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NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024

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Comments

  • superdayold
    superdayold Posts: 68 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    edited 28 March 2024 at 3:15PM
    I cant see the Ulster offer anymore...my husband was gojng to give it a go. I think thats the one that's ended
    oh, its just not on Martins title list now, it is still there!
  • danny13579
    danny13579 Posts: 742 Forumite
    500 Posts Second Anniversary Photogenic Name Dropper
    I cant see the Ulster offer anymore...my husband was gojng to give it a go. I think thats the one that's ended
    All 3 offers are still available with no end date published.
  • Anyone ever had luck getting switching bonuses from multiple banks within the Natwest Group?
    I've has an RBS bonus a couple of years ago and still have the account. Worth giving Ulster bank a go, and hoping for the best?
  • Anyone ever had luck getting switching bonuses from multiple banks within the Natwest Group?
    I've has an RBS bonus a couple of years ago and still have the account. Worth giving Ulster bank a go, and hoping for the best?

    EVERYONE! :)
  • Barkin
    Barkin Posts: 779 Forumite
    500 Posts Second Anniversary Name Dropper
    I just switched an Halifax current account but there's one of those Regular Saver savings accounts still associated to it (12 months of fixed rate/ £250 max deposit per month). Did anyone have their switch cancelled because of this?
    Why would they?  The switch only affects the current account - the RS account is a separate animal, and isn't "associated" with the current account in any way. You don't need to hold a current account in order to have the RS account.
  • PRAISETHESUN
    PRAISETHESUN Posts: 4,908 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Anyone ever had luck getting switching bonuses from multiple banks within the Natwest Group?
    I've has an RBS bonus a couple of years ago and still have the account. Worth giving Ulster bank a go, and hoping for the best?
    If you haven't had an incentive paid since 2020 then I'd give it a go for the relevant banks. They seem to be good at checking within each individual bank if you've had an incentive (ie. a past RBS incentive will disqualify you from another RBS one), but not for checking between banks (ie. an RBS incentive won't disqualify you from a NatWest incentive).
  • Nasqueron
    Nasqueron Posts: 10,831 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Anyone ever had luck getting switching bonuses from multiple banks within the Natwest Group?
    I've has an RBS bonus a couple of years ago and still have the account. Worth giving Ulster bank a go, and hoping for the best?
    There are multiple posts on here all with people getting £200-£600 depending on which switches they qualify for (as in, no switches to that specific bank before - not that they can't get £200 per bank even though in theory they can't)

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • WillPS
    WillPS Posts: 5,213 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    WillPS said:
    My wife's switch to NatWest due on 26th still hasn't completed. The money from her TSB account went over to NatWest yesterday afternoon, but the DDs haven't gone over yet.  When the money went over TSB sent my wife a notification that she had set up a new payee, so for a minute she thought her account had been hacked! Weird way of doing things.

    Same issue here with my wife and I. Never known a switch to go so wrong at this stage and Natwest aren't communicating about what's happening. It's a poor show.

    As an update on this - apparently there's a delay on TSB's side stopping switches away from completing. I've received £50 compensation from Natwest, might take up the matter with TSB as well.
  • Ponchos
    Ponchos Posts: 685 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Ponchos said:
    anna42hmr said:
    I just checked the T&Cs on Natwest and Ulster bank, and there is no mention of April 2nd.
    I wonder if MSE have been given the heads up for their publications.  

    Hopefully i will be able to request switch in time, as waiting on the account to be opened (applied on sunday without requesting a switch yet).  I had a text with the account number from Natwest today and stating they will email when the account is open, so hopefully once get that i can apply for online banking and then put the request in for a switch.   (the latest email had, also from today states that they are getting the account ready and will be open soon, but need to run a few checks???)

    Strangely the text message  states a customer number but the digits at the end that should follow the date of birth are all zeros so either that is an error, or there is all zeros after the date of birth, if its an error, hopefully that won't slow things down.   
    I've been waiting for two weeks for Ulster to get in touch about opening my account, I applied on the 12th and did the Hooyu thing on the 13th, and since then I've heard nothing. Many people have said it takes them longer to do things but I didn't think they would be this slow! Fingers crossed for us both!
    I don't know if anyone else is in the same position but I'll share just in case...

    After two weeks of silence, I spoke to Ulster thorugh live chat last night, they told me that the selfie i sent with Hooyu wasn't good enough and so they couldn't proceed with my application. I had the same problem when applying to Natwest but NW told me about this via email and rejected my application (I applied again with NW and it workied the second time). However, Ulster did not tell me about this and as many people in here said that Ulster take longer to do thigs I thought it was normal. Thankfully I contacted them. I was told that my application was still open though (unlike NW who rejected me), and I could finish applying and confirming my identity with help form the paper documents they sent me (which again seems like many people here received but could disregard becaue Hooyu worked). As I'm not anywhere near Belfast, and as I was not going to post them my ID, they advised that I could go to a NW or RBS branch and present the paper documents and my ID in person. There is a NW branch near me and I've just got back from having the paper forms and my ID scanned and that should hopefully mean an account will be opened (and I also chose to switch so that has been applied before before 2nd April).

    It's been a faff but hopefully that's it now, and once this UB account it open I can complete the cash despoits and reclaim the incentives. The woman in NW did actually say that the Hooyu system has good and bad days and that many people have problems with it, so if anyone is still waiting on UB for and update, maybe get in touch with their live chat and ask for an update.
  • E_zroda
    E_zroda Posts: 93 Forumite
    Fifth Anniversary 10 Posts Photogenic Name Dropper
    edited 28 March 2024 at 5:59PM
    WillPS said:
    WillPS said:
    My wife's switch to NatWest due on 26th still hasn't completed. The money from her TSB account went over to NatWest yesterday afternoon, but the DDs haven't gone over yet.  When the money went over TSB sent my wife a notification that she had set up a new payee, so for a minute she thought her account had been hacked! Weird way of doing things.

    Same issue here with my wife and I. Never known a switch to go so wrong at this stage and Natwest aren't communicating about what's happening. It's a poor show.

    As an update on this - apparently there's a delay on TSB's side stopping switches away from completing. I've received £50 compensation from Natwest, might take up the matter with TSB as well.
    Let us know how did you get on, but this guarantee indicates the fault is with the new bank:

    We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee. • The service is free to use and you can choose and agree your switch date with us. • We will take care of moving all your payments going out (for example, your Direct Debits and standing orders) and those coming in (for example, your salary). • If you have money in your old account, we will transfer it to your new account on your switch date. • We will arrange for payments accidentally made to your old account to be automatically redirected to your new account. We will also contact the sender and give them your new account details. • If there are any issues in making the switch, we will contact you before your switch date. • If anything goes wrong with the switch, as soon as we are told, we will refund any interest (paid or lost) and charges made on either your old or new current accounts as a result of this failure.
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