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An in-between phase

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  • beanielou
    beanielou Posts: 101,655
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
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    Buy the jumper. Card sounds lovely. 🥰

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 9 months left.
  • KajiKita
    KajiKita Posts: 10,970
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
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    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Slowdown
    Slowdown Posts: 694
    Part of the Furniture 500 Posts Photogenic Name Dropper
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    Yup. Sane would be good! 😊

  • Sun_Addict
    Sun_Addict Posts: 26,391
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Ernie can buy you the jumper 👍

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • PennysIntoPounds
    PennysIntoPounds Posts: 7,616
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    Absolutely @KajiKita though don't want to be the people who go running to mum and dad when we're not the ones with the problem (and also we're effing adults!), and god knows what she's been claiming about us. We're perfectly happy being polite and pleasant. And I know you only said it as an example but it's definitely not a bins issue as they've land-grabbed quite a bit of our legally shared land. Have we made drama out of it? No we have not

    It was a lovely Sunday thank you, and you @Blackcats. And @beanielou and @Sun_Addict I did consider using some of the PB money for the jumper but alas discipline must come first when there are pots needing filling. If I really feel I must have this jumper (I kinda do) then it will have to come out of my monthly budget and if I can see where its possible to go without elsewhere. I do own multiple jumpers, it's not a need

    @Slowdown no trouble yet but don't know if she's back yet, we won't be answering door tomorrow for sure. We're off to Norf in a few days so just have to avoid until then. Your new profile pic is beautiful and very similar to the one lampshade in our home that's 'the fancy lampshade' 😂

    Kaj and Slo, sane is pushing it but not causing trouble would be lovely 😊

  • weenancyinAmerica
    weenancyinAmerica Posts: 2,641
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    As for the land-grabbing, maybe you should have a non-family member legal team come in and make sure that lines are drawn properly for the benefit of "future heirs".

  • Slowdown
    Slowdown Posts: 694
    Part of the Furniture 500 Posts Photogenic Name Dropper
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    Well thank you for the profile pic compliment. I make stained glass windows and this is a snippet of one I made of an ammonite. 😊

  • PennysIntoPounds
    PennysIntoPounds Posts: 7,616
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    The shared land is all of ours (both households) @weenancyinAmerica, they've just used quite a bit of it. Not currently an issue but if this ridiculous situation continues we definitely have some things we can mention that have not been respectful 😁

    Oh my goodness @Slowdown, that is gorgeous, you clever talented thing!

  • KajiKita
    KajiKita Posts: 10,970
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    That V1nted money is ticking up! Well done 👏😊

    My nails are a disgrace … 😉😂

    KK

    As at 16.10.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2026 as @ 1st November. 
    Produce tracker: £348 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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