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An in-between phase

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Comments

  • Rhyddid2026
    Rhyddid2026 Posts: 1,586
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    If you're doing anything strenuous only shock absorber will do (imo), they supported me in horse riding and running when I was a J. I get last season's colours for a fraction of the price.

    If you don't need that level of support then M&S but they can be hit and miss so might need you to try on and jump around. I wear M&S for general gym type stuff (when I go).

    I do also have a surprisingly good one I bought for safari, hours and hours of off roading in a jeep. No soreness. No straps digging in, could still breathe and laugh. I'll go check what make it is.

    Debts                04/01/25       01/10/26  
    CC1                   £14,122.71     - 
    CC2                     -                   £6,975
    CC3                   £6,112.60      £6,495
    1st Direct CC     £176.03         £151.44
    CC total             £20,411.34    £13,621.44
    OD                     £1100            £0
    Car loan             £4,000          £2,400
    1st Direct Loan  £10,684.44    £3,825
    Total                  £36,195.78    £19,846.44
    EF £2,800
    HF £3
    EB £250
  • beanielou
    beanielou Posts: 101,540
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    So frustrating that it has come to this for you. They really are the builders from hell.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,559
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    Well most of the day has been spent cleaning the fridge freezer after it defrosted, with bonus added laundry loads, but some Friday fings also got dun:

    Admin
    Tidying
    Comping
    Survey
    Steps in between torrentials getting essentials and the free paper
    Shower and hairwash using free toiletries
    Receipt survey
    Laundry
    More laundry
    Updated vinted listings

  • beanielou
    beanielou Posts: 101,540
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Enjoy your weekend.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,559
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Forumite

    You too young bean @beanielou, hopefully we shall both have wholesome and productive ones, or at least ones involving biscuits and books 🥂

    How are people interpreting the govt advice to have a few days worth of cash available? I'm finding it difficult to see what could be bought if there was a huge crisis and we also heeded having a few days of food and water in. A hundred quid for bartering locally? All the money you'd usually spend in shops and on any services and on bills inc mortgage? Could do with more in-depth guidance!

  • foxgloves
    foxgloves Posts: 13,801
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Forumite

    I've been meaning to squirrel away some emergency cash for ages so this advice has given me a push to do it. I haven't decided how much yet though.

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
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