t listed under the account. 
  • Bobblehat
    Bobblehat Posts: 867 Forumite
    Eighth Anniversary 500 Posts I've been Money Tipped! Name Dropper
    Charter Savings Bank

    Charter dropping some of their rates .... notification by email today ...... examples:-

    Easy Access Saver Iss46 4.5% AER/4.41% Gross down to 4.25%/4.17% 23rd Jan
    Easy Access Iss50 4.38% AER/Gross down to 4.13% 23rd Jan
    60 Day Notice Iss33 5.06% AER/4.95% Gross down to 4.81%/4.71% 24th March

    No doubt there will be other Charter accounts dropping.
  • ccdorset
    ccdorset Posts: 303 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    My cahoot Sunny Day Saver is due to mature into the cahoot Savings Account and the rate is dropping to 1.19%. It looks like I can open a new Sunny Day Saver with them at 4.75% variable.

    It seems a decent option, but I can't see it on the MSE Top Savings Accounts page. Thinking this could be because it is only up to £3000?

    Ideally, I'm looking for something that allows unlimited same-day withdrawals and the limit of £3000 would be fine for me at the moment.
  • allegro120
    allegro120 Posts: 2,057 Forumite
    1,000 Posts Second Anniversary Name Dropper
    ccdorset said:
    My cahoot Sunny Day Saver is due to mature into the cahoot Savings Account and the rate is dropping to 1.19%. It looks like I can open a new Sunny Day Saver with them at 4.75% variable.

    It seems a decent option, but I can't see it on the MSE Top Savings Accounts page. Thinking this could be because it is only up to £3000?

    Ideally, I'm looking for something that allows unlimited same-day withdrawals and the limit of £3000 would be fine for me at the moment.
    Could be missing because of the limit. 
    Looks like a very good option for you.  Good rate and instant transactions to any bank account you want.
  • happybagger
    happybagger Posts: 1,058 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I asked Cahoot by secure message to close my Sunny Day Saver, transferring to my cahoot savings account, so that I could open a new one at 4.75%. Existing one matures soon and I wanted to get in now in case it gets pulled.

    Oddly, they told me I can't close it "through this channel" and have to phone them.

    A strange reply I thought, given the maturity letter says they are a "digital bank".

    I know some on here have said they've got two SDS accounts but I'll stick within the terms. I'll wait until it matures.
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