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  • SonOfPearl
    SonOfPearl Posts: 444 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    Coventry BS

    I *think* that the four access saver online and four access saver online (2) have been converted to 6 access saver (online).

    Not sure why they are randomly giving more withdrawals, but thought I should flag.
    Thanks. Just checked and mine has been converted too. I assume I'll get an email from Coventry to notify me about the change soon! 
  • SJMALBA
    SJMALBA Posts: 1,107 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 10 January at 11:42AM
    I asked Cahoot by secure message to close my Sunny Day Saver, transferring to my cahoot savings account, so that I could open a new one at 4.75%. Existing one matures soon and I wanted to get in now in case it gets pulled.

    Oddly, they told me I can't close it "through this channel" and have to phone them.

    A strange reply I thought, given the maturity letter says they are a "digital bank".

    I know some on here have said they've got two SDS accounts but I'll stick within the terms. I'll wait until it matures.
    Indeed, I went through the same thing; additionally, one of the options from the drop-down menu in secure messaging is  'Cahoot account closure'! 
  • There's a whole thread on the Coventry 5 Access Saver

    https://forums.moneysavingexpert.com/discussion/6578956/coventry-bs-5-access-saver

    I know happybagger is already aware as they have posted on it, but for info of others, link above
  • Stargunner
    Stargunner Posts: 1,023 Forumite
    1,000 Posts Fifth Anniversary Name Dropper
    I asked Cahoot by secure message to close my Sunny Day Saver, transferring to my cahoot savings account, so that I could open a new one at 4.75%. Existing one matures soon and I wanted to get in now in case it gets pulled.

    Oddly, they told me I can't close it "through this channel" and have to phone them.

    A strange reply I thought, given the maturity letter says they are a "digital bank".

    I know some on here have said they've got two SDS accounts but I'll stick within the terms. I'll wait until it matures.
    The terms state that you can have 2 x Sunny Day savers. 

    You are allowed one sole account and one joint account, if that is of any help to you.
  • janusd
    janusd Posts: 1,083 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I asked Cahoot by secure message to close my Sunny Day Saver, transferring to my cahoot savings account, so that I could open a new one at 4.75%. Existing one matures soon and I wanted to get in now in case it gets pulled.

    Oddly, they told me I can't close it "through this channel" and have to phone them.

    A strange reply I thought, given the maturity letter says they are a "digital bank".

    I know some on here have said they've got two SDS accounts but I'll stick within the terms. I'll wait until it matures.
    The terms state that you can have 2 x Sunny Day savers. 

    You are allowed one sole account and one joint account, if that is of any help to you.
    I wonder if that's enforced "per issue" as opposed to in total (or just not enforced at all)?? i'm one of those ones that have had all three issues as sole accounts - I had 1 & 2 open and funded at same time, and now have 2 & 3 funded (2 fully and 3 will be after Skipton matures at the weekend)... Cahoot have never queried me about this.
  • flaneurs_lobster
    flaneurs_lobster Posts: 7,100 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    I asked Cahoot by secure message to close my Sunny Day Saver, transferring to my cahoot savings account, so that I could open a new one at 4.75%. Existing one matures soon and I wanted to get in now in case it gets pulled.

    Oddly, they told me I can't close it "through this channel" and have to phone them.

    A strange reply I thought, given the maturity letter says they are a "digital bank".

    I know some on here have said they've got two SDS accounts but I'll stick within the terms. I'll wait until it matures.
    The terms state that you can have 2 x Sunny Day savers. 

    You are allowed one sole account and one joint account, if that is of any help to you.
    I wonder if that's enforced "per issue" as opposed to in total (or just not enforced at all)?? i'm one of those ones that have had all three issues as sole accounts - I had 1 & 2 open and funded at same time, and now have 2 & 3 funded (2 fully and 3 will be after Skipton matures at the weekend)... Cahoot have never queried me about this.
    Is the Cahoot SDS "issue number" an official designation or just a way of distinguishing between accounts having differing rates? Does it appear on the description online anywhere, I'm not seeing it.

    My Cahoot SDS has a rate of 5%, does that mean that it's Issue 1? 
  • janusd
    janusd Posts: 1,083 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I asked Cahoot by secure message to close my Sunny Day Saver, transferring to my cahoot savings account, so that I could open a new one at 4.75%. Existing one matures soon and I wanted to get in now in case it gets pulled.

    Oddly, they told me I can't close it "through this channel" and have to phone them.

    A strange reply I thought, given the maturity letter says they are a "digital bank".

    I know some on here have said they've got two SDS accounts but I'll stick within the terms. I'll wait until it matures.
    The terms state that you can have 2 x Sunny Day savers. 

    You are allowed one sole account and one joint account, if that is of any help to you.
    I wonder if that's enforced "per issue" as opposed to in total (or just not enforced at all)?? i'm one of those ones that have had all three issues as sole accounts - I had 1 & 2 open and funded at same time, and now have 2 & 3 funded (2 fully and 3 will be after Skipton matures at the weekend)... Cahoot have never queried me about this.
    Is the Cahoot SDS "issue number" an official designation or just a way of distinguishing between accounts having differing rates? Does it appear on the description online anywhere, I'm not seeing it.

    My Cahoot SDS has a rate of 5%, does that mean that it's Issue 1? 
    Issue 1 was 5.2%; Issue 2 is 5.0% and Issue 3 is 4.75%.
  • SJMALBA
    SJMALBA Posts: 1,107 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    I asked Cahoot by secure message to close my Sunny Day Saver, transferring to my cahoot savings account, so that I could open a new one at 4.75%. Existing one matures soon and I wanted to get in now in case it gets pulled.

    Oddly, they told me I can't close it "through this channel" and have to phone them.

    A strange reply I thought, given the maturity letter says they are a "digital bank".

    I know some on here have said they've got two SDS accounts but I'll stick within the terms. I'll wait until it matures.
    The terms state that you can have 2 x Sunny Day savers. 

    You are allowed one sole account and one joint account, if that is of any help to you.
    I wonder if that's enforced "per issue" as opposed to in total (or just not enforced at all)?? i'm one of those ones that have had all three issues as sole accounts - I had 1 & 2 open and funded at same time, and now have 2 & 3 funded (2 fully and 3 will be after Skipton matures at the weekend)... Cahoot have never queried me about this.
    Is the Cahoot SDS "issue number" an official designation or just a way of distinguishing between accounts having differing rates? Does it appear on the description online anywhere, I'm not seeing it.

    My Cahoot SDS has a rate of 5%, does that mean that it's Issue 1? 
    My (now closed as its bonus rate expired) SDS issue 1 was 5% AER (down from 5.2% AER - 18.11.24).
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