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An in-between phase

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  • Blackcats
    Blackcats Posts: 3,870 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    At least that’s one thing resolved. Now for the bank and council…
    Agree with SunAddict.  Council first and then the bank I think.

  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the compensation. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,302 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Thanks all, very surprised! Let's wait and see how much of a mare they manage to turn that into though 😁
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,302 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Feeling very grumpy and unmotivated today. Bad dreams and back ache are not a good combo. Got an update from various people about the build and am too exhausted by the whole process to even read it let alone organise it into scathing comments I need to be restrained from sending, which is most unlike me. Please send energy and motivation. Hope everyone else is having a productive and fulfilling Wednesday 
  • redofromstart
    redofromstart Posts: 5,816 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Sending sympathy and energy and motivation.  I am not using mine so please fill your boots.
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sending hugs motivation & energy. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sending much motivation for the making of scathing comments!

    Also viewing the HMRC thing as "progress = 1/3" - very much looking forward to the bank and the council making it 3/3! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • foxgloves
    foxgloves Posts: 12,544 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I haven't needed to exercise my naturally acerbic nature at all so far today, @PiP, so I am conveying the essence of all that spare sarky verbiage to you, to take on whoever is first in the queue!
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 5.9kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,302 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Thanks @redofromstart, @beanielou and @EssexHebridean. I appreciate that @foxgloves but will have to save it for another day if its still going spare.
    I've just heard that another dear family friend has died. She was meant to be having an appointment with a consultant about having a pacemaker fitted today. We're devastated. 
  • redofromstart
    redofromstart Posts: 5,816 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    I am so sorry to read that PIP, much sympathy to you and her friends & family.
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