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+++ Whoops! Here comes the cheese! +++
Comments
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My year of firsts is over. Thank you to everyone who has supported me with comments and good wishes over the year. I feel that it is time for a new diary as I focus on the way forward, rather than everything being about what happened in the past. You may recall I said some months ago that my aim was to smile and remember rather than live my life on memories.
Please do come and cheer me along in the next phase over on +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
Apologies to the cheese fans, but it seemed an apt Hex/Redofromstart quote in the circumstances.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo14 -
Well survived. I’m sure this last bit must have been especially hard for you and the boys. Sending hugs x
See you on your new diary.KKAs at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 19 books of target 52 in 2026 as @ 2nd March.
Produce tracker: £44 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
So sorry to hear about your cat ☹️ Well done for surviving this year of firsts. In theory things should get a little easier from now. Will hop over to your new diary.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Yes you've been so brave over this last year. I admire you so much. ❤️. Will be hopping over to your new start.....Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
Will get on over to new diary shortly but so I don't say it on your fresh beginnings diary, well done so very very much for getting through the year, and all the many things you achieved mentally and practically. We're all extremely proud of you and so glad you're seeing brighter days coming xhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael10 -
You have been incredible this year. Inspirational. I'll see you over on the new thread.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Echoing sentiments of well done for getting through the first year 💓 so sorry about Evil too. I'll go and bookmark your new diary now ☺️.Emergency Fund goal - £717.77/2000
Weight loss goal 1 - 1/7 lb
Mortgage OP goal 2026 - £800/£4500
Read 24 books this year 6/24
No Spend March- 3/314 -
The paper tax return I submitted many months ago has finally delivered an outcome of a few hundred pounds refund as he died part way through the tax year. Just in case it helps anyone else on timescales for a relatively simple paper tax return by the bereavement department.
My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
Oh good grief … Lucky that you didn’t actually need that money! 🙄
Is that the end of the sadmin now?How are the house-works coming on? 😊
KKAs at 15.02.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £220,873
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 19 books of target 52 in 2026 as @ 2nd March.
Produce tracker: £44 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4
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