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An in-between phase
Comments
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Sitting in solidarity with you Pip. May our homes feel safe again soon.
Debts 04/01/25 01/10/26
CC1 £14,122.71 -
CC2 - £6,975
CC3 £6,112.60 £6,495
1st Direct CC £176.03 £151.44
CC total £20,411.34 £13,621.44
OD £1100 £0
Car loan £4,000 £2,400
1st Direct Loan £10,684.44 £3,825
Total £36,195.78 £19,846.44
EF £2,800
HF £3
EB £2502 -
I feel your pain. I had a neighbour like that once. The whole village called her Evil Edna … 😳
Hope the return wasn’t too awful …
Also seconding the possibility / suggestion of some kind of mediation. Living like this will be exhausting for all of you and won’t help your health. Maybe family counselling?
KK
As at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 73 books of target 52 in 2026 as @ 11th October.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Does Mr PiP have any kind of functional relationship with her? I was thinking about some form of mediation too. That didn't work for us as SiL played the full victim card so our case played out as a full & I imagine permanent split. Mediation probably needs to happen before the behaviour is further entrenched. You are living next to each other & a few 'red lines' from both sides could possibly provide a starting point?
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!3 -
Thanks luvs. There's not really anything to mediate from our point of view. There's no locking of horns, we just don't want abuse and aggression in our home or lives. Hopefully she was just having a bad day and can reign the unhingedness in from now on
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty4 -
Camera doorbell so you always know who's there before you answer 😀
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Have considered it @WelshmansDaughter! Might do in future but don't really want to spend money on something we don't actually want.
Have pondered all your comments on mediation and hopefully it won't be necessary but yes we will have to get wider family involved if this continues. Just seems ludicrous and embarrassing to ask other people to adjudicate and waste their and our precious time when the issue seems to be she thinks we're accountable to her and we think we're middle aged adults in a separate household and that our lives are none of her beeswax. What's the compromise we all come to? We do as she says and we don't get abuse and aggression in our home? Not really feeling it as a reasonable outcome tbh!
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
But no bad vibes allowed on a Sunday!
Wore a great outfit today, got my Sunday perfume on, now got classy comfies on
Mr PIP has prepped mash for dinner, going to have it cheesy with beans while we watch Antiques Roadshow, proper Sundaying that is
Had a lovely gentle stroll around the manor in the autumn sun
Finally learnt that those big purple daisies are called Asters or Michaelmas Daisies, I always wondered when I saw them in the street
Bothered to make a nice salad for lunch and use some bits up
Nice whatsapp time with mum comparing crossword answers, lots of progress has been made from our original dreadful start 😁
Home is clean and tidy, laundry put away and another load air-drying in garden
Mr PIP is having a nice time with our South London pals, my joints didn't feel up to travelling but I'm having a nice time in our lovely garden with Sunday beer and the MSE diaries
Looking forward to going to Norf for a few days later this week and kipping at mums while she's away then hopefully having an evening with her
Managed to resist buying a jumper I've fallen for, that may not last but at least I didn't buy it without giving myself a cooling off period first
Living room smells of the gorgeous candle our friend bought us as a housewarming gift
Did a vinted listing and thus completed my autumn listings pile
Reversed the postcard on our fridge so we can see the message our last next door neighbour wrote- 'Thank you for being great neighbours, your caring and patience'. It actually makes me well up a little every time I see it, but in a good way ❤️
Got £275 from PB (thank you Ernie, we love you). Shares to usual pots, Aim £500 Got £400
It's all good in the hood 🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty6 -
If you can find a family member who can be calm, measured and objective it is entirely likely that they will reinforce your views on living alongside each other to SiL. It might also give SiL an opportunity to express something that seems utterly trivial to you, but causes real distress for her e.g. the location of the wheelie bins or some other such nonsense. If you can get her to express something specific that she needs / wants, there is the possibility of compromise.
That sounds like a really lovely Sunday 🤩❤️KK
As at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 73 books of target 52 in 2026 as @ 11th October.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
that sounds like a great Sunday. Do you think Ernie and the Universe are telling you to buy that jumper? I think so.
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I’m hoping the return of SiL has been serene, tranquil, calm, easygoing, placid, peaceful …….(wracking brains 🧠 for more similes).
1
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