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+++ Whoops! Here comes the cheese! +++
Comments
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Oh I'm sorry about 'Evil' Cat. He sounds like a real character and like you were, how ever grudging he was about accepting it, his Hoomans x
Well done on taking the next steps on the house. dry, water tight and warm will be huge for quality of life!
And will make it more sellable when the right new place comes along.
KKAs at 15.09.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £230,969
- OPs to mortgage = £12,270 Interest saved £5,816 to date
Fixed rate 3.85% ends October 2030
Read 53 books of target 52 in 2025, as @ 26th September
Produce tracker: £389 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Sorry to hear that redo. He sounds like he had a full and loving life with you. May he rest in peace xhttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 52
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r65 -
I didn't realise Evil had been with you for so long! You gave him a very happy final 10 years.
As KK says, the investment in the house is worthwhile - remember Maslow's hierarchy of needs? Dry, watertight and warm comes just above wi-fi 😬8 -
Fly high wee evil one.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.7 -
Evil cat sounds a character. Sending you love for I know you miss his presenceMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Oh Redo what a wonderful character Evil sounds like - I'm sorry you've had to say goodbye, but glad he gave you wonderful memories.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
I'm sorry to hear the Evil Beast has gone to bite his maker, sounds like he had a fantastic life doing exactly what he wanted.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20256 -
Sorry to hear about Evil cat xx"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3
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Awww - echoing the others on Evil Cat. RIP. He sounded like a real character and you'll miss him. I love it that he expected three breakfasts!😹
As you wrote about the forthcoming work on the house, the cost of this is invariably a shock but it'll be a big improvement and worth it in the end. 👍Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”5 -
RIP 'Evil Cat' - when I read about him I remembered my Mum's black cat who would bites toes under the bedclothes, but was otherwise wonderful.
I think 'Dry, Watertight and Warm' would be rather good on a name plaque outside your house... You would then have an instant sale to the first person to go past in November.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/228
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