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+++ Whoops! Here comes the cheese! +++
Comments
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My year of firsts is over. Thank you to everyone who has supported me with comments and good wishes over the year. I feel that it is time for a new diary as I focus on the way forward, rather than everything being about what happened in the past. You may recall I said some months ago that my aim was to smile and remember rather than live my life on memories.
Please do come and cheer me along in the next phase over on +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
Apologies to the cheese fans, but it seemed an apt Hex/Redofromstart quote in the circumstances.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo14 -
Well survived. I’m sure this last bit must have been especially hard for you and the boys. Sending hugs x
See you on your new diary.KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 58 books of target 52 in 2025, as @ 12th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
So sorry to hear about your cat ☹️ Well done for surviving this year of firsts. In theory things should get a little easier from now. Will hop over to your new diary.I get knocked down but I get up again (Chumbawamba, Tubthumping)5
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Yes you've been so brave over this last year. I admire you so much. ❤️. Will be hopping over to your new start.....Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
Will get on over to new diary shortly but so I don't say it on your fresh beginnings diary, well done so very very much for getting through the year, and all the many things you achieved mentally and practically. We're all extremely proud of you and so glad you're seeing brighter days coming xhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 56
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r610 -
You have been incredible this year. Inspirational. I'll see you over on the new thread.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!4 -
Echoing sentiments of well done for getting through the first year 💓 so sorry about Evil too. I'll go and bookmark your new diary now ☺️.Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34
Total- £1783.67
Goal pay off 1% of current mortgage in 1 year. £1650
EF- £442.41/500
4
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