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An in-between phase

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  • Slowdown
    Slowdown Posts: 688
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    edited 24 October at 7:37AM

    Well I’ve been awol a few days so a bit to catch up on.

    Sorry to hear of your wakeful nights PiP. Your advice to me was sound and whilst I didn’t pay for building cracks advice it did prompt me to try harder to find out what is going on with insurers. Looks like they are far behind with the claims as they’ve been inundated. Now it’s started raining again I’m not worried it will get worse. My main concern is the gaps it’s caused in windows and doors letting the cold air through over the winter. We live in a cold house (fab in the summer) so it’s not going to help.

    Can’t give much advice on the sports bra front but my DD goes to Bravissimo. It’s a bit pricey but excellent fit.

    And on to the stockpiling. It’s funny but we have our ‘Brexit’ supplies. We started a collection of tins, bottles, packets etc before leaving the EU as we thought prices would rocket and supply chains disrupted. Obviously it’s not the same food but we’ve kept it up and still call it the Brexit supplies. But then we still call it the poll tax so..🤷‍♀️

    Have a great weekend everyone and some sound sleep PiP. 🥰

  • I always keep £200 cash in Bank of England notes in case there’s a gb based family emergency as some places on the mainland are sniffy about NI notes

    June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb

    Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.

    Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
    https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest
  • WelshmansDaughter
    WelshmansDaughter Posts: 2,412
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    Sometimes I think politicians think they are playing videogames instead of running a country.

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,575
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    Thanks for your interesting comments all.

    Slept dreadfully due to noise from next door but thanks anyway @Slowdown 😁

    Usuals
    Steps getting essentials
    Half wussy situps
    Entered some competitions
    Most of day spent trying to do house bits. Knackered. We have definitely earned our beer and takeaway noodles.

    Happy rainy Saturday everyone 🍻

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,575
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    @KajiKita this is the list I took a screenshot of from BBC website

    Screenshot_20261023_180737_Samsung Browser.jpg
  • Blackcats
    Blackcats Posts: 4,865
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    but, dear citizens of the UK, we don't want you to panic 🙄

  • jwil
    jwil Posts: 24,025
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    I always keep a bit of cash around, just in case. I also get a load of £1 coins from the machines when I take the kids bowling so I've always got some change. It's useful for boot sales, and events at school etc, so I'm in the habit of having it. Similarly have more than one bank account so you have a backup if one goes down.

    We generally have a decent stockpile of food, and the other stuff, but we don't tend to keep water. It's a bit of a mental block for me on that one as I don't tend to buy bottled water, and feel it's wasteful. Plus I don't know where we would keep it! I would hope that we could use the water butts for flushing the loo etc.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • amber03
    amber03 Posts: 1,570
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
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    I always keep a stock of food just in case, family thought I was mad but when Covid hit, I didn’t have to worry or queue like most people did.

    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,575
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    Well I've transferred £100 to get out in cash and got a couple of extra cupboard stocks in but still need to get the vast majority of things on that list. I really hope the govt has done a proper cost-benefit analysis on this announcement as I will have to spend a lot less in pubs and on non essentials and on gifts for others and treats for us etc etc etc for the next few months.

    Lordy please let some competent adults have worked on this policy, not really worth it to have no economy and no community places just so everyone has a tin of carrots and a bag of sultanas, some wasteful plastic bottles of water, and some cash they won't be able to use.

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,575
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    On a more serious note to Brits, don't forget the clocks go back at 2am! 😁

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