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+++ Whoops! Here comes the cheese! +++
Comments
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Well you know you used the last one to death, literally! It’s not so much of a fritter methinks 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 1 books of target 52 in 2026 as @ 1st January
Produce tracker: £8 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Sounds like a bargain to me.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Another vote for the ice cream maker - I love mine and homemade tastes so much better and doesn’t have all the rubbish in it. You know it makes sense!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2 -
I did go and buy the £13 ice cream maker this morning, they only had a couple at 10am so glad I made the effort even though it reminded me why I don't shop at the weekend when I don't need to. so many people *shudders*
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo6 -
The ice cream maker sounds like a win allowing you've already had - and well used - one of the same type! If summer ever arrives, ours might find its way out of the cupboard and more reguarly into use!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
I've bookmarked the Greenfly thread
love the name. I don't intend on doing anything but the basics in this house now but I have a neglected garden to tackle when I do move!
P.S that ice cream maker is a bargain, I had one a few years back and it was more than you paid.Emergency Fund goal - £717.77/1500
Weight loss goal 1 - 0/7 lb
Mortgage OP goal 2026 - £10/£4500
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest4 -
Notes for me so that I don't forget what I did
lemon sorbet - 4 lemons, zest, juice and a dash of sugar. Sugar syrup based on the volume of juice with equal volume of sugar. Leave to cool before mixing and then churning
pork - med veg, herby potatoes into the oven. Sliced onion on low. Mix pork mince with 1 tsp Old Bay seasoning and scrunch a little before pan frying till browned. Teaspoon of smoked paprika and cayenne. Tom purée and garlic purée. Small tub of pasta sauce (60ml?) and then a little water. Let it cook through before serving it all together.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
All sounding thoroughly delicious! Not sure why I don't think to do sorbets to be honest - I really enjoy them, but when the ice cream make comes out it's almost always ice cream we make.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Just calling in unannounced to say "hello" and thank you for getting me through a bit of a hiatus over the past few weeks. I too have suffered undiagnosed bowel issues from a late teenager and just coming through a particularly bad "IBS" flare-up. My latest cure is to curl up and read MSE diaries from the beginning so today marks the day I've read your previous one and this right through and will follow you onwards and upwards.
Just love all your cooking, recipes, furry things (cats/dogs/jumpers) and general life happenings.
SFxTilly Tidying andPADing in 2024 £250.62
___________________________________________________________________________________________
RIP Mum & Dad - thanks for helping me on my journey to be
Debt and Mortgage free from 20182 -
Thanks @Sallyforth - I do the same when the insomnia hits. Love your profile picture. Have you thought about doing your own diary?My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo2
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